Is this some fraud going on?
Discussion
I've been at my current address for four years. Before that the occupier had bought the property from new, so only two families have lived here.
A few months after I moved in, we received in the post some NHS cards addressed to some guy I'd never heard of, not the previous owner or me. I sent them to the NHS with a note saying I thought something dodgy was going on.
Since then I've had demands from Next Directory in yet another persons name (this time a woman).
Today I've had two life insurance proposals addressed to a Mrs J Bostandji and a Mr C Bostandji from Friendslife Insurance. Never heard of these people either! I've tried ringing the company but they close at 5 so I'll try again tomorrow.
On the proposal is a contact telephone number for each of these people too, I'm considering calling them directly.
What could be going on here? Has a crime been committed do you think?
Any advice appreciated.
A few months after I moved in, we received in the post some NHS cards addressed to some guy I'd never heard of, not the previous owner or me. I sent them to the NHS with a note saying I thought something dodgy was going on.
Since then I've had demands from Next Directory in yet another persons name (this time a woman).
Today I've had two life insurance proposals addressed to a Mrs J Bostandji and a Mr C Bostandji from Friendslife Insurance. Never heard of these people either! I've tried ringing the company but they close at 5 so I'll try again tomorrow.
On the proposal is a contact telephone number for each of these people too, I'm considering calling them directly.
What could be going on here? Has a crime been committed do you think?
Any advice appreciated.
Jezzerh said:
Has a crime been committed do you think?
Yes....Opening mail not addressed to you?Postal Services Act 2000 Section 84.
A person commits an offence if, intending to act to a persons detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
lbc said:
Jezzerh said:
Has a crime been committed do you think?
Yes....Opening mail not addressed to you?Postal Services Act 2000 Section 84.
A person commits an offence if, intending to act to a persons detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
Could be. One month I had several letters addressed to various names (some didnt look like real names) arrive from different insurance companies.
I called up Action Fraud and reported it just in cas and got a 'crime' reference number just in case. I just binned any letters letters that arrived after that.
The letters have since stopped.
I called up Action Fraud and reported it just in cas and got a 'crime' reference number just in case. I just binned any letters letters that arrived after that.
The letters have since stopped.
Piersman2 said:
lbc said:
Jezzerh said:
Has a crime been committed do you think?
Yes....Opening mail not addressed to you?Postal Services Act 2000 Section 84.
A person commits an offence if, intending to act to a persons detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
ruff'n'smov said:
Piersman2 said:
lbc said:
Jezzerh said:
Has a crime been committed do you think?
Yes....Opening mail not addressed to you?Postal Services Act 2000 Section 84.
A person commits an offence if, intending to act to a persons detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him.
certainly go towards youGet your Statutory credit reports from Experian and Equifax (the proper reports, not the stuff you sign up for).
Check reports for unknowns and incorrect info. Write back to each (Equifax/Experian) outlining why the info is incorrect and for them to remove it.
If there is anything on there then make regular checks (every 6mths or so).
Check reports for unknowns and incorrect info. Write back to each (Equifax/Experian) outlining why the info is incorrect and for them to remove it.
If there is anything on there then make regular checks (every 6mths or so).
Do you know all the addresses with the same postcode as you. I had a similar problem a couple of years ago. One set of letters from an insurance broker was down to the broker doing an automatic address lookup on the postcode and picking my address because it was at the top of the list rather than the address of his client. Annoying but not fraud.
Rgds
Richard
Rgds
Richard
CAPP0 said:
Swervin_Mervin said:
Get your Statutory credit reports from Experian and Equifax (the proper reports, not the stuff you sign up for).
What's the difference between the two, and how do you do this?Both sites will have links to the forms you need to complete to get the reports. They used to be very well hidden but I think they got a rollocking at some point and have made them more accessible.
http://www.experian.co.uk/consumer/statutory-repor...
You only need to get one, cost 2, worth getting from time to time just for peace of mind. You can also write to experian (see their website for details) and ask for a note to be put against your address with something along the lines of your original post above.
I would open all post through my door, take a copy (just in case you have any future problems), then reseal write "RETURN TO SENDER - ADDRESSEE NOT KNOWN AT THIS ADDRESS" across the front in big red pen and drop it in a post box (no need for a stamp). If you suspect some fraud, call the firms sending the letters and tell them the situation (make a note of date / time of call and who spoken to).
It's probably nothing but could cause you issues on your credit rating if they get away with goods / services and a marker goes on your address (albeit against a different name to you).
edit:
Have a read of this - may help.
http://www.moneysavingexpert.com/loans/credit-rati...
You only need to get one, cost 2, worth getting from time to time just for peace of mind. You can also write to experian (see their website for details) and ask for a note to be put against your address with something along the lines of your original post above.
I would open all post through my door, take a copy (just in case you have any future problems), then reseal write "RETURN TO SENDER - ADDRESSEE NOT KNOWN AT THIS ADDRESS" across the front in big red pen and drop it in a post box (no need for a stamp). If you suspect some fraud, call the firms sending the letters and tell them the situation (make a note of date / time of call and who spoken to).
It's probably nothing but could cause you issues on your credit rating if they get away with goods / services and a marker goes on your address (albeit against a different name to you).
edit:
Have a read of this - may help.
http://www.moneysavingexpert.com/loans/credit-rati...
Edited by willis1337 on Friday 23 May 16:58
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