Quick Insurance query - DoC/named driver

[mr2aw11]

Mrs MR2AW11 picks up a new car tomorrow, and she's selling her current car /giving it to her mam.
Insurance situation is that her cover (on which I'm a named driver) will remain on her "old" car while it sits on her mam's drive and she sorts her cover out.
The dealership are providing a week's free insurance on the new car for the missus.
Now, I have DoC cover on my policy for any other car, but am wary of all the less than clear caveats about being a named driver elsewhere...
In short, would my DoC mean I'm legal and insured on my policy (obviously 3rd party) to drive her new car while it's on the dealer/manufacturer freebie week?

[MrTickle]

every free 7 day policy i have had has always allowed spouse to be added as a named driver anyway?

[Snowboy]

Short answer is;
Probably.

Although a lot of companies now say you can only doc in an 'occasional emergency' - or something like that.
It's to stop fronting type stuff.

I would suggest either double checking with your insurer, or getting added to the free policy for the week.

[CYMR0]

mr2aw11 said:

In short, would my DoC mean I'm legal and insured on my policy (obviously 3rd party) to drive her new car while it's on the dealer/manufacturer freebie week?

No idea.

That is the most helpful answer anyone can give.

There's no reason why the free week's cover should be treated any differently - the car is insured (which some, but not all policies stipulate).

However many DOC extensions don't apply to a car owned by you or your spouse - to stop them being used as fleet policies, primarily, but it would catch this scenario.

Read your policy and ask your insurer. (Yes, you might be answered by a clueless 19-year-old who's making stuff up but you may not).

[Aretnap]

Snowboy said:

Although a lot of companies now say you can only doc in an 'occasional emergency' - or something like that.

Which companies? How do they define "emergency"?

[CYMR0]

Aretnap said:

Which companies? How do they define "emergency"?

They don't but call centre numpties do spout this from time to time.

[speedking31]

As you say; DoC is only third party so I think would be a bit risky on a brand new spousemobile

Edited by speedking31 on Friday 27th June 16:17