Insuring a vehicle you’re not licensed to drive?
Insuring a vehicle you’re not licensed to drive?
Author
Discussion

ashleyman

Original Poster:

7,284 posts

130 months

Sunday 20th October 2019
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Long story short:

Doing my A license. Been offered a great deal on a bike. Just wondering if I can insure it whilst technically not being lawfully allowed to ride it?

If not no worries there will always be other bikes.

Olivergt

2,280 posts

112 months

Sunday 20th October 2019
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You should be able to get theft only cover, and then upgrade once you have passed your test.

anonymous-user

85 months

Sunday 20th October 2019
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Factoid: insurance costs TREBLE if you cannot spell licence. Harsh, but fair.

joropug

3,073 posts

220 months

Sunday 20th October 2019
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Might be like provisional licence on car ?

BertBert

21,320 posts

242 months

Sunday 20th October 2019
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Why do you need to insure it?

Leptons

5,493 posts

207 months

Sunday 20th October 2019
quotequote all
BertBert said:
Why do you need to insure it?
I’ll take a stab in the dark and suggest, in case it gets nicked...

thatsprettyshady

4,693 posts

196 months

Sunday 20th October 2019
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Yes just ask for “laid up” cover. Adrian Flux covered my car whilst it wasn’t being used so perhaps start there.

Ed.

2,176 posts

269 months

Monday 21st October 2019
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How long do you think you will be insuring it? I got some quotes last year, could only find 12 month laid up policies with no real option to cancel. It was also only £150 ish cheaper than the full riding policy I went with.

BertBert

21,320 posts

242 months

Monday 21st October 2019
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Leptons said:
BertBert said:
Why do you need to insure it?
I’ll take a stab in the dark and suggest, in case it gets nicked...
In which case, why would your ability to drive it be a problem?

98elise

32,811 posts

192 months

Monday 21st October 2019
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BertBert said:
Leptons said:
BertBert said:
Why do you need to insure it?
I’ll take a stab in the dark and suggest, in case it gets nicked...
In which case, why would your ability to drive it be a problem?
Because the OP is asking if insurance companies will insure that scenario. It's a valid question.