Extraordinary Insurance claims
Discussion
Whilst investigating the topic of car insurance for an editorial article recently, we stumbled across some very bizarre although highly amusing are somewhat questionable claims, a number of which we have listed below:
1."Coming home I drove into the wrong house and collided with a tree I don't have."
2."No one was to blame for the accident but it would never have happened if the other driver had been alert."
3."I saw her look at me twice. She appeared to be making slow progress when we met on impact."
So really fo no other reason than pure comedy value we thought we would ask what is the most ludicrous or outlandish claim you have ever made or heard of?
1."Coming home I drove into the wrong house and collided with a tree I don't have."
2."No one was to blame for the accident but it would never have happened if the other driver had been alert."
3."I saw her look at me twice. She appeared to be making slow progress when we met on impact."
So really fo no other reason than pure comedy value we thought we would ask what is the most ludicrous or outlandish claim you have ever made or heard of?
BUILDER'S CLAIM FORM
I had just finished building a retaining wall for a roof garden on a six floor office block on the outskirts of town. I had miscalculated the number of bricks required for the job and was left with a substantial number left over. (later investigations would show that these weighed approximately 500lbs.) As opposed to carrying these down by hand, I decided to utilise the pulley system that is attached to the side of the building.
I went to the base of the building, attached a barrel to the rope and proceeded to pull the rope downwards thus hoisting the barrel up to the 6th floor. When the barrel was at the top, I tied the rope off securely at the building base and returned to the roof. I loaded the bricks into the barrel and returned to the foot of the building.
I untied the rope slowly realising that I would need all my strength to release the rope slowly to lower the bricks. However, having untied the rope, the differential in the weight of the bricks (500lbs) and my weight (147 lbs) meant that I was unexpectedly jerked off the ground. In the panic of the moment, I forgot to let go of the rope and thus began a rapid assent up the side of the office block. At the 3rd floor, not surprisingly, I encountered the barrel, which was descending the building with equal velocity. This explains the fractured skull, shattered collar bone and dislocated elbow.
Within seconds, I was at the top of the building, whereupon the fingers of my right hand were buried knuckle deep in the pulley. This explains why two of them were later amputated.
Despite the pain, I had the good common sense not to let go of the rope. Unfortunately, as the barrel hit the ground, the bottom fell out. Devoid of bricks, the barrel, now weighing just 25lbs, began its rapid assent of the building as I began my descent. At the 3rd floor, I was once again acquainted with the barrel, hence the two broken legs.
This meeting of builder and barrel was in fact rather fortuitous, as it slowed down both parties. This meant that when I landed on my back on the pile of bricks, whereas I could have shattered my spine, I escaped with just six broken vertebrae, a broken neck and a badly damaged kidney (later removed in hospital).
Regrettably, due to the agony, I let go of the rope, and unable to move, had no choice other than to watch the barrel loom larger and larger as it made its now final descent of the building, eventually coming to rest on my torso. This accounts for the ruptured spleen, punctured lung and nine broken ribs.
I had just finished building a retaining wall for a roof garden on a six floor office block on the outskirts of town. I had miscalculated the number of bricks required for the job and was left with a substantial number left over. (later investigations would show that these weighed approximately 500lbs.) As opposed to carrying these down by hand, I decided to utilise the pulley system that is attached to the side of the building.
I went to the base of the building, attached a barrel to the rope and proceeded to pull the rope downwards thus hoisting the barrel up to the 6th floor. When the barrel was at the top, I tied the rope off securely at the building base and returned to the roof. I loaded the bricks into the barrel and returned to the foot of the building.
I untied the rope slowly realising that I would need all my strength to release the rope slowly to lower the bricks. However, having untied the rope, the differential in the weight of the bricks (500lbs) and my weight (147 lbs) meant that I was unexpectedly jerked off the ground. In the panic of the moment, I forgot to let go of the rope and thus began a rapid assent up the side of the office block. At the 3rd floor, not surprisingly, I encountered the barrel, which was descending the building with equal velocity. This explains the fractured skull, shattered collar bone and dislocated elbow.
