Driving other cars query

[miniandy]

Hi,

Quick question - I have DOC on my insurance policy, and that means I can drive other cars with the owners' permission. My question is, how does that work if the car is leased? Do I need to get in touch with the lease company first to get their permission, or will the person who 'owns' the car suffice?

Cheers all

Andy

[paolow]

Im tempted to say that if you have the permission of the person to whom the car was leased then youd be ok as it is for all intents and purposes 'thier car'.
However, I wont because theres no hard and fast rule with regard to this. The only definitive solution would be to ring the leasing company and find out what thier policy is as you can guarantee that different companies have different policies about this kind of thing

[Kinky]

I'd check the wording.

In my case, I'm 99% sure that although mine states that I can drive any other car 3rd-party, it does specifically exclude leased and company vehicles.

K

[Dwight VanDriver]

Kinky said:

I'd check the wording.

In my case, I'm 99% sure that although mine states that I can drive any other car 3rd-party, it does specifically exclude leased and company vehicles.

K

Wise words Kinky. Don't jusyt check the Cettyifacte do the Policy as well.
Mine : PH may also driver a motor car not belonging to him and not supplied to him under a hire purchase agreement OR A VEHICLE LEASING AGREEMENT.

dvd

[Fort Jefferson]

Dwight VanDriver said:

Wise words Kinky. Don't jusyt check the Cettyifacte do the Policy as well.
Mine : PH may also driver a motor car not belonging to him and not supplied to him under a hire purchase agreement OR A VEHICLE LEASING AGREEMENT.

dvd

This means leased to you it dose'nt mean leased to someone else.

[kenp]

What if the condition of the lease requires comprehensive insurance (to protect their property)?