deliberate accident
Discussion
Morning all,
Just wanted a bit of advice about someone who deliberately pulled into my lane at a roundabout and caused damage..
We were driving back from Goodwood on Sunday and came of the M25 a J9 as we were going round the roundabout off the motorway I had someone swerve into my lane causing myself and the car behind to come to a stand still.
No word of apology from the driver as he didnt stop. Anyway we went past him further down the dual carrige way and he and his mates are gurning like t
ts at us. Ignored for the sake of the family and we carry on with our journey.
As we were driving up to the next roundabout (splits into 3 lanes, left, straight on and right) I got into the right hand lane to go right, matey boy pulls up in the centre lane and as I go to pull out, he custs across my path into me and scrapes his car across the front wing and bumper.
He gets out, his mate in the passenger side gets out and starts giving my wife grief saying I cant beleive you drove into me etc.
Fortunately it was all caught on my dash cam.
When I pointed it out to him his demenour changed 'slightly' and at that point he couldnt wait to leave.
I reminded him it was clearly his fault (the footage is very clear ad it shows him driving into my lane and into me).
I got his number ( he wasnt interested in taking my details etc). I got his email address and uploaded the footage and asked what he wanted to do about the damage. He has asked for photos but has since gone quiet.
So, now do I go through my insurance co and enjoy increased premiums for a non fault claim, or what other options are available to me?
Thanks,
J
Just wanted a bit of advice about someone who deliberately pulled into my lane at a roundabout and caused damage..
We were driving back from Goodwood on Sunday and came of the M25 a J9 as we were going round the roundabout off the motorway I had someone swerve into my lane causing myself and the car behind to come to a stand still.
No word of apology from the driver as he didnt stop. Anyway we went past him further down the dual carrige way and he and his mates are gurning like t
ts at us. Ignored for the sake of the family and we carry on with our journey.As we were driving up to the next roundabout (splits into 3 lanes, left, straight on and right) I got into the right hand lane to go right, matey boy pulls up in the centre lane and as I go to pull out, he custs across my path into me and scrapes his car across the front wing and bumper.
He gets out, his mate in the passenger side gets out and starts giving my wife grief saying I cant beleive you drove into me etc.
Fortunately it was all caught on my dash cam.
When I pointed it out to him his demenour changed 'slightly' and at that point he couldnt wait to leave.
I reminded him it was clearly his fault (the footage is very clear ad it shows him driving into my lane and into me).
I got his number ( he wasnt interested in taking my details etc). I got his email address and uploaded the footage and asked what he wanted to do about the damage. He has asked for photos but has since gone quiet.
So, now do I go through my insurance co and enjoy increased premiums for a non fault claim, or what other options are available to me?
Thanks,
J
Go to your insurers straightaway. That's what they are there for. There might well be little if any effect on your premiums but, even if there is, it will be worth it for not having to deal with the other party direct.
If the dashcam footage is that clear, is it worth asking the police to have a look as well?
If the dashcam footage is that clear, is it worth asking the police to have a look as well?
foodie said:
Morning all,
Just wanted a bit of advice about someone who deliberately pulled into my lane at a roundabout and caused damage..
We were driving back from Goodwood on Sunday and came of the M25 a J9 as we were going round the roundabout off the motorway I had someone swerve into my lane causing myself and the car behind to come to a stand still.
No word of apology from the driver as he didnt stop. Anyway we went past him further down the dual carrige way and he and his mates are gurning like tts at us. Ignored for the sake of the family and we carry on with our journey.
As we were driving up to the next roundabout (splits into 3 lanes, left, straight on and right) I got into the right hand lane to go right, matey boy pulls up in the centre lane and as I go to pull out, he custs across my path into me and scrapes his car across the front wing and bumper.
He gets out, his mate in the passenger side gets out and starts giving my wife grief saying I cant beleive you drove into me etc.
Fortunately it was all caught on my dash cam.
When I pointed it out to him his demenour changed 'slightly' and at that point he couldnt wait to leave.
I reminded him it was clearly his fault (the footage is very clear ad it shows him driving into my lane and into me).
I got his number ( he wasnt interested in taking my details etc). I got his email address and uploaded the footage and asked what he wanted to do about the damage. He has asked for photos but has since gone quiet.
So, now do I go through my insurance co and enjoy increased premiums for a non fault claim, or what other options are available to me?
