Genuine Insurance Error

[drillbill]

I have a vehicle shared with my son ( no this is not fronting, I am the main driver).

Earlier this year he had an accident, no claim on our part as car is too low value but there is a claim on the part of the other party. We do not know the extent of the claim but there were no injuries at the scene and the bike was ridden away without any apparent damage.

The claim is still processing but in the meantime we have had to renew the insurance on the car.

At this point we noted that 2 items of information on the origional policy were inncorrect

1) Are there any other people under 17 at the address - policy states no but we have another son aged 15

2) Are there any other cars in household - policy says no but my partner has a car of his own.

The origional insurance detail was filled in on a comparison site and I still have the webform saved which shows these details filled in correctly. When the policy was received from the insurer these two points were missed when I checked it over.

This was a genuine mistake not a deliberate error.

My question is should I call the insurer and advise them of this with the claim still in process or should I leave it well alone.

The new policy is with the same underwritter but via a different broker and the above details are definatley correct on this one.

[wasted years]

It is your responsibility to check the policy when it arrives in the post and report to the insurance company any inaccuracies. Your insurance company can invalidate your policy if you fail to amend any inaccuracies.
ETA be honest and let them know as it can come back to bite you big time should they find out.

Edited by wasted years on Tuesday 4th December 15:19

[EU_Foreigner]

As both questions, if answered correctly, would have reduced the premium rather then increased it, the insurance company would not be bothered