insurance...ownership

[Upatdawn]

Can I insure a car if im not the registered V5 keeper?

[JeffreyD]

Upatdawn said:

Can I insure a car if im not the registered V5 keeper?

Yes

[IAmTheWalrus]

Need to be clear with the insurer of what you are doing otherwise if its setup wrong they will say you have no insurable interest and any claim will be invalid.

[deckster]

IAmTheWalrus said:

Need to be clear with the insurer of what you are doing otherwise if its setup wrong they will say you have no insurable interest and any claim will be invalid.

This. Some insurers won't quote at all, some will quote if you are a close relative of the owner. But you should be able to find somebody who will cover you. Expect to pay more though as most insurers will see non-owners as a higher risk.

[BertBert]

deckster said:

This. Some insurers won't quote at all, some will quote if you are a close relative of the owner. But you should be able to find somebody who will cover you. Expect to pay more though as most insurers will see non-owners as a higher risk.

The question was about RK, not ownership.
Who owns if OP?

[deckster]

BertBert said:

deckster said:

This. Some insurers won't quote at all, some will quote if you are a close relative of the owner. But you should be able to find somebody who will cover you. Expect to pay more though as most insurers will see non-owners as a higher risk.

The question was about RK, not ownership.
Who owns if OP?

Yes, good point - the distinction can be important. In this case I am assuming that the OP is neither the owner nor the registered keeper although technically that isn't especially important. What the insurers will want to see is that there is an insurable interest in the car.

[CLX]

I'm with NFU and they wouldn't let me in insure a car that I wasn't registered keeper of (It was a car belonging to my son, which he wasn't using and he didn't have it insured)

[98elise]

CLX said:

I'm with NFU and they wouldn't let me in insure a car that I wasn't registered keeper of (It was a car belonging to my son, which he wasn't using and he didn't have it insured)

Some are ok with it.

My partner insured my old car with Direct Line when I got a newer car. The documents said she was neither the owner or keeper.

I still owned the car and nothing had changed other than her now being the main driver so it was the most accurate description.

[Upatdawn]

son bought it pre xmas, his car is a taxi, its use will end March 31st, he got a good deal on it

i dont want be the V5 keeper but i have a dormant policy

[AB]

I didn't have a problem insuring a car owned by the business (and registered there) but in my name and at my home address.