Speed awareness course and insurance.
Discussion
CaptainHogseye said:
When I did the course 3 years ago, the tutor specifically told us that we did not need to disclose our attendance to anybody, even if asked.
My colleague did a course a few weeks ago and this question came up, they were told not to disclose it even if asked as; a) they are now deemed a safer driver for having attended and b) there is no way an insurance company can find out if you have attended a course. HTP99 said:
CaptainHogseye said:
When I did the course 3 years ago, the tutor specifically told us that we did not need to disclose our attendance to anybody, even if asked.
My colleague did a course a few weeks ago and this question came up, they were told not to disclose it even if asked as; a) they are now deemed a safer driver for having attended and b) there is no way an insurance company can find out if you have attended a course. I think Loon has posted that they can find out, as DVLA keep a database of the information.
Nigel Worc's said:
HTP99 said:
CaptainHogseye said:
When I did the course 3 years ago, the tutor specifically told us that we did not need to disclose our attendance to anybody, even if asked.
My colleague did a course a few weeks ago and this question came up, they were told not to disclose it even if asked as; a) they are now deemed a safer driver for having attended and b) there is no way an insurance company can find out if you have attended a course. I think Loon has posted that they can find out, as DVLA keep a database of the information.
martine said:
If you're asked by an insurance company you must declare it - not doing so is illegal and may invalidate your insurance...the Speed Awareness Tutors are talking bollards (if that's what they said)...and I work for one of the current providers!
Funny how it seems a number of them are actively miss informing those attending the course, unless thing have tighten up in the last three yearsCaptainHogseye said:
Nigel Worc's said:
HTP99 said:
CaptainHogseye said:
When I did the course 3 years ago, the tutor specifically told us that we did not need to disclose our attendance to anybody, even if asked.
My colleague did a course a few weeks ago and this question came up, they were told not to disclose it even if asked as; a) they are now deemed a safer driver for having attended and b) there is no way an insurance company can find out if you have attended a course. I think Loon has posted that they can find out, as DVLA keep a database of the information.
CaptainHogseye said:
martine said:
If you're asked by an insurance company you must declare it - not doing so is illegal and may invalidate your insurance...the Speed Awareness Tutors are talking bollards (if that's what they said)...and I work for one of the current providers!
Funny how it seems a number of them are actively miss informing those attending the course, unless thing have tighten up in the last three yearsLess incentive to take a course instead of the points, perhaps, if your insurance was going to increase anyway?
Edited by PorkInsider on Saturday 23 August 19:38
PorkInsider said:
Perhaps the misinformation isn't unwitting on the provider's part?
Less incentive to take a course instead of the points, perhaps, if your insurance was going to increase anyway?
It should have bugger all to do with insurance and everything to do with getting an extra "life" on your licence. Less incentive to take a course instead of the points, perhaps, if your insurance was going to increase anyway?
Edited by PorkInsider on Saturday 23 August 19:38
Why can't people see this instead of linking insurance?
This comes up so often we should have a wiki page for it.
In a nutshell, if an insurer does not specifically ask then you are not required to volunteer the info. If an insurer specifically and explicitly asks if you have attended a Speed Awareness Course then you must declare it under Full Disclosure rules.
Currently the only insurer who specifically asks is Admiral Group.
In a nutshell, if an insurer does not specifically ask then you are not required to volunteer the info. If an insurer specifically and explicitly asks if you have attended a Speed Awareness Course then you must declare it under Full Disclosure rules.
Currently the only insurer who specifically asks is Admiral Group.
LoonR1 said:
Nigel Worc's said:
And, because telling porkies to an insurance company is such a bloody brilliant idea !
I think Loon has posted that they can find out, as DVLA keep a database of the information.
Quite the opposite. We have no way of finding out unless you tell us currently. I think Loon has posted that they can find out, as DVLA keep a database of the information.
LoonR1 said:
It should have bugger all to do with insurance and everything to do with getting an extra "life" on your licence.
Why can't people see this instead of linking insurance?
My point was that if a course provider told its customers to lie if their insurance company asked them whether they had attended a speed awareness course, it might be due to the provider's wish to protect its business rather than because it's the right thing to do.Why can't people see this instead of linking insurance?
Nevermind though.
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