Driving someone else's vehicle
Discussion
Hi all,
My friend who passed driving test two weeks ago has found a used car he would like to buy. Thing is its quite far away and so the long distance means he is nervous about driving it back. Also the seller’ and my friend’s schedule don’t fit together. So I have agreed to go up there, inspect it and assuming all is well, I would like to drive it back myself using temporary one day insurance.
But my question is if this is all legal?
My friend will be taxing it anyway online before I purchase.
As for insurance, he doesn’t want to insure it right away. He plans to keep the car in his driveway until he finds a cheap insurance deal. So can i take out one day insurance under my name even though the owner of the car himself is not insured?
Lastly, does the owner of the car have to be in the car legally as I drive it back or I can just drive back alone?
Thank you all in advance
UPDATE: All sorted now. got there. tested the car. took out one day insurance and drove it back home smoothly without any fuss!
thanks everyone for your all your suggestions
My friend who passed driving test two weeks ago has found a used car he would like to buy. Thing is its quite far away and so the long distance means he is nervous about driving it back. Also the seller’ and my friend’s schedule don’t fit together. So I have agreed to go up there, inspect it and assuming all is well, I would like to drive it back myself using temporary one day insurance.
But my question is if this is all legal?
My friend will be taxing it anyway online before I purchase.
As for insurance, he doesn’t want to insure it right away. He plans to keep the car in his driveway until he finds a cheap insurance deal. So can i take out one day insurance under my name even though the owner of the car himself is not insured?
Lastly, does the owner of the car have to be in the car legally as I drive it back or I can just drive back alone?
Thank you all in advance
UPDATE: All sorted now. got there. tested the car. took out one day insurance and drove it back home smoothly without any fuss!
thanks everyone for your all your suggestions
Edited by jerrin91 on Tuesday 24th December 12:48
If insured you'll be fine to drive it back. However, for the tax, your friend may get in a little bother if its not insured - a taxed car must be insured.
To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
kiethton said:
If insured you'll be fine to drive it back. However, for the tax, your friend may get in a little bother if its not insured - a taxed car must be insured.
To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
only if the car has no mot surely?To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
steveo3002 said:
kiethton said:
If insured you'll be fine to drive it back. However, for the tax, your friend may get in a little bother if its not insured - a taxed car must be insured.
To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
only if the car has no mot surely?To avoid the tax and this I'd suggest booking it in for an MOT test around the corner from his house that you can then drive back to.....negating the need for tax on this journey
My suggestion was to SORN the car when purchased, you drive it on a temp policy but book an MOT to allow you to drive a SORN car and not get in trouble from that side of it.....
If the car is taxed now, I'd buy it and drive it home on a day insurance policy, assuming I didn't have or didn't want to use a DOC extension.
When home and parked up off the road, I'd SORN it using the reference number on the New Keeper Supplement.
OP - the insurance company will advise you of any conditions or stipulations when you take out a policy.
When home and parked up off the road, I'd SORN it using the reference number on the New Keeper Supplement.
OP - the insurance company will advise you of any conditions or stipulations when you take out a policy.
Driver101 said:
Personally I wouldn't put yourself in this position. If your friend likes the car enough they'll make the time to go see it.
If there's issue with the car, or it's not what they expect, then you've put yourself in a difficult situation.
This. Could potentially be awkward if you inspect & buy it, then your friend finds it isn’t to their liking.If there's issue with the car, or it's not what they expect, then you've put yourself in a difficult situation.
wolfie1978 said:
jerrin91 said:
the car will be taxed before driving it back and as for MOT, it wont run out till may 2020.
Do I need to inform my insurance in advance if I m driving it back?
You can't tax it if it's not insured and you can't tax it on the one day insurance policies afaikDo I need to inform my insurance in advance if I m driving it back?
One day insurance is usually for the additional driver and requires that the vehicle has a full insurance policy covering it.
You need to ensure that you get “drive away” temporary cover, not simply additional driver cover.
Pedantic, but important to ensure that you are covered on your mate’s car!
You need to ensure that you get “drive away” temporary cover, not simply additional driver cover.
Pedantic, but important to ensure that you are covered on your mate’s car!
kiethton said:
My point was more for the owner to try and avoid getting caught up in this which they would if the car was taxed but not insured: https://www.mib.org.uk/reducing-uninsured-driving/...
My suggestion was to SORN the car when purchased, you drive it on a temp policy but book an MOT to allow you to drive a SORN car and not get in trouble from that side of it.....
What is wrong with the taxing the car as originally said, the op getting a days cover to drive it back and then, if the new owner is not using it they can sorn it and get a refund, your way could be skating on thin ice should something go wrongMy suggestion was to SORN the car when purchased, you drive it on a temp policy but book an MOT to allow you to drive a SORN car and not get in trouble from that side of it.....
martinbiz said:
kiethton said:
My point was more for the owner to try and avoid getting caught up in this which they would if the car was taxed but not insured: https://www.mib.org.uk/reducing-uninsured-driving/...
My suggestion was to SORN the car when purchased, you drive it on a temp policy but book an MOT to allow you to drive a SORN car and not get in trouble from that side of it.....
What is wrong with the taxing the car as originally said, the op getting a days cover to drive it back and then, if the new owner is not using it they can sorn it and get a refund, your way could be skating on thin ice should something go wrongMy suggestion was to SORN the car when purchased, you drive it on a temp policy but book an MOT to allow you to drive a SORN car and not get in trouble from that side of it.....
You'll be absolutely fine doing this, I've done it many times when buying cars.
The insurance company email you the documents through. As long as it's taxed and has Mot you'll be fine.
Make sure you check the start time of your policy, it's usually on the hour, I had to wait 30 minutes for mine to kick in
The insurance company email you the documents through. As long as it's taxed and has Mot you'll be fine.
Make sure you check the start time of your policy, it's usually on the hour, I had to wait 30 minutes for mine to kick in
DuckSauce said:
You'll be absolutely fine doing this, I've done it many times when buying cars.
The insurance company email you the documents through. As long as it's taxed and has Mot you'll be fine.
Make sure you check the start time of your policy, it's usually on the hour, I had to wait 30 minutes for mine to kick in
Thats good to hear but one of the previous respondents was saying I can do so only if the original registered owner already has their own insurance in place? Is this really the case?The insurance company email you the documents through. As long as it's taxed and has Mot you'll be fine.
Make sure you check the start time of your policy, it's usually on the hour, I had to wait 30 minutes for mine to kick in
Matt_E_Mulsion said:
Like it's already been mentioned, if the car isn't currently taxed and your mate has got to tax it before it can be driven, he is going to struggle to do that without an insurance policy being in force.
He won''t - insurance is no longer checked when a vehicle is taxed.Matt_E_Mulsion said:
Like it's already been mentioned, if the car isn't currently taxed and your mate has got to tax it before it can be driven, he is going to struggle to do that without an insurance policy being in force.
FFS how many more times YOU NO LONGER NEED AN INSURANCE POLICY IN PLACE TO GET ROAD TAX, got a sore throat now with all that shouting Driver101 said:
Personally I wouldn't put yourself in this position. If your friend likes the car enough they'll make the time to go see it.
If there's issue with the car, or it's not what they expect, then you've put yourself in a difficult situation.
This. If there's issue with the car, or it's not what they expect, then you've put yourself in a difficult situation.
Forgetting the law for a moment. You could be driving back a real old nail and your friend blames you forever more for not checking it out. If you do drive it back get break down cover as well..
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