Car Stolen This Morning - Found This Afternoon!
Discussion
BMW M140i was stolen this morning from Market Harborough after leaving work; they broke in through the back and took nothing other than the keys.
The police have found it in Coventry and now I want to clarify what the process is as I wait for calls back.
- Who pays for its recovery, and inspection to check it has not been damaged?
- It will now be marked as Stolen Recovered, right?
- If it proves to be undamaged (bar the new keys it will need), can that marker be removed?
- If a marker remains, is there some kind of claim for it's inevitable loss in value?
Not sure if it's a good thing that it has been found or not!
The police have found it in Coventry and now I want to clarify what the process is as I wait for calls back.
- Who pays for its recovery, and inspection to check it has not been damaged?
- It will now be marked as Stolen Recovered, right?
- If it proves to be undamaged (bar the new keys it will need), can that marker be removed?
- If a marker remains, is there some kind of claim for it's inevitable loss in value?
Not sure if it's a good thing that it has been found or not!
thelostboy said:
BMW M140i was stolen this morning from Market Harborough after leaving work; they broke in through the back and took nothing other than the keys.
The police have found it in Coventry and now I want to clarify what the process is as I wait for calls back.
- Who pays for its recovery, and inspection to check it has not been damaged?
You or your insurance
- It will now be marked as Stolen Recovered, right?
Yes
- If it proves to be undamaged (bar the new keys it will need), can that marker be removed?
It's a more current status marker (as far as PNC is concerned) than permanent marker, so yes it should be. As for insurance company database I'm not sure.
- If a marker remains, is there some kind of claim for it's inevitable loss in value?
Who you thinking of claiming from?
Not sure if it's a good thing that it has been found or not!
The police have found it in Coventry and now I want to clarify what the process is as I wait for calls back.
- Who pays for its recovery, and inspection to check it has not been damaged?
You or your insurance
- It will now be marked as Stolen Recovered, right?
Yes
- If it proves to be undamaged (bar the new keys it will need), can that marker be removed?
It's a more current status marker (as far as PNC is concerned) than permanent marker, so yes it should be. As for insurance company database I'm not sure.
- If a marker remains, is there some kind of claim for it's inevitable loss in value?
Who you thinking of claiming from?
Not sure if it's a good thing that it has been found or not!
Edited by vonhosen on Monday 23 September 17:22
Had this with my dads 318d when nicked, albeit 10 years ago (they wanted my 335i but that’s another story).
Was recovered 2 weeks later, before payout with some body damage and obviously needing new keys etc.
It had a full set of locks, a full cosmetic go-over and was returned to him - no write off/stolen recovered marker as there was no payout, just a repair.
Stolen recovered comes when they find the car after already paying out to the rightful owner.
As yours has been found, hopefully without major damage, it’ll likely be fixed (you can press that they return it to showroom quality and check for things like over-rev’s if manual) before you get it back.
Was recovered 2 weeks later, before payout with some body damage and obviously needing new keys etc.
It had a full set of locks, a full cosmetic go-over and was returned to him - no write off/stolen recovered marker as there was no payout, just a repair.
Stolen recovered comes when they find the car after already paying out to the rightful owner.
As yours has been found, hopefully without major damage, it’ll likely be fixed (you can press that they return it to showroom quality and check for things like over-rev’s if manual) before you get it back.
thatsprettyshady said:
When my car was recovered the afternoon after it was stolen it wasn’t marked on any HPI, the police kept the car for 3 weeks for forensics and BMW turned it around within a week to change the locks and replace the wheel they damaged.
ETA I went through insurance.
After the three weeks of phorensics, did they catch the bad guys?ETA I went through insurance.
This happened to me about 25yrs ago. I had a high mileage Granada that was in ‘reasonable’ condition and FPTP insurance. I was in the same position as you (not knowing what to do) and just went to the local village Police station where it had been recovered to.
The officer I spoke to said that di***oys had taken it to try to tow a Sierra Cosworth that they had blown up, but managed to put both cars in a ditch. He said that I could in theory take the car, but much better to let the insurance company deal with it. This turned out to be excellent advice, as a couple of weeks later the I got the car back in immaculate condition. All the existing damage had been repaired, along with the new. I probably kept that car for a couple of years longer because of that!
Nothing was ever mentioned about a ‘stolen and recovered’ category either for future insurance or when I finally traded the car in.
The officer I spoke to said that di***oys had taken it to try to tow a Sierra Cosworth that they had blown up, but managed to put both cars in a ditch. He said that I could in theory take the car, but much better to let the insurance company deal with it. This turned out to be excellent advice, as a couple of weeks later the I got the car back in immaculate condition. All the existing damage had been repaired, along with the new. I probably kept that car for a couple of years longer because of that!
Nothing was ever mentioned about a ‘stolen and recovered’ category either for future insurance or when I finally traded the car in.
Foss62 said:
This happened to me about 25yrs ago. I had a high mileage Granada that was in ‘reasonable’ condition and FPTP insurance. I was in the same position as you (not knowing what to do) and just went to the local village Police station where it had been recovered to.
The officer I spoke to said that di***oys had taken it to try to tow a Sierra Cosworth that they had blown up, but managed to put both cars in a ditch. He said that I could in theory take the car, but much better to let the insurance company deal with it. This turned out to be excellent advice, as a couple of weeks later the I got the car back in immaculate condition. All the existing damage had been repaired, along with the new. I probably kept that car for a couple of years longer because of that!
Nothing was ever mentioned about a ‘stolen and recovered’ category either for future insurance or when I finally traded the car in.
TPFTThe officer I spoke to said that di***oys had taken it to try to tow a Sierra Cosworth that they had blown up, but managed to put both cars in a ditch. He said that I could in theory take the car, but much better to let the insurance company deal with it. This turned out to be excellent advice, as a couple of weeks later the I got the car back in immaculate condition. All the existing damage had been repaired, along with the new. I probably kept that car for a couple of years longer because of that!
Nothing was ever mentioned about a ‘stolen and recovered’ category either for future insurance or when I finally traded the car in.
Foss62 said:
TPFT
I have nothing useful to add (the story of my life, some would say), except to say that I laughed rather more than I should have at FPTP insurance. Rather like the apocryphal story of the gay bloke's nan who refers to the LGBT community as 'BLT people'.
Also, Re: the pejorative term for travellers - it's always been unacceptable to use discriminatory terms. The difference is now old, white, men are being called out for so doing and they don't like it, so they're doing what they've always done and blaming everyone and everything apart from themselves for their own shortcomings. QED.
ferrariF50lover said:
Foss62 said:
TPFT
I have nothing useful to add (the story of my life, some would say), except to say that I laughed rather more than I should have at FPTP insurance. Rather like the apocryphal story of the gay bloke's nan who refers to the LGBT community as 'BLT people'.
Also, Re: the pejorative term for travellers - it's always been unacceptable to use discriminatory terms. The difference is now old, white, men are being called out for so doing and they don't like it, so they're doing what they've always done and blaming everyone and everything apart from themselves for their own shortcomings. QED.
Regarding the old East Anglian pejorative term, I was merely relaying it in the way the village bobby had (with some adaptations for some more modern sensibilities). I am guilty of being old and white though.
This one was last night. Not your car if it got stolen today. Two within 24 hours in the same area.
https://coventryobserver.co.uk/news/woman-20-has-l...
https://coventryobserver.co.uk/news/woman-20-has-l...
Edited by Driver101 on Monday 23 September 22:23
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