Continuous insurance malarkey

[speedking31]

My car died While having it rebuilt I decided to 'improve' some parts This changes the car from standard to modified. My current insurer won't insure modified car. I find a broker who will insure the modified car, but obviously the premium will increase.

While the car is in the care of the garage it is covered by their insurance. But I am not allowed to cancel my old insurance and wait for the repair to be completed before I take out the new insurance due to CIE.

Therefore I am letting the old insurance run, as it is a cheaper policy, and will change when I get the car back. As it cannot be driven then unmodified insurance should be sufficient. I don't think the car is technically modified until it can be driven with the modifications completed, but then again it is not standard once the engine has been removed

Any issues with the above?

[ferrariF50lover]

Vehicle only needs to be insured as long as it's taxed. If it's being rebuilt (or whatever), just SORN it and remove the need for insurance at all.

While we're on the topic, does anyone have any reliable figures as to the effect of CIE on the number of untaxed or uninsured cars on the road? I seem to recall the original argument against it was that the scumbags who would run with no insurance would keep running with no insurance and just not bother to tax their vehicles either (or would just ignore the fines altogether). Does this seem to have been the case?

Simon.

[aw51 121565]

Using cloned plates from a legal vehicle seems to be the way to get round CIE (and a few other laws) if one insists on driving without insurance or, well, anything at all really...

A law which is (badly) aimed at the lowest common denominator, and affects plenty of innocent vehicle owners too (as well as being a bit of a fundraiser for UK2014plc) .

"Policing by database" .