Insurance Problem
Discussion
Earlier this year I paid about £900 to insure my XJR. But I just did another quote on Go Compare with the exact same car and details (I was really bored) and now my cheapest price is £2,362.
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
Lord E38 said:
Earlier this year I paid about £900 to insure my XJR. But I just did another quote on Go Compare with the exact same car and details (I was really bored) and now my cheapest price is £2,362.
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
There might have been a spate of XJR driving 18 year olds making claims, since you took out your policy, which has now skewed the risk profile for that group.What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
Lord E38 said:
Earlier this year I paid about £900 to insure my XJR. But I just did another quote on Go Compare with the exact same car and details (I was really bored) and now my cheapest price is £2,362.
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
How the hell are you only paying £900 on an XJR at 18?What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
For most people your age even a Toyota Aygo would be well over £1000. £2362 sounds more realistic.
Don't even bother looking at quotes again until you need to (about 3/4 weeks prior to renewal). If they're still really high again you'll need to speak to brokers etc and still might end up paying a higher premium, but if no incidents in your year of owning it then you might get one who quotes a reasonable price.
Lord E38 said:
Earlier this year I paid about £900 to insure my XJR. But I just did another quote on Go Compare with the exact same car and details (I was really bored) and now my cheapest price is £2,362.
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
Your bigger concern is what has gone wrong on your existing policy that they are covering you for £900 at 18 on an XJR. Have they got your age right?. Is the reg number correct, or do they think they are covering a Nissan Micra?What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
18 y/olds do not pay £900 to cover an XJR. Even £2362 sounds very cheap. Assume you live in the Scottish Highlands or some other very low risk area.
Edited by TwigtheWonderkid on Sunday 12th September 17:51
TwigtheWonderkid said:
Your bigger concern is what has gone wrong on my existing policy that they are covering me for £900at 18 on an XJR. Have they got your age right?. Is the reg number correct, or do they think they are covering a Nissan Micra?
18 y/olds do not pay £900 to cover an XJR. Even £2362 sounds very cheap. Assume you live in the Scottish Highlands or some other very low risk area.
This check your policy18 y/olds do not pay £900 to cover an XJR. Even £2362 sounds very cheap. Assume you live in the Scottish Highlands or some other very low risk area.
Lord E38 said:
Earlier this year I paid about £900 to insure my XJR. But I just did another quote on Go Compare with the exact same car and details (I was really bored) and now my cheapest price is £2,362.
What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
When does your current policy expire ? Probably a very good idea to carefully check the current policy schedule now for mistakes before you get pulled or get pranged What gives? I understand that UK insurance is extortionate for people my age (18), but what could cause it to get more expensive if I haven't changed anything?
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