Accident: Horse Vs Car
Discussion
As the title says, this involves a horse and our car - and the horse seems to have won.
The short version is that the horse had just thrown its rider near a very busy A road. The horse ran into the road where it collided with my wife in her Mercedes CLS. The horse seemed ok though apparently it had a limp. The car has suffered a broken windscreen, dented front wing and very badly dented rear door.
The horse rider was adamant that my wife deliberately drove into her horse, was very angry and made her thoughts pretty clear. She wouldn't give her address though she gave her name and mobile number. Fortunately we had dashcam footage which showed what actually happened (and which cleared my wife of any wrong-doing).
Everyone went their separate ways and we later spoke to the Police. After seeing the dashcam evidence, they agreed that wife was in the clear and suggested we claim from her insurance. They passed on her insurance policy details and number (fortunately her horse was insured) but wouldn't pass on her address quoting GDPA.
However, her insurance company are so far refusing to get involved without her full name and address, postcode etc even though I have given them her policy number. In hindsight, wife should have called the Police there and then and got the woman's full details but to be fair she was really badly shaken by the whole thing.
So my question: is it an offence for the horse rider to fail to give her address? The Police are saying that details have been exchanged - but I really don't think they have. Any thoughts?
The short version is that the horse had just thrown its rider near a very busy A road. The horse ran into the road where it collided with my wife in her Mercedes CLS. The horse seemed ok though apparently it had a limp. The car has suffered a broken windscreen, dented front wing and very badly dented rear door.
The horse rider was adamant that my wife deliberately drove into her horse, was very angry and made her thoughts pretty clear. She wouldn't give her address though she gave her name and mobile number. Fortunately we had dashcam footage which showed what actually happened (and which cleared my wife of any wrong-doing).
Everyone went their separate ways and we later spoke to the Police. After seeing the dashcam evidence, they agreed that wife was in the clear and suggested we claim from her insurance. They passed on her insurance policy details and number (fortunately her horse was insured) but wouldn't pass on her address quoting GDPA.
However, her insurance company are so far refusing to get involved without her full name and address, postcode etc even though I have given them her policy number. In hindsight, wife should have called the Police there and then and got the woman's full details but to be fair she was really badly shaken by the whole thing.
So my question: is it an offence for the horse rider to fail to give her address? The Police are saying that details have been exchanged - but I really don't think they have. Any thoughts?
Where did the Police obtain the riders TPL Insurance policy number from ?
You say the rider just gave you the phone numbers ?
From the damage sustained to your car I imagine the horse will not have escaped injury free.
If the Police were happy at the time then ( and I’m guessing here ) the onus will be on you to contact the rider to make said claim against the TPL Insurer.
You say the rider just gave you the phone numbers ?
From the damage sustained to your car I imagine the horse will not have escaped injury free.
If the Police were happy at the time then ( and I’m guessing here ) the onus will be on you to contact the rider to make said claim against the TPL Insurer.
paul_c123 said:
GDPR covers people but not animals. Ask for the horse's address and phone number from the police?
Never insinuate to a horse owner that their horse is anything other than a member of the family, fully sentient and very intelligent.However, sometimes the horse is smarter of the pairing.
Oh and jodphurs....
Sbloxxy said:
So my question: is it an offence for the horse rider to fail to give her address?
No, basically. The RTA requirement to sop and give details applies only to the driver of a mechanically propelled vehicle ( linky). There's no equivalent provision so far as I can see applying to horse riders (or pedestrians, or pedal-cyclists etc etc).It sounds like the police do have her details somehow and they will generally be more willing to give them to an "official" body like your insurance company rather than to you personally, so as said the best option will be to claim on your wife's insurance policy and let them chase the horse rider's insurers.
dibblecorse said:
just pass the reigns to your insurers ..
This thread has been royally derailed.Anyhow, as someone else said the rider has no obligation to provide any details whatsoever; the burden is on the driver of the mechanically propelled vehicle ie car. Had there been no "damage" to the horse then nobody would have been obliged to provide any details.
Edited by whimsical ninja on Friday 10th April 04:03
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