Hit and run driver miscarriage of justice
Discussion
I've been involved in a hit and run incident with another car. Stopped, took pictures of the car reg and damaged to their car. Driver asked if I wanted to go through trade or insurance and I stated I will have to tell insurers and take it from there. They drove off at this point along with the passengers in the car.
At the time of the incident, the police and my insurers had established that the vehicle was insured at the time of the incident, a day or two later it now was showing as uninsured.
I have instructed in insurers own in house claims company to mitigate losses across the board, however i've been informed by them that the vehicle was on a motor trade policy at the time and that the policy holder in question is stated that the vehicle was sold at the time of the incident and that they are denying any involvement in the incident.
The claim handler has tried to chase up proof in the form of the invoice of the sale of vehicle of the car that was involved in incident however the phone of the insurers is keep ringing out so she said to mitigate losses as i'm using a hire car cost that by the end of week or early next week I may have to go down the MIB route and my insurance as I don't know the name of the driver involved and the third party insurers will just "keep denying liability" and i'm furious about that as I don't feel they are chasing hard enough to get the third party insurers to take note of this serious incident whereby I was hurt and my passenger was.
The third party insurers are Tradex.
You cannot just say the vehicle was sold at the time of the incident happened, whilst the vehicle was still showing as insured.
The key questions that have yet been answered are:
Why was the vehicle still insured at time of the incident if the car had been sold
How long ago was the vehicle sold
Why am I having to go through the possibility of claiming through my own insurance if the vehicle was insured at the time of the incident even though I don't know the drivers name.
Police have been helpless. officer took a statement 2 weeks ago, not responding to my emails, spoke to the police traffic dept saying no updates, there short of staff, WTH?
2 weeks after the time of the incident, I don't know if my vehicle is a write off, the claim handler is still waiting for the third party to do a without prejudice report on it and i'm just stressed right now.
Someone I know said their friend who sells and buys cars was involved with a similar incident and their policy was with tradex where they stated that they sold the car at the time of the incident but didn't have the details of who the car was sold to: Tradex sent investigators over and asked him a lot of questions, and in the end settled the claim with the third party, I can't understand why they can't do this and why my claim handler isn't pushing them to sort it out and take them down this route.
http://insurance.dwf.law/news-updates/2015/06/the-...
I've came across this which shows the third party insurers could be still liable for the incident.
At the time of the incident, the police and my insurers had established that the vehicle was insured at the time of the incident, a day or two later it now was showing as uninsured.
I have instructed in insurers own in house claims company to mitigate losses across the board, however i've been informed by them that the vehicle was on a motor trade policy at the time and that the policy holder in question is stated that the vehicle was sold at the time of the incident and that they are denying any involvement in the incident.
The claim handler has tried to chase up proof in the form of the invoice of the sale of vehicle of the car that was involved in incident however the phone of the insurers is keep ringing out so she said to mitigate losses as i'm using a hire car cost that by the end of week or early next week I may have to go down the MIB route and my insurance as I don't know the name of the driver involved and the third party insurers will just "keep denying liability" and i'm furious about that as I don't feel they are chasing hard enough to get the third party insurers to take note of this serious incident whereby I was hurt and my passenger was.
The third party insurers are Tradex.
You cannot just say the vehicle was sold at the time of the incident happened, whilst the vehicle was still showing as insured.
The key questions that have yet been answered are:
Why was the vehicle still insured at time of the incident if the car had been sold
How long ago was the vehicle sold
Why am I having to go through the possibility of claiming through my own insurance if the vehicle was insured at the time of the incident even though I don't know the drivers name.
Police have been helpless. officer took a statement 2 weeks ago, not responding to my emails, spoke to the police traffic dept saying no updates, there short of staff, WTH?
2 weeks after the time of the incident, I don't know if my vehicle is a write off, the claim handler is still waiting for the third party to do a without prejudice report on it and i'm just stressed right now.
Someone I know said their friend who sells and buys cars was involved with a similar incident and their policy was with tradex where they stated that they sold the car at the time of the incident but didn't have the details of who the car was sold to: Tradex sent investigators over and asked him a lot of questions, and in the end settled the claim with the third party, I can't understand why they can't do this and why my claim handler isn't pushing them to sort it out and take them down this route.
http://insurance.dwf.law/news-updates/2015/06/the-...
I've came across this which shows the third party insurers could be still liable for the incident.
captainhook said:
I've been involved in a hit and run incident with another car. Stopped, took pictures of the car reg and damaged to their car. Driver asked if I wanted to go through trade or insurance and I stated I will have to tell insurers and take it from there. They drove off at this point along with the passengers in the car.
At the time of the incident, the police and my insurers had established that the vehicle was insured at the time of the incident, a day or two later it now was showing as uninsured.
