Quick MCOL question

[Tyre Smoke]

I submitted a MCOL on 3rd of March, the summons was issued on 4th March and today I received payment in full. Happy days.

I have logged on to MCOL and have updated the status of the claim to settled in full. Am I under any obligation to do anything else? The defendant has enclosed a letter with his Building Society cheque requesting confirmation of full and final settlement by return post. I'm not feeling all that disposed to continue contact now I have my money and everything is settled.

Sit back and bank the cheque and that's an end to it?

[Hobo]

No obligation, as the case will be closed and a judgment will not be entered against the other party.

Its generally just polite to confirm receipt and that the matter is now concluded.

[Hobo]

But if they were c@cks, then I wouldn't reply either

[BertBert]

Well unless it was part of the agreed settlement, I wouldn't confirm full and final.

[Tyre Smoke]

No, there was no agreement to confirm receipt. In fact he was being a bit of a knob saying he had paid all he was going to pay, and any further requests would be treated as harrassment. So I wrote asking for the outstanding amount (which he originally agreed he owed) within 14 days, and received no response. So I issued a MCOL and he has paid what he owed plus my costs.

I think I'll just ignore him.

[Pegscratch]

Tyre Smoke said:

In fact he was being a bit of a knob saying he had paid all he was going to pay, and any further requests would be treated as harrassment.

I've just had that wibble in response to a letter before action. Wonder how quickly their tune will be changing.

[kestral]

Tyre Smoke said:

I submitted a MCOL on 3rd of March, the summons was issued on 4th March and today I received payment in full. Happy days.

I have logged on to MCOL and have updated the status of the claim to settled in full. Am I under any obligation to do anything else? The defendant has enclosed a letter with his Building Society cheque requesting confirmation of full and final settlement by return post. I'm not feeling all that disposed to continue contact now I have my money and everything is settled.

Sit back and bank the cheque and that's an end to it?

You have taken a risk considering the debt settled before the building society cheque cleared.

[Pegscratch]

kestral said:

You have taken a risk considering the debt settled before the building society cheque cleared.

This is also true.

[chopper602]

kestral said:

You have taken a risk considering the debt settled before the building society cheque cleared.

Don't think there is such a thing as a building society cheque clearance - they can't bounce

[paintman]

Assuming it's genuine.....

[Tyre Smoke]

It's a Halifax bankers draft. This bloke is stubborn with a huge ego, but he's not stupid. Well, not that stupid. I've no reason to believe it's hooky.

[KungFuPanda]

I once issued small claim against a travel agent. We got judgment in default and they sent a cheque in settlement of the full claim. However, they post-dated said cheque which took them past the 30 day period after the date of judgment.

This had a detrimental effect on their credit record as rather than the CCJ disappearing from their credit record, it stayed on there for 6 years as a satisfied judgment.