Insurance cover for third party

[BHML]

If someone else driving your car (with third party cover from their own insurance) has an accident, presumably any claims will be handled by their insurance company (ie you would not need to notify your own insurers as the accident did not occur with your involvement, even though it was your car)?

[daveinaravecave]

The driving history follows the driver, not the car.

[LoonR1]

Why aren't you worried about your car? Someone has crashed it with TPO cover only. That's got to hurt.

[Aretnap]

It would depend on the terms of your policy, but picking an insurer at random Admiral say ( page 24)

Admiral said:

If you or your car is involved in any type of claim, accident or loss regardless of fault, you must tell us about it within 48 hours.

So yes you may well have to tell them about it, even though the friend's insurers will be dealing with any third party claims.