Whiplash compensation
Author
Discussion

eltax91

Original Poster:

10,782 posts

237 months

Tuesday 17th July 2007
quotequote all
Hi guys,

One of my best mate's from uni (no not me) has recently been recovering from a whiplash injury. He had an accident in february 06 and finished his course of treatment (with a full sign off from the doctor in march 07). He had approx 9 months of treatment. The sustained injury was evidently diagnosed as a moderate-to-high whiplash injury including pain to the shoulders, neck and lower back.

The problem is after more than 1 years worth of pain & suffering, he has been offered what i consider to be a really low sum of money. I won't divulge the amount until i've had some responses to ensure i get a good measure of the value. His solicitors have told him it's a good offer and he should take it, but throughout the whole process this particular solicitor has been pushing him to see if he has recovered and it just feels like they were trying to get their payment asap. The guy in question is currently very hard up so is thinking it may work out better for him to accept rather than delay things.

Could anyone tell me what they think the standard payout (excluding expenses) should be for this type/ length of injury.

Any honest solicitor types (a contradiction in terms, i know wink ) out there that might be able to point me in the direction of a website that might list average pay out's?

TheCarpetCleaner

7,294 posts

233 months

Tuesday 17th July 2007
quotequote all
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?

TPS

1,860 posts

244 months

Tuesday 17th July 2007
quotequote all
I had a bad car crash which included whiplash,internal injurys,concussion and a few other things.I can not remember the exact amount i got paid out but it was around £2.600 if i remember correctly.This was deemed a good payout by solicitor by the way.Without you saying how much he has been offered its hard to comment really.

RaksP

760 posts

235 months

Tuesday 17th July 2007
quotequote all
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!

UKbob

16,277 posts

296 months

Tuesday 17th July 2007
quotequote all
Rich Burley is a personal injury solicitor, and fellow PHer. Give him a shout and Im sure he'd be happy to give you a second opinion.
linky

Beggarall

596 posts

272 months

Tuesday 17th July 2007
quotequote all
I believe there are tariffs for these sorts of injuries - ranging from £1500 to c £3000 depending on severity etc. Presumably he has put in a claim and had a medical assessment?

JustinP1

13,363 posts

261 months

Tuesday 17th July 2007
quotequote all
RaksP said:
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!
Exactly - you are allowed a sum which covers your personal financial loss which might include loss of earnings plus also some for the pain and suffering involved.

Lets say for example you were self employed and your business was zero when you couldnt work and you lost £50k, and at the weekend you played cricket at say county reserve league level and you were out of work for 6 months and not playing for two seasons, then this is a completely different scenario to if you were a student who technically had very little out of pocket cost with the same injury.

Flintstone

8,644 posts

278 months

Tuesday 17th July 2007
quotequote all
15 years ago I had mild whiplash for which I received £1500. Looking at the figures quoted above it looks like I got a good deal.

fat tony

392 posts

238 months

Tuesday 17th July 2007
quotequote all
JustinP1 said:
RaksP said:
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!
Exactly - you are allowed a sum which covers your personal financial loss which might include loss of earnings plus also some for the pain and suffering involved.

Lets say for example you were self employed and your business was zero when you couldnt work and you lost £50k, and at the weekend you played cricket at say county reserve league level and you were out of work for 6 months and not playing for two seasons, then this is a completely different scenario to if you were a student who technically had very little out of pocket cost with the same injury.
the insurance companies have set payout amounts for the injury. if your friend is looking for loss of earnings that comes into another bracket. just be very careful what your friend says he can or cant do now, the companies tend to take a dim view of people trying to get more cash out of them. he needs to look at how much he has been offered and how much the solicitor is gonna take.

TPS

1,860 posts

244 months

Tuesday 17th July 2007
quotequote all
JustinP1 said:
RaksP said:
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!
Exactly - you are allowed a sum which covers your personal financial loss which might include loss of earnings plus also some for the pain and suffering involved.

Lets say for example you were self employed and your business was zero when you couldnt work and you lost £50k, and at the weekend you played cricket at say county reserve league level and you were out of work for 6 months and not playing for two seasons, then this is a completely different scenario to if you were a student who technically had very little out of pocket cost with the same injury.
As has been said above.Loss of earnings,cost of car hire,cost of car if it is a right off etc are all seperate payments.Injury is one claim on its own.

TheCarpetCleaner

7,294 posts

233 months

Tuesday 17th July 2007
quotequote all
TPS said:
JustinP1 said:
RaksP said:
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!
Exactly - you are allowed a sum which covers your personal financial loss which might include loss of earnings plus also some for the pain and suffering involved.

