Discussion
I have three insurance certificates, one for each of three cars I own. Each one provides third-party cover to drive a car not belonging to me ie. the usual minimum legal cover.
If I borrowed a normally unused car that's not insured, am I still legally covered, or would the car's owner have to have insurance in place first?
Presumably, ANPR systems would detect there is no insurance on the car and I would risk being stopped to provide proof of insurance.
If I borrowed a normally unused car that's not insured, am I still legally covered, or would the car's owner have to have insurance in place first?
Presumably, ANPR systems would detect there is no insurance on the car and I would risk being stopped to provide proof of insurance.
If you read your policy carefully, you will find that it only provides third party cover on a vehicle already insured by somebody else. Otherwise you could only insure one of your cars and drive the other two on the third party cover of the one policy ( yes I know it says 'belonging to someone else', but you could have registered them in your partner's name)
kenp said:
If you read your policy carefully, you will find that it only provides third party cover on a vehicle already insured by somebody else. Otherwise you could only insure one of your cars and drive the other two on the third party cover of the one policy ( yes I know it says 'belonging to someone else', but you could have registered them in your partner's name)
Totally incorrect.
Third party cover does NOT require the other car to be insured as confirmed by numerous BiB on the other thread.
freedman said:
kenp said:
If you read your policy carefully, you will find that it only provides third party cover on a vehicle already insured by somebody else. Otherwise you could only insure one of your cars and drive the other two on the third party cover of the one policy ( yes I know it says 'belonging to someone else', but you could have registered them in your partner's name)
Totally incorrect.
Third party cover does NOT require the other car to be insured as confirmed by numerous BiB on the other thread.
Unless it says so on the certificate.
herewego said:
freedman said:
kenp said:
If you read your policy carefully, you will find that it only provides third party cover on a vehicle already insured by somebody else. Otherwise you could only insure one of your cars and drive the other two on the third party cover of the one policy ( yes I know it says 'belonging to someone else', but you could have registered them in your partner's name)
Totally incorrect.
Third party cover does NOT require the other car to be insured as confirmed by numerous BiB on the other thread.
Unless it says so on the certificate.
Obviously
herewego said:
freedman said:
kenp said:
If you read your policy carefully, you will find that it only provides third party cover on a vehicle already insured by somebody else. Otherwise you could only insure one of your cars and drive the other two on the third party cover of the one policy ( yes I know it says 'belonging to someone else', but you could have registered them in your partner's name)
Totally incorrect.
Third party cover does NOT require the other car to be insured as confirmed by numerous BiB on the other thread.
Unless it says so on the certificate.
Nods frantically
dvd
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