Insurance Database
Discussion
Afternoon all,
Anyone know how long it takes for the insurance database to get updated? My porker insurance expired (and new cover started) over the weekend (I paid the renewal a week ago, and have the new insurance certificate), but the "askmid" website shows the car to be "uninsured".
Just wondering how long I need to be wary of being stopped?
Anyone know how long it takes for the insurance database to get updated? My porker insurance expired (and new cover started) over the weekend (I paid the renewal a week ago, and have the new insurance certificate), but the "askmid" website shows the car to be "uninsured".
Just wondering how long I need to be wary of being stopped?
Can you not check here if your vehicle shows as insurance held?
http://www.askmid.com/
As for if it shows you as the current insured is another matter. I would say the database update is instant, but would say 2 - 3 working days for PNC to show the update.
Carry the docs for a week and you should be fine thereafter.
http://www.askmid.com/
As for if it shows you as the current insured is another matter. I would say the database update is instant, but would say 2 - 3 working days for PNC to show the update.
Carry the docs for a week and you should be fine thereafter.
^Slider^ said:
I did, hence the original question (the askmid database says I have no insurance)^Slider^ said:
As for if it shows you as the current insured is another matter. I would say the database update is instant, but would say 2 - 3 working days for PNC to show the update.
Carry the docs for a week and you should be fine thereafter.
ThanksCarry the docs for a week and you should be fine thereafter.
Its just taken until last Friday for a vehicle we bought on 11th December to show up on ASKMID. This is despite the fact that we have fleet insurance and submitted the details electronically on the same day.
I am not convinced that ASKMID is actually the live database. As it is only for us mug punters it may only be updated once a month or so.
I am not convinced that ASKMID is actually the live database. As it is only for us mug punters it may only be updated once a month or so.
http://www.direct.gov.uk/en/Motoring/OwningAVehicl...
says 7 days for pivate insurance, less specific about fleet stuff though.
Bert
says 7 days for pivate insurance, less specific about fleet stuff though.
Bert
ASKMID is not gospel ,i pay mine by credit card over phone -once payment is accepted - i know im covered regardless of cover note or ASKMID
Remember you can apply for road tax online and wait for disc to arrive- whilst still having out of date disc on car - but all that matters is payment has been accepted over phone
Remember you can apply for road tax online and wait for disc to arrive- whilst still having out of date disc on car - but all that matters is payment has been accepted over phone
You've got the ASKMID database that is updated 'regularly'... then I believe the police use a downloaded version of this so that's a few more days before your newly-insured car appears to be insured for the purposes of an ANPR 'exercise'.
No-one has yet denied this
.
Take your insurance and MoT paperwork with you to help if there are any issues with non-insurance from an ANPR 'snare'
.
I also believe that ASKMID only refers to privately-insured motor vehicles, any covered by a motor trade policy don't appear... I presume the same applies to fleet policies too.
No-one has yet denied this
.Take your insurance and MoT paperwork with you to help if there are any issues with non-insurance from an ANPR 'snare'
.I also believe that ASKMID only refers to privately-insured motor vehicles, any covered by a motor trade policy don't appear... I presume the same applies to fleet policies too.
tali1 said:
ASKMID is not gospel ,i pay mine by credit card over phone -once payment is accepted - i know im covered regardless of cover note or ASKMID
Remember you can apply for road tax online and wait for disc to arrive- whilst still having out of date disc on car - but all that matters is payment has been accepted over phone
You can still be done for not displaying a valid tax disc whether or not you've paid...AFAIKRemember you can apply for road tax online and wait for disc to arrive- whilst still having out of date disc on car - but all that matters is payment has been accepted over phone
I had never used askmid berfore today, but the insurance database cannot simply be updated as I was insured for at least six months without problems and living in swansea i would have been noticed earlier if I wasn't 'insured' according to the system... but then 7/8 months into my policy I got pulled for no insurance, having paid it all in one go at the beginning this had to be wrong. I aint sure how they update and change their system but it doesn't seem as if the collaboration is spot on yet...
aw51 121565 said:
You've got the ASKMID database that is updated 'regularly'... then I believe the police use a downloaded version of this so that's a few more days before your newly-insured car appears to be insured for the purposes of an ANPR 'exercise'.
No-one has yet denied this .
Take your insurance and MoT paperwork with you to help if there are any issues with non-insurance from an ANPR 'snare' .
