Stealing back your own car?
Discussion
Long story short, lady buys a car for her daughters boyfriend and insures it 
, which he would pay her back for in installments and now they're separated. Payments have stopped.
The car is in her name and she is insured to drive it. She has had a replacement key from the dealer and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home.
2. She has been told by a technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
, which he would pay her back for in installments and now they're separated. Payments have stopped.The car is in her name and she is insured to drive it. She has had a replacement key from the dealer and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home.
2. She has been told by a technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
Edited by krobbo on Monday 13th April 21:41
I know it's not very powerfully built PH type but I'd be looking into the services of a 'specialist recovery agent', the type that repossess vehicles, that way they'd be better prepared to receive any flak from the other party. Then I'd be having it taken to BMW to get any other keys removed from the ECU.
BFG TERRANO said:
She has bought it outright and he is/was paying her back until the separation?
Yes, bought outright and was to pay it back.Police had nothing better, probably should've included that he traded his old vauxhall in too so he has a 'share' of the vehicle.
The less police involvement the better, and they're keen to keep everything civil.
He doesn't work, so any trips out are seemingly random.
Axionknight said:
They bought a twenty two thousand pound car for someone who doesn't work and expected repaying? Does he have other revenue streams with which to meet this agreement out of interest?
He has other revenue streams. It's all very 'how the other half live', and we could go on for hours discussing all this 
I'm liking the idea of a specialist recovery firm...
But also 5 points to the person with the most inventive (wacky) idea!
krobbo said:
Long story short, lady buys a £22k 1 series for her daughters boyfriend and insures it , which he would pay her back for in installments and now they're separated. Payments have stopped.
The car is in her name and she is insured to drive it. She has had a replacement key from BMW and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home, on a gated drive in a quiet cul-de-sac.
2. She has been told by a BMW technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
Can I be her daughters new boyfriend I fancy a new car although not a 1 series if that's ok?, which he would pay her back for in installments and now they're separated. Payments have stopped.The car is in her name and she is insured to drive it. She has had a replacement key from BMW and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home, on a gated drive in a quiet cul-de-sac.
2. She has been told by a BMW technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
if you see him.Axionknight said:
Just take it in the night but leave a shed/snotter in its place, a couple of hundred quids worth of terrible car should do it, post the keys and V5 through his door.
Hilarious/comical/insulting paint job optional.
What's his surname, feel some "Cock Piss Partridge" malarky coming one.Hilarious/comical/insulting paint job optional.
PS, don't forget the frozen sausages and the back door while you're about it.
krobbo said:
....probably should've included that he traded his old vauxhall in too so he has a 'share' of the vehicle.
Anything else - who is the registered keeper and who is the policyholder? Is there anything in writing about repayment of the loan?Did "the Police" really advise stealing it back, or is this just something that some random copper suggested?
If the car is taken and he makes a complaint of theft, saying the car was a gift, she's likely to be in some difficulty.
Edited by Sheepshanks on Saturday 11th April 22:58
krobbo said:
Long story short, lady buys a £22k 1 series for her daughters boyfriend and insures it , which he would pay her back for in installments and now they're separated. Payments have stopped.
The car is in her name and she is insured to drive it. She has had a replacement key from BMW and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home, on a gated drive in a quiet cul-de-sac.
2. She has been told by a BMW technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
Put a GPS tracker unit on the car. , which he would pay her back for in installments and now they're separated. Payments have stopped.The car is in her name and she is insured to drive it. She has had a replacement key from BMW and has been told by the police that she can legally 'steal it back'.
How would one go about this?
Problems:
1. The car has no tracker so short of stalking the lad the only place they would have a good chance of finding the car is when he is home, on a gated drive in a quiet cul-de-sac.
2. She has been told by a BMW technician that the alarm may go off when the door is opened for the first time with the new key, and that the key may take a minute of being held against a set position on the steering column to initialise before the car can be started. I'm sure you can see the issue here.
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