is this safe to drive
Discussion
I would check the specific wording on that policy as regards regular use of other vehicles upon which you aren't insured. If you have another incident the insurance could well query why you are routinely driving a vehicle on your own policy which may or may not state that such cover is for 'temporary' cover only or similar.
Even with that you have to be careful, you used the car yesterday and was the victim of an accident, you want to use the car again today- it sounds like you're a regular user of the car, maybe even the primary user of the car? Being the main driver of the car but only a named driver on the policy is known as 'fronting', insurance companies are very wise to it particularly when a parent and offspring are involved, and can bring problems of it's own...
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