Change of ownership and road tax

[Sideways Tim]

Want to give my daughter a car that we own and swap the V5 into her name - what are the roadtax implications now they've changed the system?

[illmonkey]

You will automatically get a refund when you send the V5 off. She'll have to tax the car in her name.

Problem is, we're half way through the month, so you'll lose half a month each. No easy way around that though, send it in on the 24th, and it may get processed before or after month end.

[Sideways Tim]

Thanks. End of the month it is then.

[CoolC]

As above, wait until the 28th to do the paperwork.

[LoonR1]

What car is it, or np better still what tax band is it in? Be good to know just how much this extra amount is that you'll pay

[croyde]

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

[Pet Troll]

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

Which is exactly the same as it has been for years and years, certainly as long as I have been buying cars.

[LoonR1]

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

What tax bracket was your car in?

[randlemarcus]

LoonR1 said:

What car is it, or np better still what tax band is it in? Be good to know just how much this extra amount is that you'll pay

The key thing here is not the amount, its the phrase "extra". It's annoying to have to shell out extra for something that really hasn't changed for your benefit, regardless of the amount. The really annoying thing is that to do this on a daily basis is trivially easy, given their systems, but hey. Maybe it's better if they are honest and open about it - call it a "keeping Swansea from being officially classified as Spain" charge

[illmonkey]

Pet Troll said:

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

Which is exactly the same as it has been for years and years, certainly as long as I have been buying cars.

Tax was transferable, so not really. Yes, technically you'd paid for a year, and sold the car after 6 months, but it's built into the sale price.

[Roo]

illmonkey said:

Pet Troll said:

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

Which is exactly the same as it has been for years and years, certainly as long as I have been buying cars.

Tax was transferable, so not really. Yes, technically you'd paid for a year, and sold the car after 6 months, but it's built into the sale price.

Nope, you normally ended up giving it away in order to sell the car.

This way you get the money back.

[LoonR1]

randlemarcus said:

The key thing here is not the amount, its the phrase "extra". It's annoying to have to shell out extra for something that really hasn't changed for your benefit, regardless of the amount. The really annoying thing is that to do this on a daily basis is trivially easy, given their systems, but hey. Maybe it's better if they are honest and open about it - call it a "keeping Swansea from being officially classified as Spain" charge

I wonder whether it really is "extra" really. Are people dropping the price of their cars to compensate for the lack of tax? I doubt it.

In any event on 11 out of the 13 bands you're looking at anywhere between £0 and £22 at most. It's hardly going to change the world is it? Even on the stupid expensive ones like mine, then it's £40, which again isn't really a disaster. I'm looking at it the other way which is, I get full months back, which otherwise would've gone with the car. I really don't see a buyer knocking the price down £500 to compensate for the lack of tax.

Edited by LoonR1 on Tuesday 10th February 13:43

[illmonkey]

Roo said:

illmonkey said:

Pet Troll said:

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

Which is exactly the same as it has been for years and years, certainly as long as I have been buying cars.

Tax was transferable, so not really. Yes, technically you'd paid for a year, and sold the car after 6 months, but it's built into the sale price.

Nope, you normally ended up giving it away in order to sell the car.

This way you get the money back.

Splitting hairs I feel. You wern't losing the money to the gov, at least.

[Sideways Tim]

LoonR1 said:

What car is it, or np better still what tax band is it in? Be good to know just how much this extra amount is that you'll pay

It's a 1.2 Polo, no idea what band it is. TBH I didn't even know they did bands, I just pay whatever the bill says

[LoonR1]

Sideways Tim said:

It's a 1.2 Polo, no idea what band it is. TBH I didn't even know they did bands, I just pay whatever the bill says

Need a bit more info. What age and petrol or diesel?

On petrol (worst case) it's looking like £9 that you might pay extra, so hardly earth shattering.

[Sideways Tim]

1.2 petrol on a 12 plate.

[LoonR1]

Worst case it's a band D, so £110 a year so £9 extra you're paying then.

It could actually be £0 extra though too

http://www.parkers.co.uk/cars/reviews/facts-and-fi...

[randlemarcus]

LoonR1 said:

I wonder whether it really is "extra" really. Are people dropping the price of their cars to compensate for the lack of tax? I doubt it.

In any event on 11 out of the 13 bands you're looking at anywhere between £0 and £22 at most. It's hardly going to change the world is it? Even on the stupid expensive ones like mine, then it's £40, which again isn't really a disaster. I'm looking at it the other way which is, I get n full. I ths back, which otherwise would've gone with the car. I really don't see a buyer knocking the price down £500 to compensate for the lack of tax.

GPWM. Perhaps its a simple perception thing then, as the fact that you get the unused months back, rather than simply selling them for effectively nothing makes sense in my head now Loon for Minister of Public Communications!

[TwigtheWonderkid]

illmonkey said:

Roo said:

illmonkey said:

Pet Troll said:

croyde said:

I know it's been covered before but a great tax scam.

I sold a car yesterday so I have already paid for Feb, which I won't get back, and the new owner had to pay up including Feb. Nice work Gov.co.uk

Which is exactly the same as it has been for years and years, certainly as long as I have been buying cars.

Tax was transferable, so not really. Yes, technically you'd paid for a year, and sold the car after 6 months, but it's built into the sale price.

Nope, you normally ended up giving it away in order to sell the car.

This way you get the money back.

Splitting hairs I feel. You wern't losing the money to the gov, at least.

No, you were losing far more money to the buyer. New system is great. No more "chuck in the remaining road tax and it's a deal".

[SK425]

Roo said:

Nope, you normally ended up giving it away in order to sell the car.

Giving it away? Nonsense . Saying (prior to the rule change) "I paid x for the car, and wasn't the previous owner nice - they threw in the tax disc for free" is like saying "I paid x for the car, and wasn't the previous owner nice - they threw in the wheels for free". If you tried to sell a car with the wheels excluded, you would expect to find that that had an effect on the price you could command and how readily you could sell it compard to someone seling a similar car with the wheels included. You would see the same effect, far less pronounced of course, if you tried to sell a car with the tax disc excluded.

It is a simple fact that under the previous rules buyer and seller could choose not to go down the route that involves tax being collected twice in the same month whereas now they cannot choose that route. That's hardly the biggest problem government needs to sort out - although it gains a little extra piquancy by virtue of being a recently introduced, previously non-existent problem - but there's no excuse for resolving this issue not to be on DVLA's to-do list, albeit at a priority leverl commensurate with the scale of the problem. It's not like we're talking about stretching the bounds of human endeavour. When I moved house last year the old and new councils managed to avoid equivalent overlapping, as did all the utility companies. It's not unreasonable to ask DVLA if it wouldn't mind, when it gets a moment, bringing itself into the current millenium.