minor bump-what do i do?

[storminnorman]

Narrow country road and mirrors got slapped - no damage for me but his got broken, given him my insurance details but do i need his? Not dealt with this before

[73mark]

Yes you exchange details. It's like you've admitted fault not getting his.

[storminnorman]

No, I know not to admit fault, what im saying is do i actually need his details because I have no idea what to do with them except ring the ins co in the morning!

[Bigends]

storminnorman said:

No, I know not to admit fault, what im saying is do i actually need his details because I have no idea what to do with them except ring the ins co in the morning!

Do exactly that then let them sort things out.

[chazwind]

Yes, you should have got his insurance details. Do you have his name and/or registration?

[Roo]

Insurance claim for a broken door mirror?

They'd have a field day with the amount that get broken on a regular basis around here.

[campermanj]

Surely you being grown men you just pay for half a mirror????? Really is the whole insurance thing down to this???? Are you going to claim for whiplash???? I truly feel like I have moved to a different universe

[bad company]

^ ^ ^ ^ ^ ^ ^ ^ ^ ^ ^ ^ This

You really don't want an insurance claim for something so trivial.

[chazwind]

campermanj said:

Surely you being grown men you just pay for half a mirror????? Really is the whole insurance thing down to this???? Are you going to claim for whiplash???? I truly feel like I have moved to a different universe

That's fine (and the common sense thing to do) if both drivers agree to it.

But OP gave the other driver his insurance details - this should have been reciprocated.

[liner33]

campermanj said:

Surely you being grown men you just pay for half a mirror????? Really is the whole insurance thing down to this???? Are you going to claim for whiplash???? I truly feel like I have moved to a different universe

A simple door mirror can easily end up cost almost £1k nowadays , my Skoda one was best part of £500 including spraying etc and the glass didnt even break

[anonymous-user]

liner33 said:

campermanj said:

Surely you being grown men you just pay for half a mirror????? Really is the whole insurance thing down to this???? Are you going to claim for whiplash???? I truly feel like I have moved to a different universe

A simple door mirror can easily end up cost almost £1k nowadays , my Skoda one was best part of £500 including spraying etc and the glass didnt even break

Don't confuse being billed £500 for a door mirror equating to said mirror costing £500.


ETA This is another reason to drive a LR Defender. New door mirrors are £12.50.

[HantsRat]

Using insurance? Really?

No wonder all our premiums are going up for petty claims such as this!

[simon1987]

drive off quickly

[Winky151]

Was gonna say it can depend on the car. If its just a housing & glass & the glass has broken then maybe anything up to £100 if the glass is heated (so not worth worrying about insurance as below most excesses) but if its something more modern with the side indicator in the housing & thats broken then could easily be a grands worth of damage. Yes it might not actually cost this but this is what a dealer will charge.

[Mr2Mike]

Winky151 said:

Was gonna say it can depend on the car. If its just a housing & glass & the glass has broken then maybe anything up to £100 if the glass is heated (so not worth worrying about insurance as below most excesses)

There is no excess to pay if you are claiming from someone else's insurance.

[maurauth]

No excess other than the price hike come renewal.

[Mr2Mike]

maurauth said:

No excess other than the price hike come renewal.

Death, taxes and insurance premium hikes...

[Winky151]

Mr2Mike said:

There is no excess to pay if you are claiming from someone else's insurance.

Is true. Its the other fellas mirror thats broken.