Thanks,
J
Insurance - AND report him to the police , providing your dashcam footage as evidence along with testimony of you and your wife . Although your wife was a passenger in your car , her testimony although not fully independent of yours , will support your version of events and supported by your video evidence should be quite compelling .Just wanted a bit of advice about someone who deliberately pulled into my lane at a roundabout and caused damage..
We were driving back from Goodwood on Sunday and came of the M25 a J9 as we were going round the roundabout off the motorway I had someone swerve into my lane causing myself and the car behind to come to a stand still.
No word of apology from the driver as he didnt stop. Anyway we went past him further down the dual carrige way and he and his mates are gurning like t
ts at us. Ignored for the sake of the family and we carry on with our journey.As we were driving up to the next roundabout (splits into 3 lanes, left, straight on and right) I got into the right hand lane to go right, matey boy pulls up in the centre lane and as I go to pull out, he custs across my path into me and scrapes his car across the front wing and bumper.
He gets out, his mate in the passenger side gets out and starts giving my wife grief saying I cant beleive you drove into me etc.
Fortunately it was all caught on my dash cam.
When I pointed it out to him his demenour changed 'slightly' and at that point he couldnt wait to leave.
I reminded him it was clearly his fault (the footage is very clear ad it shows him driving into my lane and into me).
I got his number ( he wasnt interested in taking my details etc). I got his email address and uploaded the footage and asked what he wanted to do about the damage. He has asked for photos but has since gone quiet.
So, now do I go through my insurance co and enjoy increased premiums for a non fault claim, or what other options are available to me?
Thanks,
J
Deliberately driving into another vehicle is at the very least driving without due care and attention ; it would not be much of a stretch to look at dangerous driving . I don't think there is an offence of reckless driving in the UK any longer , although I think there was in years gone by .
Spare tyre said:
Personally I would probably keep quiete about the dash cam at the scene!
Why though? In this particular case it appears that pointing out that the deliberate act was caught on camera was what defused the situation.I got the impression that this was a "crash for cash" scheme or some mindless loon looking to incite some trouble, and it may well have escalated had his actions not been caught on camera and pointed out to him.
Metrepolitan Police - OPERATION CATCHERl said:
Operation Catcher - Advice to companies, operating vehicles within the M25, who are the victims of deliberately induced road collisions.
The Metropolitan Police area is one of a number of regions within the UK that is experiencing a high level of deliberately induced road collisions.
Organised criminal groups are targeting companies who operate vehicle fleets within the M25 area by deliberately causing collisions in order to defraud their insurers. Operation Catcher is a Metropolitan Police initiative, intended to identify an offence when it happens, prosecute the offenders and, as a result, reduce the incidence of this type of crime.
What are the features of an induced collision?
• The criminals will use two cars to target their victim. These cars will get ahead of the Company vehicle in steady moving traffic, the first will then brake hard or make an unexpected manoeuvre, this will cause the second car to brake hard (often using the handbrake to avoid alerting the intended victim) and result in a collision.
• The first car will make off while the second, now damaged car will stop. The occupants of this second car will make a point of blaming the car that has made off and appear to sympathise with their victim - you.
• The criminals are most frequently from the Asian community - Afghan, Bangladesh or Pakistani. (Not exclusively but a common feature in London)
• There will often be at least three occupants in the car.
• Driver details are often already written down and insurance and registration documents are carried in their car.
• The driver will speak English while the other occupants do not.
It should be noted that these features are a guide only and all elements may not be present at every induced collision.
What action should the driver take if they genuinely believe they have been the victim of an induced collision?
• Your first action is to immediately call the Police on the non-emergency number 0300 123 1212 and say that you believe you have been involved a deliberately induced collision - give the index number of the other vehicle.
• You MUST tell the operator that you need an OPERATION CATCHER response. The sooner you call us the more time we have to get to you. Do NOT inform the other vehicle you have called the police as they will probably leave the scene.
• Make a mental note of who was driving; it is very important you can identify this person to the police.
• Exchange details as you would normally do but take your time; this will give the police time to get to you. Take details of ALL occupants - you can say that this is company policy because of recent experience of personal injury claims.
• Make a note of the car that drove off and make a note of where you first saw it - this will help the police trace it later.
We will do our best but can’t guarantee to get to every call before the exchange of details is complete. In these circumstances it would be helpful if drivers could:
• Photograph damage to other vehicle and photograph driver.
• Retain any papers supplied by the other driver in a plastic bag and avoid any unnecessary direct handling (This can be taken by police later and forensically examined). A self seal food bag would be ideal.
