Roundabout Accident
Author
Discussion

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
I had an accident at a roundabout just under a year ago.
The roundabout was fairly small.
I intended to go straight ahead - leave at the second exit.

Because of queuing traffic in the left hand lane, I entered the roundabout in the right hand lane.
Halfway around the roundabout, I signaled left to exit.
A few seconds after that I was struck in the rear passenger door by another vehicle.

The people in my car have told me that the vehicle that hit me was attempting to enter the roundabout from the left and then turn left on the exit I was taking as well.

Myself and the third party exchanged insurance details and my car was repaired.


I received a letter from my insurance company yesterday stating that they regard the as my fault.

They have dashcam footage from the third party showing me turning across the path of the third party leaving him with no way to avoid the collision.

They don't seem to take into account that he should have given way to me as I was already on the roundabout.

I have asked for a copy of the dashcam footage but my insurance company is using the excuse that it shows other people's registration numbers then it is breaching data protection?

Is this worth challenging because I fail to see how this is totally my fault.



sparkythecat

8,098 posts

285 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
I had an accident at a roundabout just under a year ago.
The roundabout was fairly small.
I intended to go straight ahead - leave at the second exit.

Because of queuing traffic in the left hand lane, I entered the roundabout in the right hand lane.
Halfway around the roundabout, I signaled left to exit.
A few seconds after that I was struck in the rear passenger door by another vehicle.

The people in my car have told me that the vehicle that hit me was attempting to enter the roundabout from the left and then turn left on the exit I was taking as well.

Myself and the third party exchanged insurance details and my car was repaired.


I received a letter from my insurance company yesterday stating that they regard the as my fault.

They have dashcam footage from the third party showing me turning across the path of the third party leaving him with no way to avoid the collision.

They don't seem to take into account that he should have given way to me as I was already on the roundabout.

I have asked for a copy of the dashcam footage but my insurance company is using the excuse that it shows other people's registration numbers then it is breaching data protection?

Is this worth challenging because I fail to see how this is totally my fault.
Oh dear. It appears that you moved to the nearside without checking that it was safe to do so. Learn from your mistake and move on.

Triumph Man

9,614 posts

198 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
I had an accident at a roundabout just under a year ago.
The roundabout was fairly small.
I intended to go straight ahead - leave at the second exit.

Because of queuing traffic in the left hand lane, I entered the roundabout in the right hand lane.
Halfway around the roundabout, I signaled left to exit.
A few seconds after that I was struck in the rear passenger door by another vehicle.

The people in my car have told me that the vehicle that hit me was attempting to enter the roundabout from the left and then turn left on the exit I was taking as well.

Myself and the third party exchanged insurance details and my car was repaired.


I received a letter from my insurance company yesterday stating that they regard the as my fault.

They have dashcam footage from the third party showing me turning across the path of the third party leaving him with no way to avoid the collision.

They don't seem to take into account that he should have given way to me as I was already on the roundabout.

I have asked for a copy of the dashcam footage but my insurance company is using the excuse that it shows other people's registration numbers then it is breaching data protection?

Is this worth challenging because I fail to see how this is totally my fault.
Was the roundabout signposted for right hand lane for straight ahead? No? Then suck it up, buttercup.

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
There was only one lane on the exit.
The damage to my car was to the rear passenger door and rear wing so I'm not clear how he couldn't avoid me.

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
Triumph Man said:
Was the roundabout signposted for right hand lane for straight ahead? No? Then suck it up, buttercup.
No lane markings at all. Everyone going straight ahead was using the right hand lane.

AllyBassman

779 posts

142 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
No lane markings at all. Everyone going straight ahead was using the right hand lane.
Doesn't mean you should too?

Learn from it and move on i'm afraid.

anonymous-user

84 months

Tuesday 6th February 2018
quotequote all
The TP will no doubt be arguing that he was established on the roundabout and you cut across him to exit.

