Road Accident - no one present at scene but now a witness!
Road Accident - no one present at scene but now a witness!
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PrancingHorses

Original Poster:

2,723 posts

237 months

Tuesday 10th January 2017
quotequote all
Wife and kids were hit by a car on the way back from school yesterday. She was standing at a T junction waiting to turn left where a car cut across her turning right misjudging the turn and clipping the front bumper in the process and causing some damage. He kept saying it was her fault blah blah where as he was the one to hit her so not sure what he was on!

There were no people present at the scene of the accident at the time (was a quite road). They both exchanged insurance details and left the scene. Yesterday evening wife receives a text from the chap saying that he found a witness after my family left the scene and the witness agrees she was t fault but there was certainly no one there at the time of the accident!

It seems to me that he has got a mate to jump in as a witness for a couple of pints of beer and to me this is highly illegal. I have spoken to the insurers and have offered to give them evidence of his text message but they don't seem to bothered with this witness appearing after my family left the scene.

Where do we stand - any point involving the police now - guess it's too late and no one was injured so they won't want to be involved.

Stoofa

959 posts

198 months

Tuesday 10th January 2017
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With someone hitting you, you're already 99% of the way towards it being a no-fault accident from your side of things.
If your wife was stationary, it would be interesting to hear what this potential new "witness" can add which would in any way shape or form make it suddenly your wife's fault.
If your insurance company don't want the text (at the moment) monitor situation with your insurance company and don't allow them to settle in the other driver's favour.

TooMany2cvs

29,008 posts

156 months

Tuesday 10th January 2017
quotequote all
PrancingHorses said:
I have spoken to the insurers ... but they don't seem to bothered with this witness appearing
Probably because they know that the physical evidence does not support your wife being at fault in any way, so the witness is clearly lying.

It's entirely possible that the witness doesn't actually exist, and is just a lame attempt to intimidate her into shrugging, accepting fault, and paying cash rather than go through insurance.

speedking31

3,943 posts

166 months

Tuesday 10th January 2017
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Did your wife take a picture of her car before moving it?

Witness may have been someone looking out of a house window? or walking along the road.

julian64

14,325 posts

284 months

Tuesday 10th January 2017
quotequote all
TooMany2cvs said:
Probably because they know that the physical evidence does not support your wife being at fault in any way, so the witness is clearly lying.

It's entirely possible that the witness doesn't actually exist, and is just a lame attempt to intimidate her into shrugging, accepting fault, and paying cash rather than go through insurance.
Ermm not sure about this. The physical evidence is actually the other way around.

There is damage on her front bumper and on the side of the other car if I understand it. Therefore the 'physical evidence' is more likely to point to the fact she was going forward and hit the side of his car. The physical evidence doesn't exonerate her as you suggest. frown

PAULJ5555

3,554 posts

206 months

Tuesday 10th January 2017
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How can you prove she was stationary?


PrancingHorses

Original Poster:

2,723 posts

237 months

Tuesday 10th January 2017
quotequote all
Can't prove she was stationary unless they talk to my kids (eldest being 15) who was in the car at the time of the accident. He also kept telling her he has a dashcam but she was too shaken to actually see if he had one or not...if he has a dashcam would be interesting to see if he gives them the evidence! We have told our insurers that he had said he has a dashcam.

NGee

2,966 posts

194 months

Tuesday 10th January 2017
quotequote all
PrancingHorses said:
Wife..was standing at a T junction waiting to turn left where a car cut across her turning right misjudging the turn and clipping the front bumper in the process and causing some damage.
In no way am I implying the OPs wife was guilty but the other driver will just say that as he was turning right she moved forward causing the accident, as stated by his witness who saw it all, and 'let's face it the OPs wife would say there were no witnesses wouldn't she'.
Who does the insurance company believe?
I do feel sorry for the OP but can't see this going anyway except 50/50.

herewego

8,814 posts

243 months

Tuesday 10th January 2017
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I assume you have his contact details so how about asking him to send you a copy of the dashcam recording?

rambo19

2,963 posts

167 months

Tuesday 10th January 2017
quotequote all
I, cannot for the life of me understand why anyone who comes on here(motoring website after all) does not have a dashcam.

Its exactly this kind of situation where a dashcam can save you.

