Slight damage in transit - who pays insurance excess?

[Lockhouse]

Hi,

My car got a slight dent in the door whilst shipping from the US. It's not "bad" but it will go through insurance as there's a bit of paint needed.

There was an marine insurance excess of £450 and I automatically assumed that it would be me that paid.

Before I cough up, is that normally the case? If it is, that's fine, but just wanted to check. The quote and documentation that I signed is inconclusive.

Thanks very much.

[dibblecorse]

If you are the policy holder of the insurance, then yes its you, if you think a 3rd party is liable you can attempt to reclaim the excexs

[Electro1980]

Whoever holds the insurance.