Within seconds, I was at the top of the building, whereupon the fingers of my right hand were buried knuckle deep in the pulley. This explains why two of them were later amputated.
Despite the pain, I had the good common sense not to let go of the rope. Unfortunately, as the barrel hit the ground, the bottom fell out. Devoid of bricks, the barrel, now weighing just 25lbs, began its rapid assent of the building as I began my descent. At the 3rd floor, I was once again acquainted with the barrel, hence the two broken legs.
This meeting of builder and barrel was in fact rather fortuitous, as it slowed down both parties. This meant that when I landed on my back on the pile of bricks, whereas I could have shattered my spine, I escaped with just six broken vertebrae, a broken neck and a badly damaged kidney (later removed in hospital).
Regrettably, due to the agony, I let go of the rope, and unable to move, had no choice other than to watch the barrel loom larger and larger as it made its now final descent of the building, eventually coming to rest on my torso. This accounts for the ruptured spleen, punctured lung and nine broken ribs.
Ollie_M said:
Whilst investigating the topic of car insurance for an editorial article recently, we stumbled across some very bizarre although highly amusing are somewhat questionable claims, a number of which we have listed below:
1."Coming home I drove into the wrong house and collided with a tree I don't have."
2."No one was to blame for the accident but it would never have happened if the other driver had been alert."
3."I saw her look at me twice. She appeared to be making slow progress when we met on impact."
So really fo no other reason than pure comedy value we thought we would ask what is the most ludicrous or outlandish claim you have ever made or heard of?
Did you fail to find enough funny items for the article?1."Coming home I drove into the wrong house and collided with a tree I don't have."
2."No one was to blame for the accident but it would never have happened if the other driver had been alert."
3."I saw her look at me twice. She appeared to be making slow progress when we met on impact."
So really fo no other reason than pure comedy value we thought we would ask what is the most ludicrous or outlandish claim you have ever made or heard of?
alock said:
marshalla said:
or on MythBusters https://www.youtube.com/watch?v=Vt230Pd1oSo"In reviewing the goverment's finances the chancellor decided it would be a good idea to raise the small claims limit and ban compensation for soft tissue injuries. What that had to do with the government's finances other than a negative affect has never been discussed. He touted it with a suggested saving to consumers on their premiums based on the lower questimate of how much fraud costs. The real saving should be far higher but he hasn't acknowledged that. His office has now confirmed they can't force insurers to pass on any savings anyway and wouldn't try to do that as it would be unnecessary interference in commerce, without acknowledging the huge interference in the rights and access to justice of entirely genuine claimants. No one really noticed or cared until it was too late."
TwigtheWonderkid said:
BUILDER'S CLAIM FORM
I had just finished building a retaining wall for a roof garden on a six floor office block on the outskirts of town. I had miscalculated the number of bricks required for the job and was left with a substantial number left over. (later investigations would show that these weighed approximately 500lbs.) As opposed to carrying these down by hand, I decided to utilise the pulley system that is attached to the side of the building.
I went to the base of the building, attached a barrel to the rope and proceeded to pull the rope downwards thus hoisting the barrel up to the 6th floor. When the barrel was at the top, I tied the rope off securely at the building base and returned to the roof. I loaded the bricks into the barrel and returned to the foot of the building.
I untied the rope slowly realising that I would need all my strength to release the rope slowly to lower the bricks. However, having untied the rope, the differential in the weight of the bricks (500lbs) and my weight (147 lbs) meant that I was unexpectedly jerked off the ground. In the panic of the moment, I forgot to let go of the rope and thus began a rapid assent up the side of the office block. At the 3rd floor, not surprisingly, I encountered the barrel, which was descending the building with equal velocity. This explains the fractured skull, shattered collar bone and dislocated elbow.
Within seconds, I was at the top of the building, whereupon the fingers of my right hand were buried knuckle deep in the pulley. This explains why two of them were later amputated.
Despite the pain, I had the good common sense not to let go of the rope. Unfortunately, as the barrel hit the ground, the bottom fell out. Devoid of bricks, the barrel, now weighing just 25lbs, began its rapid assent of the building as I began my descent. At the 3rd floor, I was once again acquainted with the barrel, hence the two broken legs.
