Insurance, Tax, MOT

[exelero]

I recently bought. A car with no MOT. I managed to insure it, but I can’t tax it because it has no MOT. I have booked it for one, the question is: how am I going to drive it to the mot place? If I get pulled will they seize the car or would they understand?
Thank you

[MikeM6]

Edit: Ignore me, I was wrong

Edited by MikeM6 on Friday 16th September 20:36

[Oceanrower]

Oh Christ.

Here we go again…

[Oceanrower]

MikeM6 said:

I'd get it trailered there to keep it easier. You may get away with it, but I think it would be a risk as you would be on the road uninsured.

If you don’t know (and you really, really don’t) why on earth do you comment?

[Rayy]

Just to answer the question: you’re ok to drive to the Mot testing garage or station, so long as you have insurance.

Once it has passed you can tax it immediately using the online service.

[MustangGT]

MikeM6 said:

I'd get it trailered there to keep it easier. You may get away with it, but I think it would be a risk as you would be on the road uninsured.

There is an exemption to enable you to drive to an MOT, and back again, also to get it repaired if at a different location, so no need for a trailer.
There is also no link between insurance and MOT, so wrong on that point as well as the insurance would be valid.

[JohnnyUK]

Rayy said:

Just to answer the question: you’re ok to drive to the Mot testing garage or station, so long as you have insurance.

Once it has passed you can tax it immediately using the online service.

+1

[MikeM6]

Oceanrower said:

MikeM6 said:

I'd get it trailered there to keep it easier. You may get away with it, but I think it would be a risk as you would be on the road uninsured.

If you don’t know (and you really, really don’t) why on earth do you comment?

Because I am free to offer a view, which may be wrong, someone may come along and correct me, which is fine. You may want to check that chip on your shoulder though, seems like it's getting to you a bit.

I do however, accept I am wrong here.

Edited by MikeM6 on Friday 16th September 20:33

[Oceanrower]

MikeM6 said:

Oceanrower said:

MikeM6 said:

I'd get it trailered there to keep it easier. You may get away with it, but I think it would be a risk as you would be on the road uninsured.

If you don’t know (and you really, really don’t) why on earth do you comment?

Because I am free to offer a view, which may be wrong, someone may come along and correct me, which is fine. You may want to check that chip on your shoulder though, seems like it's getting to you a bit.

I do however, accept I am wrong here.

Edited by MikeM6 on Friday 16th September 20:33

Because it is a question of the law. The OP didn’t want “a view”. He wanted an answer to a legal question.

This comes up on here many, many times and the more people like you perpetuate the myth that no MOT = not insured the more people get confused.

[Tony1963]

It’s the trend

Someone’s view/opinion can be at least as valid as stone cold hard facts. Amazing.

Tip: if you don’t know, maybe sit back and wait til someone with some experience and knowledge of the subject turns up and gives a valid answer.

[MikeM6]

Tony1963 said:

It’s the trend

Someone’s view/opinion can be at least as valid as stone cold hard facts. Amazing.

Tip: if you don’t know, maybe sit back and wait til someone with some experience and knowledge of the subject turns up and gives a valid answer.

Or maybe I just got it wrong and accepted that?

Bloody hell, guys, get a grip of yourselves!

[exelero]

JohnnyUK said:

Rayy said:

Just to answer the question: you’re ok to drive to the Mot testing garage or station, so long as you have insurance.

Once it has passed you can tax it immediately using the online service.

+1

Thank you

[PorkInsider]

Rayy said:

Just to answer the question: you’re ok to drive to the Mot testing garage or station, so long as you have insurance.

Once it has passed you can tax it immediately using the online service.

It might be worth adding that you must have pre-booked the test for the exemption to apply, OP.

It's probably obvious, but still...

[4rephill]

exelero said:

JohnnyUK said:

Rayy said:

Just to answer the question: you’re ok to drive to the Mot testing garage or station, so long as you have insurance.

Once it has passed you can tax it immediately using the online service.

+1

Thank you

Be aware that if you tax the car online immediately, the tax will start from the 1st of the month you tax it in, not from the day you tax it.

