Clipped by a biker.. options?
Discussion
Whilst driving to work in 10mph stop-start traffic my sons car was clipped by a biker trying to squeeze though a gap.
All caught on dashcam.
He's been left with a holed front bumper (ignore the arch scrapes - that was done by a fence post..!).
Biker didn't stop but definitely knew he'd done it as he did well to stop himself falling off - shot below shows him steading himself with his left foot.
Now it's 'only' a 2006 Fiat Panda, but now I'm/he's left with replacing the bumper of getting handy with some filler and a rattle can - out of his pocket.
Bike is showing as insured too.
Don't want to involve the insurance due to any recourse on premiums but is it worth reporting to the Police?
Would the insist on insurance involvment?
All caught on dashcam.
He's been left with a holed front bumper (ignore the arch scrapes - that was done by a fence post..!).
Biker didn't stop but definitely knew he'd done it as he did well to stop himself falling off - shot below shows him steading himself with his left foot.
Now it's 'only' a 2006 Fiat Panda, but now I'm/he's left with replacing the bumper of getting handy with some filler and a rattle can - out of his pocket.
Bike is showing as insured too.
Don't want to involve the insurance due to any recourse on premiums but is it worth reporting to the Police?
Would the insist on insurance involvment?
t happens. you can report for failing to exchange details, but i would just move on. Justatwist said:
Involving the police would see the motorcyclist arrested and charged. .
Really??? now get back in the real world. OP the police would look at it and most likely decide on NFA as they do in 99% of these incidents, I would put it down to experience and move on. If you want pursue it you have the Reg no on film, that is all you need to go to your ins co and let them deal with itReport to the Police for sure along with dashcam footage; at least the scrote will get done for driving with undue and attention and failing to report an accident so he/she will get a nice juicy fine.
Ignore the idiots here telling you to forget and "move on"......we can't allow people to march wherever they want without due regard for the law of the land.
Thank God these sorts weren't around in 1939.
Ignore the idiots here telling you to forget and "move on"......we can't allow people to march wherever they want without due regard for the law of the land.
Thank God these sorts weren't around in 1939.
I would report it to the police if it isn’t a massive hassle. Isn’t that the whole point of having them?
Looking at the car, and I don’t mean to be rude. I would just have a go with some filler, spray and lacquer from your local paint shop. I would say that would be easier than all the insurance hassle and he may not even be insured. Plus it’s something to do at the weekend.
Looking at the car, and I don’t mean to be rude. I would just have a go with some filler, spray and lacquer from your local paint shop. I would say that would be easier than all the insurance hassle and he may not even be insured. Plus it’s something to do at the weekend.
Justatwist said:
Involving the police would see the motorcyclist arrested and charged.
I know you can feel aggrieved when things like this happen but sometimes it’s best to let it go and not let it stress you out.
It probably wouldn't be an arrest, it might be a voluntary attendance interview. It's worth reporting as the evidence appears to be strong. You might be able to get a result via a conditional caution, in which the biker pays for the cost of the repairs.I know you can feel aggrieved when things like this happen but sometimes it’s best to let it go and not let it stress you out.
Considering that the area needed attention anyway, I would just DIY it and let it go.
Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
KungFuPanda said:
Get on AskMid, search the reg which should reveal insurer details and the third party contact dept. Contact them and tell them what happened. They should admit liability once faced with the video evidence. Ask them to repair.
Advise your own insurers for information purposes only.
This sounds like good advice to me. Advise your own insurers for information purposes only.
As for the Fiat not being far enough over, if the motorcyclist thought that, he shouldn’t have chosen to undertake. The pictures suggest that a wide vehicle in the middle lane may have caused the issue - which is obviously something the motorcyclist should have judged better.
Doesn’t matter if the car is a snotter or not. It was damaged by someone else’s carelessness and the right thing to do is they sort it.
I’d get their details by either askMid/DVLA, write to them and ask them to reimburse you a suitable amount to fix it.
If they refuse then it’s your call to involve insurance or not, based on your own judgment.
I’d get their details by either askMid/DVLA, write to them and ask them to reimburse you a suitable amount to fix it.
If they refuse then it’s your call to involve insurance or not, based on your own judgment.
Chainsaw Rebuild said:
Considering that the area needed attention anyway, I would just DIY it and let it go.
Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
What do you mean 'didn't let him through'?Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
Motorcyclists squeezing past cars do so entirely at their own risk - it's simply an overtaking maneuver - or in this case a potentially dangerous undertake - that should be carried out safely or not at all.
ElectricPics said:
Chainsaw Rebuild said:
Considering that the area needed attention anyway, I would just DIY it and let it go.
Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
What do you mean 'didn't let him through'?Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
Motorcyclists squeezing past cars do so entirely at their own risk - it's simply an overtaking maneuver - or in this case a potentially dangerous undertake - that should be carried out safely or not at all.
Rasta Pickles said:
Report to the Police for sure along with dashcam footage; at least the scrote will get done for driving with undue and attention and failing to report an accident so he/she will get a nice juicy fine.
Ignore the idiots here telling you to forget and "move on"......we can't allow people to march wherever they want without due regard for the law of the land.
Thank God these sorts weren't around in 1939.
Reminds me of the time I was in stationary traffic and had my nearside door mirror smashed by a filtering cyclist who also failed to stop. Obviously I couldn't do a thing about it, aren't numberplates wonderful things. Ignore the idiots here telling you to forget and "move on"......we can't allow people to march wherever they want without due regard for the law of the land.
Thank God these sorts weren't around in 1939.
vonhosen said:
ElectricPics said:
Chainsaw Rebuild said:
Considering that the area needed attention anyway, I would just DIY it and let it go.
Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
What do you mean 'didn't let him through'?Without meaning to cause offence it’s possible the rider felt your son wasn’t over far enough/didn’t let him through/other and he regards this incident as “the time a Fiat nearly had me off”. In which case it might well be inevitable that insurance companies get involved and it could go 50-50.
Motorcyclists squeezing past cars do so entirely at their own risk - it's simply an overtaking maneuver - or in this case a potentially dangerous undertake - that should be carried out safely or not at all.
To all those saying to the OP 'move on', are you having a laugh? It matters not if it's a £100 snotter or a Veyron. Something of theirs has been damaged by someone elses mistake, and he cowardly legged it instead of facing up to his legal responsibilities. Insurance and police is my view.
Fermit and Sexy Sarah said:
To all those saying to the OP 'move on', are you having a laugh? It matters not if it's a £100 snotter or a Veyron. Something of theirs has been damaged by someone elses mistake, and he cowardly legged it instead of facing up to his legal responsibilities. Insurance and police is my view.
Life is about battles and knowing when to pick one and when to move on. How much solace would actually come from reporting to insurance, paying higher fees, potentially excess, all over 100 quids worth of damage.Thesprucegoose said:
Fermit and Sexy Sarah said:
To all those saying to the OP 'move on', are you having a laugh? It matters not if it's a £100 snotter or a Veyron. Something of theirs has been damaged by someone elses mistake, and he cowardly legged it instead of facing up to his legal responsibilities. Insurance and police is my view.
Life is about battles and knowing when to pick one and when to move on. How much solace would actually come from reporting to insurance, paying higher fees, potentially excess, all over 100 quids worth of damage.Forums | Speed, Plod & the Law | Top of Page | What's New | My Stuff