Cash or contactless card
Discussion
Ok now having a discussion with the other half, and we are divided on the whether a shop can refuse to accept cash for a transaction and insist on the purchaser using a card (contactless or debit/credit), which recently happened to us.
I am of the opinion that offering cash may not be the most hygenic method at the moment but it should be accepted by the seller as opposed to only accepting card payments.
Can the seller be penalised for not accepting cash?
I am of the opinion that offering cash may not be the most hygenic method at the moment but it should be accepted by the seller as opposed to only accepting card payments.
Can the seller be penalised for not accepting cash?
Chozza said:
The seller could simply refused to sell to you. Not accepting cash is part of their terms.
Personally i think all Cash transactions should require an Id. before they are accepted ... i might stick that in unpopular opinions
Don't be silly. I've been accepting cash for over 45 years, only ever had one dud note.Personally i think all Cash transactions should require an Id. before they are accepted ... i might stick that in unpopular opinions
manracer said:
With what's currently going on, I'm surprised this is even a question.
This is Pistonheads - I'm not! In our local CO OP, the staff on the checkouts are either wearing latex type gloves, or sanitizing their hands after dealing with each customers shopping/money, so the risk to them is minimised.
If people choose to still pay by cash, then the risk is on them as to what germs/bacteria/viruses might be on their change (How many people are still coughing/sneezing into/onto their hands, and then handling their money?
)Personally speaking, I'm more than happy to pay by contact-less card (And even happier that the spend limit has been raised to £45 in our CO OP)
4rephill said:
manracer said:
With what's currently going on, I'm surprised this is even a question.
This is Pistonheads - I'm not! In our local CO OP, the staff on the checkouts are either wearing latex type gloves, or sanitizing their hands after dealing with each customers shopping/money, so the risk to them is minimised.
If people choose to still pay by cash, then the risk is on them as to what germs/bacteria/viruses might be on their change (How many people are still coughing/sneezing into/onto their hands, and then handling their money?
)Personally speaking, I'm more than happy to pay by contact-less card (And even happier that the spend limit has been raised to £45 in our CO OP)
I totally agree with everything you have said, specifically the £45 limit in the co-op!!
Tom _M said:
Was it the case that Apple stores only did card payment before this?
No - they looked a lot like you couldn't pay in cash, and I think their preference was no cash, but you could if you wanted.Now though, contactless has to be the best way as far as possible. Also Apple Pay/ Google Pay if you have it has no limit in most cases as you're still authorising the payment, as opposed to card contactless which doesn't include authentication.
Wacky Racer said:
Don't be silly. I've been accepting cash for over 45 years, only ever had one dud note.
I'm not concerned about dud notes ! But why are people so keen on cash. Remove cash transactions so that tax is paid etc. As i said .. maybe not a popular opinion but what is the argument for cash. Chozza said:
Wacky Racer said:
Don't be silly. I've been accepting cash for over 45 years, only ever had one dud note.
I'm not concerned about dud notes ! But why are people so keen on cash. Remove cash transactions so that tax is paid etc. As i said .. maybe not a popular opinion but what is the argument for cash. Not everyone who uses cash is a tax dodger , in fact I would suggest the opposite. I use cash all them time for a lot of things, i spent £50 today , i use cash becasue its easy and conveinet and i always know where I am with it, I dont carry any ID so it would be a big inconvenience to waste time having to bugger about like that everytime I spent
George Smiley said:
Cash has to be accepted but a shop can also chose not to sell you goods.
I am an armchair lawyer
I understand that cash does not have to be accepted by a shop as there is no debt and the commercial contract is being discussed before the provision of service or goods. A restaurant or a trade would be different as there is a debt scenario unless they make the other party aware of the commercial terms of the contract i.e we will provide you with a meal / plumbing service etc in return for payment only by card.I am an armchair lawyer
Edited by ROSSinHD on Thursday 23 April 15:29
Bank of England says:
What does legal tender mean?
You might have heard someone in a shop say: “But it’s legal tender!”. Most people think it means the shop has to accept the payment form. But that’s not the case.
A shop owner can choose what payment they accept. If you want to pay for a pack of gum with a £50 note, it’s perfectly legal to turn you down. Likewise for all other banknotes, it’s a matter of discretion. If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.
What does legal tender mean?
You might have heard someone in a shop say: “But it’s legal tender!”. Most people think it means the shop has to accept the payment form. But that’s not the case.
A shop owner can choose what payment they accept. If you want to pay for a pack of gum with a £50 note, it’s perfectly legal to turn you down. Likewise for all other banknotes, it’s a matter of discretion. If your local corner shop decided to only accept payments in Pokémon cards that would be within their right too. But they’d probably lose customers.
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