Motor vehicle insurance handle your own claim
Motor vehicle insurance handle your own claim
Author
Discussion

kestral

Original Poster:

2,235 posts

236 months

Wednesday 18th September 2019
quotequote all
Is it possible to handle your own claim by informing your insure that the colision has occured and then handle tha claim yourself?

Shakermaker

11,317 posts

129 months

Wednesday 18th September 2019
quotequote all
In what circumstances is this happening?


kestral

Original Poster:

2,235 posts

236 months

Wednesday 18th September 2019
quotequote all
A broken indicator glass.No inury or anything like that.

I know that it was acceptable to inform ones insurer of the colision and write on the top of the claim form 'for information only' then settle the calim ones self.

That was the correct way to do it at one time. But I don't know if insurers allow their clients to handle thier own claims anymore?

Fore Left

1,611 posts

211 months

Wednesday 18th September 2019
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What's this broken indicator glass on that it warrants an insurance claim. A Bugatti Veyron? biggrin

I'd simply settle it with the other party. I wouldn't bother telling insurance at all, either mine or theirs.

Failing that, assuming it was done to your car, and the other party has admitted liability I'd approach their insurance company directly. They'll settle as it will cost them less overall.

steviebabes

30 posts

97 months

Wednesday 18th September 2019
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I am doing my own claim at the moment. While both cars were unattended, a Mini rolled into my Cayenne in a car park. I googled around for a week, trying to figure out what to do. In the end I spent £4.50 at askmid to get the Mini's insurer and I sent in a claim. The insurer phoned me up today to arrange an engineer's visit, and said they were totally happy for me to use my preferred repairer.