Points and their age

[riwiho]

Today I am insuring a new motor however my other half has just informed me that she has 3 points from driving in a bus lane. The offense was committed in June 2004 and I am not sure how long points are:

A) Active on the license
B) Visible on the license

After a couple of conversation with friends some say that the points are on the license for 4 years but only count for 3 years!

If someone could shed some light on this is would be greatly appreciated.

[Redmax]

You normally have to disclose them for insurance purposes for five years.

[Mr2Mike]

riwiho said:

After a couple of conversation with friends some say that the points are on the license for 4 years but only count for 3 years!

That is correct, the points count towards "totting up" for 3 years, and can be removed from the licence after 4 years (if you give the DVLA some money). As mentioned, most insurers want to know about any endorsements for up to 5 years.

[Einion Yrth]

3 years valid for totting up
4 years before they can be removed
5 years disclosure to Ins. Co.

This is for minor stuff like speeding and bus lanes DD and DIC are longer I believe.