Lets say for example you were self employed and your business was zero when you couldnt work and you lost £50k, and at the weekend you played cricket at say county reserve league level and you were out of work for 6 months and not playing for two seasons, then this is a completely different scenario to if you were a student who technically had very little out of pocket cost with the same injury.
As has been said above.Loss of earnings,cost of car hire,cost of car if it is a right off etc are all seperate payments.Injury is one claim on its own.
Fair enough smile Never had to claim so didnt really know.

Knew someone that overplayed a whiplash incident (funny it didnt seem to affect her when out clubbing) and she got some large sum of money. I am from the "brush yourself off and carry on" school of thought so it seemed like she was getting money for nothing which has tainted me toward this "compensation culture" thing

If its deserved however, then thats what the system is there for I guess.

eltax91

Original Poster:

10,782 posts

237 months

Wednesday 18th July 2007
quotequote all
Hi guys, thanks for all the advice. My friend is definitely not money chasing, he sees his injury as one of those things that happens and any compensation a bonus! He has been through all the treatment etc and has been declared as recovered now, at no point did he suggest he was more injured than he was, quite the opposite in fact.

He works from home for his own business (arranging and booking bands and comedy acts for venue's) so he did not submit a loss of earnings, as he only took 1 week off work. His medical expenses and out of pocket expenses (excess etc) came to a total of £600. He has been offered a settlement figure of £1000. So £400 for his injuries, which i think is ridiculous since he has been suffering for over a year in total. His solicitor will get £2000 in costs from the insurance company in addition to this. I still think his solicitor should not be recommending he take the offer and should push for a fairer settlement.

TPS

1,860 posts

244 months

Wednesday 18th July 2007
quotequote all
To me £400 seems way to low and i would be asking for another £1000 on top of that.

jacko lah

3,297 posts

280 months

Wednesday 18th July 2007
quotequote all
RaksP said:
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
surely everyone puts a different cost on their time, that is why it is hard to come to a settlement which is fair for both parties!
PLUS THE COST OF THE PAIN AND SUFFERING and THE IMP{ACT TO HIS SEX LIFE.

havoc

33,495 posts

266 months

Wednesday 18th July 2007
quotequote all
eltax91 said:
He has been offered a settlement figure of £1000. So £400 for his injuries, which i think is ridiculous since he has been suffering for over a year in total. His solicitor will get £2000 in costs from the insurance company in addition to this.
£2k costs?!? Sounds like the solicitor's been taking the proverbial here...

And agreed that's appallingly low.

jesusbuiltmycar

5,136 posts

285 months

Wednesday 18th July 2007
quotequote all
Sounds like a bit of a piss take, especially when there are cases like this

http://tinyurl.com/2t7ocg 

Commuter claims £1.5m after slipping on 'killer' petal outside florist

cen

593 posts

266 months

Wednesday 18th July 2007
quotequote all
TheCarpetCleaner said:
I thought compensation was there to cover any costs incurred, is your mate looking to profit from this?
Not quite. Personnel injury claims are made through the law of tort in civil action. However, 99% of claims are settled outside of the courtroom often on the court steps.

The claim is to compensate the harm this can be a culmination of loss of earnings, pain & discomfort, special damage, medical fees, transportation etc etc.

This type of injury with lesser effect of harm often produce settlements of 3 to 4 K usually within a short period of time which is why the ambulance chasers are on the scene at hospitals

greysquirrel

786 posts

258 months

Wednesday 18th July 2007
quotequote all
Here you go, from JSB 8th edition - and i wont even charge you this time wink
Report is for the neck, but as that is the most serious thats where you look.
(c) Minor

Minor soft tissue and whiplash injuries and the like where symptoms are moderate:


(i) and a full recovery takes place within about two years;
£2,550 to £4,575
(ii) with a full recovery between a few weeks and a year.
£750 to £2,550
Searching a few reports it seems that the average figure for minor and recovery within a year is 13-1400. £400 is low.

Roo.

11,504 posts

238 months

Wednesday 18th July 2007
quotequote all
Got caught in the middle of a five car pile up on the M1 almost 12 years ago and the wife suffered whiplash injuries. She was off work for 13 weeks and still suffers a bit of pain every now and again.

The first offer we were made about 6 months after the accident was about £1,200, but because she hadn't recovered at that time she turned it down.

The claim was eventually settled nearly 3 years after the accident and she got about £4,500.

Stefluc

274 posts

240 months

Wednesday 18th July 2007
quotequote all
I was involved in a collision that was not my fault the vehicle was stolen, I got paid out eventually by the M I B about 2yrs later after lots of legal fighting and trips to specialists.
The end result was i got £3600 as driver and my colleague who was passenger got slightly more he got £5200. That was everything loss of earnings etc.
Stefluc