I also believe that ASKMID only refers to privately-insured motor vehicles, any covered by a motor trade policy don't appear... I presume the same applies to fleet policies too.
All Trade vehicles do show if as by law you have uploaded all details. All our vehicles show up but I do make all drivers carry a photocopy of policy in case of delay or query from BIB's.No-one has yet denied this
.Take your insurance and MoT paperwork with you to help if there are any issues with non-insurance from an ANPR 'snare'
.I also believe that ASKMID only refers to privately-insured motor vehicles, any covered by a motor trade policy don't appear... I presume the same applies to fleet policies too.
I recently bought a new policy - December 21st ( although I paid via the net on Dec 19th ) and it was on the base December 24th...may even have been there before, as this was the first day I checked.
HOWEVER, be very careful about the ' carry the documents, you will be alright' approach, as although this is 100% correct so far as you being stopped by the police goes, you still risk ( very, very much ) getting the car clamped when you park it and walk away for a Big Mac or two.
This is especially true in the big cities - in London they even crush taxed, insured and MOTd cars if you are not wise to their silliness.
( Some poor family went on holiday, the wardens rated the car as abandoned...clamped and crushed it...they could not be arsed to ask neighbours if they knew anything, and yet the car was 100 legal on all bases!! So just imagine how quick they will be if yours flashes up as uninsured!! )
It is also true, as said above, that you can buy tax online but still be in the same ' clamp and crush' zone for 5-7 days, as you will not be displaying a disc. Again, the London wardens are real nasty as they refuse to check with the DVLA as to whether or not the car is, in fact, taxed.
They WILL tow it, or clamp it - and even if you do catch 'em before it is crushed, they charge a release/admin fee, so they still win, you lose. Even though you have all bills and receipts and drive a fully legal car.
HOWEVER, be very careful about the ' carry the documents, you will be alright' approach, as although this is 100% correct so far as you being stopped by the police goes, you still risk ( very, very much ) getting the car clamped when you park it and walk away for a Big Mac or two.
This is especially true in the big cities - in London they even crush taxed, insured and MOTd cars if you are not wise to their silliness.
( Some poor family went on holiday, the wardens rated the car as abandoned...clamped and crushed it...they could not be arsed to ask neighbours if they knew anything, and yet the car was 100 legal on all bases!! So just imagine how quick they will be if yours flashes up as uninsured!! )
It is also true, as said above, that you can buy tax online but still be in the same ' clamp and crush' zone for 5-7 days, as you will not be displaying a disc. Again, the London wardens are real nasty as they refuse to check with the DVLA as to whether or not the car is, in fact, taxed.
They WILL tow it, or clamp it - and even if you do catch 'em before it is crushed, they charge a release/admin fee, so they still win, you lose. Even though you have all bills and receipts and drive a fully legal car.
http://www.dailymail.co.uk/pages/live/articles/new...
And that is just one example...man, there are so many it is worrying!!!
And that is just one example...man, there are so many it is worrying!!!
Fleet cars should be on there. As a fleet policholder it is YOUR responsibility to ensure it is.
The Motor Vehicles (Compulosry Insurance) (Information Centre and Compensation Body) Regulations 2003 - which was the UKs enactment of the 4th EU Motor Insurance directive say so.
This is either done directly (via the website, or uploads) or via your insurer/broker.
Doesn't mean you don't have insurance if you are not on there, but it does mean you are not compliant with the regs.
The Motor Vehicles (Compulosry Insurance) (Information Centre and Compensation Body) Regulations 2003 - which was the UKs enactment of the 4th EU Motor Insurance directive say so.
This is either done directly (via the website, or uploads) or via your insurer/broker.
Doesn't mean you don't have insurance if you are not on there, but it does mean you are not compliant with the regs.
An insurer or broker is legally required to upload the policy details to the MID within 14 days (non-working days) of contract conclusion or policy start, whichever is sooner.
I generally keep my V5, cert/covernote, and driving license with me.
I got pulled 3 times on christmas day - ferrying people around, thank god i had all my stuff with me, otherwise i'd have been a bit screwed. 3 producers? Mission!
I generally keep my V5, cert/covernote, and driving license with me.
I got pulled 3 times on christmas day - ferrying people around, thank god i had all my stuff with me, otherwise i'd have been a bit screwed. 3 producers? Mission!
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