Ex not paying the mortgage - and she works in law
Discussion
You’ve not found a sober bullet, you won’t be able to force her to pay the mortgage and you’re not going to gain anything at all from this approach.
Contact her parents for her address, let her know what you’re planning around divorce, get a solicitor, start divorce proceedings and things will go from there. Expect to pay a fair few quid to the solicitor.
Contact her parents for her address, let her know what you’re planning around divorce, get a solicitor, start divorce proceedings and things will go from there. Expect to pay a fair few quid to the solicitor.
Paul-q6p4g said:
........and she's left me saddled with all the household debt.
What, exactly does this mean ? She has left you paying all of the bills / mortgage and was, until recently, sending you sufficient cash to cover half of the mortgage ? Why would she do that (change the arrangement by stopping payments) ? What does she think will happen ? How much equity is there in the house ?
What have you agreed re a plan to ultimately get everything sorted out ?
Expect she's fed up of paying for a debt relating to a house she doesn't live in and wants it sold. So why would you think she doesn't want it sold ?
Am assuming no kids ?
Go and see her parents........
I think the OP needs to fight this one all the way to the high court, the european court of justice or even the international court of justice. No one should be allowed to dump you and move back with their parents without feeling the cold hand of justice bending them over and making them pay.
Find yourself a really expensive law firm and go get her !
I can't for the life of me think of any reason why she would have dumped you based on your post.
Find yourself a really expensive law firm and go get her !
I can't for the life of me think of any reason why she would have dumped you based on your post.
From her point of view, she is paying half for a house she doesn't live in...
Morales, fair and reasonable? Maybe, what caused the relationship to break down? She cheated on you AND is screwing you over this... Straight to her boss. You cheated on her & were a dick... Well, very different story and no wonder she is cutting you off. Credit to her for waiting this long!!!
Sell up, move out, split the equity accordingly. 52% to you 48% to her based on mortgage payments etc. Simples?
Morales, fair and reasonable? Maybe, what caused the relationship to break down? She cheated on you AND is screwing you over this... Straight to her boss. You cheated on her & were a dick... Well, very different story and no wonder she is cutting you off. Credit to her for waiting this long!!!
Sell up, move out, split the equity accordingly. 52% to you 48% to her based on mortgage payments etc. Simples?
Andehh said:
Sell up, move out, split the equity accordingly. 52% to you 48% to her based on mortgage payments etc. Simples?
Except OP says that she won't consent to the sale. Which seems a bit unfair to say the least if she has now also stopped paying her half of the mortgage.I had a mate in the same boat. Ex-wife refused to agree to an asking-price-offer on their house that they had both moved out of, because she knew the bank were on the verge of foreclosing (the sale would have avoided this and possibly even left a tiny bit of equity). Buyer was told to jog on, house was re-possessed. She did it purely to cause him problems, there could be no other explanation, in the end they both went bankrupt.
OP - how much equity? If not a lot, part of me thinks you may be just as well off letting the bank have the house back. No point busting a gut to pay a mortgage yourself when she'll inevitably get half of it later, if she ever gets around to letting you sell.
Blue Oval84 said:
I had a mate in the same boat. Ex-wife refused to agree to an asking-price-offer on their house that they had both moved out of, because she knew the bank were on the verge of foreclosing (the sale would have avoided this and possibly even left a tiny bit of equity). Buyer was told to jog on, house was re-possessed. She did it purely to cause him problems, there could be no other explanation, in the end they both went bankrupt.
OMG, my ex did that to me too. Caused me a £70,000 negative equity to pay. b
h.Paul-q6p4g said:
So, is it worth complaining to CILEx, or even raising the issue with her HR department? She works for a fairly big law firm who don't do family law.
Simple answer, no.It may however be worth going to a solicitor and getting them to write to her at her parents address reminding her of her obligation to pay her mortgage.
Autopilot said:
Paul-q6p4g said:
So, is it worth complaining to CILEx, or even raising the issue with her HR department? She works for a fairly big law firm who don't do family law.
Simple answer, no.It may however be worth going to a solicitor and getting them to write to her at her parents address reminding her of her obligation to pay her mortgage.
48Valves said:
Autopilot said:
Paul-q6p4g said:
So, is it worth complaining to CILEx, or even raising the issue with her HR department? She works for a fairly big law firm who don't do family law.
Simple answer, no.It may however be worth going to a solicitor and getting them to write to her at her parents address reminding her of her obligation to pay her mortgage.
Paul-q6p4g said:
Sorry, meant to say I have had absolutely no contact from her for months now. I don't know where she lives, and she's left me saddled with all the household debt. The idea isn't to embarrass her but to highlight how mortgage arrears can jeopardise her career so hopefully she will start paying again and we can work towards an agreement.
I can't sell the house as I can't get her consent.
You stop paying too then? Mortgage Co will force the sale eventually.I can't sell the house as I can't get her consent.
TX.
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