So if you tax it on the 28th September for example, the tax will start from the 1st September, and you will "lose" 27 days tax.

[OutInTheShed]

MustangGT said:

There is an exemption to enable you to drive to an MOT, and back again, also to get it repaired if at a different location, so no need for a trailer.
There is also no link between insurance and MOT, so wrong on that point as well as the insurance would be valid.

At least one major insurer requires that you ensure your car has a current MoT certificate.
3. Care of your vehicle
You and any other insured person must:

• protect your vehicle from loss or damage
• make sure your vehicle is roadworthy
• if applicable, make sure your vehicle has a current MOT certificate

Best to check your policy before driving without an MoT.

Likewise, I'm told there is nothing in law exempting you from needing a valid VEL to drive to an MoT.
Apparently there was an 'assurance' from the DVLA that nobody would be prosecuted for not having tax they weren't able to buy because they didn't have an MoT, which isn't the same thing at all. I believe this assurance came as a result of the RAC asking the question?
I'd guess it's highly unlikely you'd get nicked for not having tax, but is it impossible?

Like a lot of people if I'm MoT-ing a vehicle that's been SORN, I do it early in the month and tax it the same day. That way tax is paid for the month so it becomes a moot point.

There is an exemption in law and on the .gov.uk website which allows you to drive to a pre-booked MoT or to somewhere where a vehicle is to be repaired, without an MoT.

[SS2.]

OutInTheShed said:

Likewise, I'm told there is nothing in law exempting you from needing a valid VEL to drive to an MoT..

You were told wrong.

The same exemption which allows you to drive to & from a pre-booked test without an MOT applies in equal measure to VED.

[Cat]

SS2. said:

OutInTheShed said:

Likewise, I'm told there is nothing in law exempting you from needing a valid VEL to drive to an MoT..

You were told wrong.

The same exemption which allows you to drive to & from a pre-booked test without an MOT applies in equal measure to VED.

Defintiely been told wrong the exepmtion is in the Vehicle Excise and Registration Act...

VERA 1994 Schedule 2 said:

22(1) A vehicle is an exempt vehicle when it is being used solely for the purpose of—

(a)submitting it (by previous arrangement for a specified time on a specified date) for a compulsory test, a vehicle identity check or a vehicle weight test, or

(b)bringing it away from any such test or check.

Cat

[OutInTheShed]

SS2. said:

OutInTheShed said:

Likewise, I'm told there is nothing in law exempting you from needing a valid VEL to drive to an MoT..

You were told wrong.

The same exemption which allows you to drive to & from a pre-booked test without an MOT applies in equal measure to VED.

Looks like the .gov.uk website has been updated since this was debated elsewhere last year.

It now says you can drive a SORN vehicle to an MOT test and back (but nothing about to/from a place where it will be repaired)
You can drive a vehicle without an MOT to a pre-booked MOT test (but nothing about back if it fails!) and to/from a place where it is to be repaired.

Whether the .gov.uk website is exactly aligned with the law is another question....

[Oceanrower]

Also…

“ if applicable, make sure your vehicle has a current MOT certificate”

Not needed to and from an MOT therefore not applicable.

[Cat]

OutInTheShed said:

Looks like the .gov.uk website has been updated since this was debated elsewhere last year.

It now says you can drive a SORN vehicle to an MOT test and back (but nothing about to/from a place where it will be repaired)
You can drive a vehicle without an MOT to a pre-booked MOT test (but nothing about back if it fails!) and to/from a place where it is to be repaired.

Whether the .gov.uk website is exactly aligned with the law is another question....

The .gov.uk website is not the law and you would be foolish to rely on it as such as it often paraphrases/summarises the actual legislation in a way that isn't correct.

The Vehicle Excise and Registration Act 1994 exempts vehicles from requiring VEL if they are being taken to/from a pre-booked test or to/from a place of repair.

The Motor Vehicles (Tests) Regulations 1981 contains the same exemptions for vehicles to be used without an MOT.

Cat