Toltec

7,179 posts

253 months

Tuesday 10th January 2017
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NGee said:
In no way am I implying the OPs wife was guilty but the other driver will just say that as he was turning right she moved forward causing the accident, as stated by his witness who saw it all, and 'let's face it the OPs wife would say there were no witnesses wouldn't she'.
Who does the insurance company believe?
I do feel sorry for the OP but can't see this going anyway except 50/50.
The main issue would seem to be if he claims the op's wife was trying to turn right. Unless the road she was turning into was very narrow?

If the driver turning right was not cutting the turn, the op's wife was not turning right and the road is of normal width it would not be possible for a collision to occur. The junction effectively forms a bend, the drivers are using none overlapping road space.

PrancingHorses

Original Poster:

2,723 posts

237 months

Tuesday 10th January 2017
quotequote all
rambo19 said:
I, cannot for the life of me understand why anyone who comes on here(motoring website after all) does not have a dashcam.

Its exactly this kind of situation where a dashcam can save you.
Just paid to have one fitted! A bit too late for this incident though frown

PrancingHorses

Original Poster:

2,723 posts

237 months

Tuesday 10th January 2017
quotequote all
herewego said:
I assume you have his contact details so how about asking him to send you a copy of the dashcam recording?
I did ask but was told he has given it to the insurance company directly and I should ask my insurer for the copy!

Green1man

556 posts

118 months

Tuesday 10th January 2017
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I had an accident a few years ago where a witness suddenly appeared after the fact (complete fraud), the insurance companies don't seem interested in cracking down on these fraudsters for some reason. Luckerly in my case the case was so clear cut (rear ended whilst stationary) that they pretty much dismissed the obvious false statement that didn't match the scene.

Sheepshanks

41,182 posts

149 months

Tuesday 10th January 2017
quotequote all
rambo19 said:
I, cannot for the life of me understand why anyone who comes on here(motoring website after all) does not have a dashcam.

Its exactly this kind of situation where a dashcam can save you.
Genuine question - in the situation described in the OP would it really be useful enough to be clear-cut? I've also read insurance companies are reluctant to accept them as evidence.

We've seen footage on here several times that PHers have posted convinced they were in the right only to be torn to shreds by other posters.

speedking31

3,943 posts

166 months

Tuesday 10th January 2017
quotequote all
rambo19 said:
I, cannot for the life of me understand why anyone who comes on here(motoring website after all) does not have a dashcam.
You can't imagine a scenario where a keen driver would suffer from having a dashcam fitted?

Centurion07

10,395 posts

277 months

Tuesday 10th January 2017
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Sheepshanks said:
Genuine question - in the situation described in the OP would it really be useful enough to be clear-cut?
It would show her, stationary, as another car cuts the corner and collides with her in the manner described. Not sure why you think it wouldn't be useful? confused

As mentioned, without any ACTUAL evidence to the contrary, the other guy saying OP's wife moved forward as he was turning in is just as believable.

With regards to insurance companies cracking down on this kind of "witness fraud"; how exactly are they supposed to do that? How would they go about proving there were no witnesses present?

Centurion07

10,395 posts

277 months

Tuesday 10th January 2017
quotequote all
PrancingHorses said:
herewego said:
I assume you have his contact details so how about asking him to send you a copy of the dashcam recording?
I did ask but was told he has given it to the insurance company directly and I should ask my insurer for the copy!
Translation: there is no footage.

Blue Oval84

5,396 posts

191 months

Tuesday 10th January 2017
quotequote all
Sheepshanks said:
We've seen footage on here several times that PHers have posted convinced they were in the right only to be torn to shreds by other posters.
Only because those posters had questionable driving themselves!

If you're stood still and someone drives into you the footage will be pretty bloody useful!

konark

1,241 posts

149 months

Wednesday 11th January 2017
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OP I feel for you, similar thing happened to me, where a bogus witness turned up to say the accident was all my fault, despite me being stationary. I know the witness was bogus because ( besides describing a whole different accident at another location) the other party left the scene before me.

If they've gone to the trouble to get someone to perjure themselves they're probably also going to go the whole nine yards on the whiplash, claim management thing.

Maybe you should find yourself a 'witness' or they're heading for a big payday.

Is the damage to your car consistent with their claim? If not you could get a motor engineer's report on the likely cause of the damage.