This meeting of builder and barrel was in fact rather fortuitous, as it slowed down both parties. This meant that when I landed on my back on the pile of bricks, whereas I could have shattered my spine, I escaped with just six broken vertebrae, a broken neck and a badly damaged kidney (later removed in hospital).
Regrettably, due to the agony, I let go of the rope, and unable to move, had no choice other than to watch the barrel loom larger and larger as it made its now final descent of the building, eventually coming to rest on my torso. This accounts for the ruptured spleen, punctured lung and nine broken ribs.
Thanks for that. I haven't laughed that hard in a long long time.I had just finished building a retaining wall for a roof garden on a six floor office block on the outskirts of town. I had miscalculated the number of bricks required for the job and was left with a substantial number left over. (later investigations would show that these weighed approximately 500lbs.) As opposed to carrying these down by hand, I decided to utilise the pulley system that is attached to the side of the building.
I went to the base of the building, attached a barrel to the rope and proceeded to pull the rope downwards thus hoisting the barrel up to the 6th floor. When the barrel was at the top, I tied the rope off securely at the building base and returned to the roof. I loaded the bricks into the barrel and returned to the foot of the building.
I untied the rope slowly realising that I would need all my strength to release the rope slowly to lower the bricks. However, having untied the rope, the differential in the weight of the bricks (500lbs) and my weight (147 lbs) meant that I was unexpectedly jerked off the ground. In the panic of the moment, I forgot to let go of the rope and thus began a rapid assent up the side of the office block. At the 3rd floor, not surprisingly, I encountered the barrel, which was descending the building with equal velocity. This explains the fractured skull, shattered collar bone and dislocated elbow.
Within seconds, I was at the top of the building, whereupon the fingers of my right hand were buried knuckle deep in the pulley. This explains why two of them were later amputated.
Despite the pain, I had the good common sense not to let go of the rope. Unfortunately, as the barrel hit the ground, the bottom fell out. Devoid of bricks, the barrel, now weighing just 25lbs, began its rapid assent of the building as I began my descent. At the 3rd floor, I was once again acquainted with the barrel, hence the two broken legs.
This meeting of builder and barrel was in fact rather fortuitous, as it slowed down both parties. This meant that when I landed on my back on the pile of bricks, whereas I could have shattered my spine, I escaped with just six broken vertebrae, a broken neck and a badly damaged kidney (later removed in hospital).
Regrettably, due to the agony, I let go of the rope, and unable to move, had no choice other than to watch the barrel loom larger and larger as it made its now final descent of the building, eventually coming to rest on my torso. This accounts for the ruptured spleen, punctured lung and nine broken ribs.
marshalla said:
I've seen Noel play live a good few times, great entertainerSome corkers here: https://ackadia.com/general-interest/top-100-funny...
A couple which tickled me...
"I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."
"Cow wandered into my car. I was afterwards informed that the cow was half-witted."
"I pulled into a lay-by with smoke coming from under the hood. I realised the car was on fire so took my dog & smothered it with a blanket."
A couple which tickled me...
"I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."
"Cow wandered into my car. I was afterwards informed that the cow was half-witted."
"I pulled into a lay-by with smoke coming from under the hood. I realised the car was on fire so took my dog & smothered it with a blanket."
alock said:
or on MythBusters https://www.youtube.com/watch?v=Vt230Pd1oSo
I love that show. Very sad that they are airing their last season now. 
pork911 said:
"In reviewing the goverment's finances the chancellor decided it would be a good idea to raise the small claims limit and ban compensation for soft tissue injuries. What that had to do with the government's finances other than a negative affect has never been discussed. He touted it with a suggested saving to consumers on their premiums based on the lower questimate of how much fraud costs. The real saving should be far higher but he hasn't acknowledged that. His office has now confirmed they can't force insurers to pass on any savings anyway and wouldn't try to do that as it would be unnecessary interference in commerce, without acknowledging the huge interference in the rights and access to justice of entirely genuine claimants. No one really noticed or cared until it was too late."
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