Probably not worth the hassle of pursuing as it is massively unlikely you will turn it round to be 100% his fault so you will still have a fault claim against you.

eybic

9,212 posts

204 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
I had an accident at a roundabout just under a year ago.
The roundabout was fairly small.
I intended to go straight ahead - leave at the second exit.

Because of queuing traffic in the left hand lane, I entered the roundabout in the right hand lane.
Halfway around the roundabout, I signaled left to exit.
A few seconds after that I was struck in the rear passenger door by another vehicle.

The people in my car have told me that the vehicle that hit me was attempting to enter the roundabout from the left and then turn left on the exit I was taking as well.
You admit that you entered the roundabout in the wrong lane, your rationale being that there was queuing traffic in the correct lane, you turned across someone that was in the left hand lane without the lane being clear, how can it not be your fault? Just because you're signalling, it doesn't mean you can do as you like.

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
AllyBassman said:
Doesn't mean you should too?

Learn from it and move on i'm afraid.
I've certainly learnt from it.

I'm just puzzled as to why he thought it was OK to enter the roundabout when I was already on it.

brrapp

3,701 posts

192 months

Tuesday 6th February 2018
quotequote all
Depends on relative positions and speeds more than route you took round the roundabout. Not something we can easily tell from a written description. It could have been either or both of you at fault. You'd probably get a pretty good idea of who was liable by looking at dashcam footage if you had some...

mcg_

1,454 posts

122 months

Tuesday 6th February 2018
quotequote all
I don't think this will go the way you're hoping....

Funk

27,701 posts

239 months

Tuesday 6th February 2018
quotequote all
Post a link to the roundabout on Google Maps, let's take a look.

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
eybic said:
You admit that you entered the roundabout in the wrong lane, your rationale being that there was queuing traffic in the correct lane, you turned across someone that was in the left hand lane without the lane being clear, how can it not be your fault? Just because you're signalling, it doesn't mean you can do as you like.
As far as I know it is perfectly acceptable to use the second lane to go straight ahead at roundabouts.
For clarity, there were markings for two lanes on the entrance to the roundabout, no markings on the roundabout itself and none on the exit.

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
Funk said:
Post a link to the roundabout on Google Maps, let's take a look.
https://www.google.co.uk/maps/@52.1991182,-1.59915...

I was going south on the A429

Edited by Alltrack on Tuesday 6th February 12:24

Johnnytheboy

24,499 posts

216 months

Tuesday 6th February 2018
quotequote all
Were you indicating left at the time of the collision?

Alltrack

Original Poster:

234 posts

111 months

Tuesday 6th February 2018
quotequote all
Johnnytheboy said:
Were you indicating left at the time of the collision?
Yes

Riley Blue

23,205 posts

256 months

Tuesday 6th February 2018
quotequote all
I always try to exit a roundabout from the left hand lane, it reduces the risk of exactly what happened to the OP - defensive driving and all that...

eybic

9,212 posts

204 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
Funk said:
Post a link to the roundabout on Google Maps, let's take a look.
https://www.google.co.uk/maps/@52.1991182,-1.59915...

I was going south on the A429

Edited by Alltrack on Tuesday 6th February 12:24
I'd definitely be using the left lane for the 2nd exit.

Johnnytheboy

24,499 posts

216 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
Johnnytheboy said:
Were you indicating left at the time of the collision?
Yes
IMO you were taking a bit of a risk by using the right hand lane, but the fact you were indicating off means the person that entered the roundabout and collided with you was at fault.

The Rookie

286 posts

227 months

Tuesday 6th February 2018
quotequote all
Alltrack said:
AllyBassman said:
Doesn't mean you should too?

Learn from it and move on i'm afraid.
I've certainly learnt from it.

I'm just puzzled as to why he thought it was OK to enter the roundabout when I was already on it.
I'm even more puzzled why you think he can't enter the vacant left hand lane when toy are in the right hand lane, two lanes for a reason or we may as well convert all RAs to a single lane!