102 in a 70

[stewie732]

got caught doing the above speed

No previous convictions, over 21, been driving for more than 3 years, good job, caught in dry conditions ( if that makes any difference) by VASCAR.

who thinks il get big fine and 6 points and who thinks i will be banned?

place you're guesses here and I will tell you tomorrow evening.

(dont know if this makes any difference, but I have a solicitor)

[oggs]

My bet is you'll be jailed and put in a cell with Big Ron the gay hairdresser.

HTH

[stewie732]

cool

[DonnyMac]

2 week ban - no points

[stewie732]

NO!!! id much rather have points.

[gozomark]

£250 and 6 points

[stewie732]

that sounds better

[10 Pence Short]

Would you rather have 6 points active on your licence for 3 years, or a couple of weeks of ban and no points at all?

I know which I'd take!

[Don]

In either case its not the points or the ban itself that will cost you. Say hello to pricey insurance for a few years. There's bugger all justification (IMO) but they're going to rape you anyway...

[Fidgits]

10 Pence Short said:

Would you rather have 6 points active on your licence for 3 years, or a couple of weeks of ban and no points at all?

I know which I'd take!

the ban will put the insurance higher though, as he'll have to declare it for 5 years.


My guess is it will come down to the magistrate you have, the mood they are in, where you are in the order, and how well dressed, polite, and respectful (and sorry) you are.

[Getsis]

You are almost certain to get a ban unless you are a freemason, or a premier football player

[tamore]

i got 14 day ban and £300ish fine for doing 103mph. insurers didn't seem to care as it was first offence.

[stewie732]

10 Pence Short said:

Would you rather have 6 points active on your licence for 3 years, or a couple of weeks of ban and no points at all?

I know which I'd take!

wrong. I believe points come of at a rate of 1 per year.

a couple of weeks ban and NO POINTS still means when insurers ask I still have to say I have a conviction.

Don said:

In either case its not the points or the ban itself that will cost you. Say hello to pricey insurance for a few years. There's bugger all justification (IMO) but they're going to rape you anyway...

insurance isnt 'too bad' with most cars than are 0-60 in 6-8 secs (which i can live with) anything quicker starts to look at 2k +.

Fidgits said:

the ban will put the insurance higher though, as he'll have to declare it for 5 years.


My guess is it will come down to the magistrate you have, the mood they are in, where you are in the order, and how well dressed, polite, and respectful (and sorry) you are.

not too sure about that, AFAIK, points don't just disappear after 3 years (if you have more than 3).

Getsis said:

You are almost certain to get a ban unless you are a freemason, or a premier football player

thats not the way they have been talking.

I have just been to court and they could not get a copy of the paper part of my license so case is deferred until next year some point. So it's delaying the cost/inevitable

[stewie732]

tamore said:

i got 14 day ban and £300ish fine for doing 103mph. insurers didn't seem to care as it was first offence.

yeh well I was doing 102 im surprised they 'didnt care' unless you were doing it all over the phone, because all the ones I have hypothetically tried online definitely DO care. i.e increases of around 30% or more.

[SS2.]

stewie732 said:

I believe points come of at a rate of 1 per year.

Not so.

Points are valid for totting purposes for 3 years, they must remain on your licence for 4 years and are required to be declared to insurance companies for 5 years. For most offences, they run from the date of offence..

[tamore]

stewie732 said:

tamore said:

i got 14 day ban and £300ish fine for doing 103mph. insurers didn't seem to care as it was first offence.

yeh well I was doing 102 im surprised they 'didnt care' unless you were doing it all over the phone, because all the ones I have hypothetically tried online definitely DO care. i.e increases of around 30% or more.

it was about 7 years ago now, so maybe things have changed.

[stewie732]

SS2. said:

stewie732 said:

I believe points come of at a rate of 1 per year.

Not so.

Points are valid for totting purposes for 3 years, they must remain on your licence for 4 years and are required to be declared to insurance companies for 5 years. For most offences, they run from the date of offence..

so when i get 6 points they will be off license in 4 years but need to tell insurers for 5 years?! weird.

a ban makes a difference but depends on insurer which is worse i think?

[tamore]

stewie732 said:

SS2. said:

stewie732 said:

I believe points come of at a rate of 1 per year.

Not so.

Points are valid for totting purposes for 3 years, they must remain on your licence for 4 years and are required to be declared to insurance companies for 5 years. For most offences, they run from the date of offence..

so when i get 6 points they will be off license in 4 years but need to tell insurers for 5 years?! weird.

a ban makes a difference but depends on insurer which is worse i think?

the insurer who waived including the ban in the calculation was a specialist in tvrs. pretty high premium due to the car anyway.

[10 Pence Short]

A short term ban or 6 points will both have to be declared for the 5 years as asked for by your insurance. Whichever punishment you are given the offence code will be the same, anyway.

Some insurers may ask you to pay more for taking the ban rather than the points, but I'm not overly convinced by that.

The difference is, you will have 6 points active on your licence for 3 years (and they will remain on your licence for 4) if you take the points, whereas if you opt to push for a short term ban, ie. for this offence it's not likely to be for more than 21 days or so, you'll come out the other side with no points and 12 left to go.

If you're going to be doing a lot of driving, I'd rather pay a tiny bit more for insurance, have a very short ban and have no points, than be 2 minor speeding offences away from a totting up ban , whcih is a mandatory 6 months disqualified and potentially a retest, too.

[stewie732]

10 Pence Short said:

A short term ban or 6 points will both have to be declared for the 5 years as asked for by your insurance. Whichever punishment you are given the offence code will be the same, anyway.

Some insurers may ask you to pay more for taking the ban rather than the points, but I'm not overly convinced by that.

The difference is, you will have 6 points active on your licence for 3 years (and they will remain on your licence for 4) if you take the points, whereas if you opt to push for a short term ban, ie. for this offence it's not likely to be for more than 21 days or so, you'll come out the other side with no points and 12 left to go.

If you're going to be doing a lot of driving, I'd rather pay a tiny bit more for insurance, have a very short ban and have no points, than be 2 minor speeding offences away from a totting up ban , whcih is a mandatory 6 months disqualified and potentially a retest, too.

thanks mate, but I dont think I get the option! its not like going into a shop y'know?

there was a dude today in for dangerous driving and stuff and he got just given 7 points no choice so I cant see me getting a choice in the matter.

Edited by stewie732 on Tuesday 4th December 16:51

i think its dumb the way the points stay etc

Edited by stewie732 on Tuesday 4th December 16:55