• Make a note of the car that drove off and make a note of where you first saw it - this will help the police trace it later.
• Call the police back and tell us that the other vehicle has left the scene and the direction it went.
A police officer will contact the driver and/or the company over the following days in order to pursue the investigation.
If there are any questions about this initiative please contact the Road Crime Intelligence Unit on 0207 161 1011 (Mon - Fri)
I have this number stored in my phone for these exact times. Call the Police as quick as possible. Don't mention the dash cam and save that for the prosecution!The Metropolitan Police area is one of a number of regions within the UK that is experiencing a high level of deliberately induced road collisions.
Organised criminal groups are targeting companies who operate vehicle fleets within the M25 area by deliberately causing collisions in order to defraud their insurers. Operation Catcher is a Metropolitan Police initiative, intended to identify an offence when it happens, prosecute the offenders and, as a result, reduce the incidence of this type of crime.
What are the features of an induced collision?
• The criminals will use two cars to target their victim. These cars will get ahead of the Company vehicle in steady moving traffic, the first will then brake hard or make an unexpected manoeuvre, this will cause the second car to brake hard (often using the handbrake to avoid alerting the intended victim) and result in a collision.
• The first car will make off while the second, now damaged car will stop. The occupants of this second car will make a point of blaming the car that has made off and appear to sympathise with their victim - you.
• The criminals are most frequently from the Asian community - Afghan, Bangladesh or Pakistani. (Not exclusively but a common feature in London)
• There will often be at least three occupants in the car.
• Driver details are often already written down and insurance and registration documents are carried in their car.
• The driver will speak English while the other occupants do not.
It should be noted that these features are a guide only and all elements may not be present at every induced collision.
What action should the driver take if they genuinely believe they have been the victim of an induced collision?
• Your first action is to immediately call the Police on the non-emergency number 0300 123 1212 and say that you believe you have been involved a deliberately induced collision - give the index number of the other vehicle.
• You MUST tell the operator that you need an OPERATION CATCHER response. The sooner you call us the more time we have to get to you. Do NOT inform the other vehicle you have called the police as they will probably leave the scene.
• Make a mental note of who was driving; it is very important you can identify this person to the police.
• Exchange details as you would normally do but take your time; this will give the police time to get to you. Take details of ALL occupants - you can say that this is company policy because of recent experience of personal injury claims.
• Make a note of the car that drove off and make a note of where you first saw it - this will help the police trace it later.
We will do our best but can’t guarantee to get to every call before the exchange of details is complete. In these circumstances it would be helpful if drivers could:
• Photograph damage to other vehicle and photograph driver.
• Retain any papers supplied by the other driver in a plastic bag and avoid any unnecessary direct handling (This can be taken by police later and forensically examined). A self seal food bag would be ideal.
• Make a note of the car that drove off and make a note of where you first saw it - this will help the police trace it later.
• Call the police back and tell us that the other vehicle has left the scene and the direction it went.
A police officer will contact the driver and/or the company over the following days in order to pursue the investigation.
If there are any questions about this initiative please contact the Road Crime Intelligence Unit on 0207 161 1011 (Mon - Fri)
Post up the footage though, as this isn't a Police investigation it will make no difference. Also, as seen by the youtube morons, uploading videos to the net does no preclude a prosecution at a later date.
Brigand said:
Spare tyre said:
Personally I would probably keep quiete about the dash cam at the scene!
Why though? In this particular case it appears that pointing out that the deliberate act was caught on camera was what defused the situation.I got the impression that this was a "crash for cash" scheme or some mindless loon looking to incite some trouble, and it may well have escalated had his actions not been caught on camera and pointed out to him.
Give them enough string to hang themselves. Let them take insurance details, put in their claim with a ridiculous story - then knock them down with the footage. Now they know it's on video, they can alter their story to fit.
joewilliams said:
Brigand said:
Spare tyre said:
Personally I would probably keep quiete about the dash cam at the scene!
Why though? In this particular case it appears that pointing out that the deliberate act was caught on camera was what defused the situation.I got the impression that this was a "crash for cash" scheme or some mindless loon looking to incite some trouble, and it may well have escalated had his actions not been caught on camera and pointed out to him.
Give them enough string to hang themselves. Let them take insurance details, put in their claim with a ridiculous story - then knock them down with the footage. Now they know it's on video, they can alter their story to fit.
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