I have instructed in insurers own in house claims company to mitigate losses across the board, however i've been informed by them that the vehicle was on a motor trade policy at the time and that the policy holder in question is stated that the vehicle was sold at the time of the incident and that they are denying any involvement in the incident.
The claim handler has tried to chase up proof in the form of the invoice of the sale of vehicle of the car that was involved in incident however the phone of the insurers is keep ringing out so she said to mitigate losses as i'm using a hire car cost that by the end of week or early next week I may have to go down the MIB route and my insurance as I don't know the name of the driver involved and the third party insurers will just "keep denying liability" and i'm furious about that as I don't feel they are chasing hard enough to get the third party insurers to take note of this serious incident whereby I was hurt and my passenger was.
The third party insurers are Tradex.
You cannot just say the vehicle was sold at the time of the incident happened, whilst the vehicle was still showing as insured.
The key questions that have yet been answered are:
Why was the vehicle still insured at time of the incident if the car had been sold
How long ago was the vehicle sold
Why am I having to go through the possibility of claiming through my own insurance if the vehicle was insured at the time of the incident even though I don't know the drivers name.
Police have been helpless. officer took a statement 2 weeks ago, not responding to my emails, spoke to the police traffic dept saying no updates, there short of staff, WTH?
2 weeks after the time of the incident, I don't know if my vehicle is a write off, the claim handler is still waiting for the third party to do a without prejudice report on it and i'm just stressed right now.
Someone I know said their friend who sells and buys cars was involved with a similar incident and their policy was with tradex where they stated that they sold the car at the time of the incident but didn't have the details of who the car was sold to: Tradex sent investigators over and asked him a lot of questions, and in the end settled the claim with the third party, I can't understand why they can't do this and why my claim handler isn't pushing them to sort it out and take them down this route.
http://insurance.dwf.law/news-updates/2015/06/the-...
I've came across this which shows the third party insurers could be still liable for the incident.
In what way is this different to the other thread you started on Friday ?At the time of the incident, the police and my insurers had established that the vehicle was insured at the time of the incident, a day or two later it now was showing as uninsured.
I have instructed in insurers own in house claims company to mitigate losses across the board, however i've been informed by them that the vehicle was on a motor trade policy at the time and that the policy holder in question is stated that the vehicle was sold at the time of the incident and that they are denying any involvement in the incident.
The claim handler has tried to chase up proof in the form of the invoice of the sale of vehicle of the car that was involved in incident however the phone of the insurers is keep ringing out so she said to mitigate losses as i'm using a hire car cost that by the end of week or early next week I may have to go down the MIB route and my insurance as I don't know the name of the driver involved and the third party insurers will just "keep denying liability" and i'm furious about that as I don't feel they are chasing hard enough to get the third party insurers to take note of this serious incident whereby I was hurt and my passenger was.
The third party insurers are Tradex.
You cannot just say the vehicle was sold at the time of the incident happened, whilst the vehicle was still showing as insured.
The key questions that have yet been answered are:
Why was the vehicle still insured at time of the incident if the car had been sold
How long ago was the vehicle sold
Why am I having to go through the possibility of claiming through my own insurance if the vehicle was insured at the time of the incident even though I don't know the drivers name.
Police have been helpless. officer took a statement 2 weeks ago, not responding to my emails, spoke to the police traffic dept saying no updates, there short of staff, WTH?
2 weeks after the time of the incident, I don't know if my vehicle is a write off, the claim handler is still waiting for the third party to do a without prejudice report on it and i'm just stressed right now.
Someone I know said their friend who sells and buys cars was involved with a similar incident and their policy was with tradex where they stated that they sold the car at the time of the incident but didn't have the details of who the car was sold to: Tradex sent investigators over and asked him a lot of questions, and in the end settled the claim with the third party, I can't understand why they can't do this and why my claim handler isn't pushing them to sort it out and take them down this route.
http://insurance.dwf.law/news-updates/2015/06/the-...
I've came across this which shows the third party insurers could be still liable for the incident.
lucido grigio said:
In what way is this different to the other thread you started on Friday ?
None whatsoever, and cross posting is very much frowned upon in here I believe.(There does seenm to be an influx of new posters who have a couple of posts, and are never seen again. PH, a victim of its own success maybe?)
lucido grigio said:
In what way is this different to the other thread you started on Friday ?
It looks as though the Mods have moved the thread here - the OP cannot have posted it unless he has been in PH for at least a month. I just hope the Mods have promoted him sooner, otherwise he will not be able to respond to any questions here.
Mill Wheel said:
It looks as though the Mods have moved the thread here - the OP cannot have posted it unless he has been in PH for at least a month. I just hope the Mods have promoted him sooner, otherwise he will not be able to respond to any questions here.
Continued here:-http://www.pistonheads.com/gassing/topic.asp?h=0&a...
Edited by Big Al. on Tuesday 28th February 18:33
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