Discussion
So as a side effect of getting busted on my "death drive" (see another post), I showed up at the station with my docs. However I failed to provide insurance since somehow the policy was not in the usual place.
However, I had a cover note with various information on it and explained to the officer they could call the broker and he'd explain all was well. No dice. Ok, I said, I'll get in touch myself and have them FAX a copy over. No dice.
Only option is to return another day with the document. (and get frikkin cautioned for not having it that day FFS!)
It's almost as if the system is created to be difficult. And in any case, what about the insurance database?
Why are things made so difficult? It's hard to see a fraud from them finding out the number of the broker independantly, looking at a cover note for details, making the call etc.
SM
However, I had a cover note with various information on it and explained to the officer they could call the broker and he'd explain all was well. No dice. Ok, I said, I'll get in touch myself and have them FAX a copy over. No dice.
Only option is to return another day with the document. (and get frikkin cautioned for not having it that day FFS!)
It's almost as if the system is created to be difficult. And in any case, what about the insurance database?
Why are things made so difficult? It's hard to see a fraud from them finding out the number of the broker independantly, looking at a cover note for details, making the call etc.
SM
I do not see the problem, you were given the chance to produce your documents at a later date, you failed to produce your insurance, so what"s the problem, all you had to do was to contact your agent/insurance company and get another copy of the policy and produce it when you found you could"nt find the original.
So what is the problem with the system, no problem at all.
So what is the problem with the system, no problem at all.
SLCZ3 said:
I do not see the problem, you were given the chance to produce your documents at a later date, you failed to produce your insurance, so what"s the problem, all you had to do was to contact your agent/insurance company and get another copy of the policy and produce it when you found you could"nt find the original.
So what is the problem with the system, no problem at all.
The problem is as described -- the system has been created in such a way as to be awkward for (IMO) awkward's sake. Sure it's not going to make a big difference to my life -- the docs are now in the post and I should have had them to hand anyhow, I'll show them and all will be ok. But I have to go to the considerable extra trouble of taking them round to a police station 25 miles from my house (because the local ones are never open when I'm not working). Norfolk Police HQ isn't that far from my house and that's closed Saturdays FFS!So what is the problem with the system, no problem at all.
But why can't they streamline the system? There's totally no reason I can see for them not being able to get in touch with the insurance company, after all it'll take them just as long to deal with me next time I show up with the docs.
When I was stopped on the road one time, the copper did an insurance check right there on the telephone/radio. It took him about half a minute, why can't they do that at the station?
SM
They can do this at the station, however, it is an offence not to produce your documents. It's right down there on the bottom of the offenses list and normally what happens is if you can prove who you are (photocard driving licence normally suffices) the departmnt that deals with summonses will cancel any action as not in the public interest to proceed as a quick check on the computer shows what docs you have.
Law/ass - sometimes
Law/ass - sometimes
Well the reason is that, as has been discussed on other threads, officialy the law does not accept your insurance validity until you have the policy in your hand, in fact it is an offence not to have it physicaly present unless you produce it within the prescribed period at your nearest police station e.t.c. ( does not have to be nearest to your home )
Now there are instances where insurance is valid, the holder has received his policy and yet it has not been recorded on the data base which is consulted by the police when carrying out ANPR excercises.
Having one faxed is open to all sorts of dirty deeds, so to be honest i think that the system is as simple as it could be given the amount of dishonesty and deciet that is prevalent with the general public today.
Cheers
Now there are instances where insurance is valid, the holder has received his policy and yet it has not been recorded on the data base which is consulted by the police when carrying out ANPR excercises.
Having one faxed is open to all sorts of dirty deeds, so to be honest i think that the system is as simple as it could be given the amount of dishonesty and deciet that is prevalent with the general public today.
Cheers
SLCZ3 said:
Having one faxed is open to all sorts of dirty deeds
Hardly beyond the wit of man to come up with an algorithm that'll preclude them all:1. Get name of insurer off crim
2. Independently contact insurer via hotline known to police
3. Talk to them and ascertain either that
a) ascertain that crim isn't actually a crim or
b) get them to fax same docs crim was asked to produce.
We're living in the information age, not the stone age. I can't imagine the private sector being hamstrung by a load of arcane rules like this.
SM
supermono said:
SLCZ3 said:
I do not see the problem, you were given the chance to produce your documents at a later date, you failed to produce your insurance, so what"s the problem, all you had to do was to contact your agent/insurance company and get another copy of the policy and produce it when you found you could"nt find the original.
So what is the problem with the system, no problem at all.
The problem is as described -- the system has been created in such a way as to be awkward for (IMO) awkward's sake. Sure it's not going to make a big difference to my life -- the docs are now in the post and I should have had them to hand anyhow, I'll show them and all will be ok. But I have to go to the considerable extra trouble of taking them round to a police station 25 miles from my house (because the local ones are never open when I'm not working). Norfolk Police HQ isn't that far from my house and that's closed Saturdays FFS!So what is the problem with the system, no problem at all.
But why can't they streamline the system? There's totally no reason I can see for them not being able to get in touch with the insurance company, after all it'll take them just as long to deal with me next time I show up with the docs.
When I was stopped on the road one time, the copper did an insurance check right there on the telephone/radio. It took him about half a minute, why can't they do that at the station?
SM
supermono said:
So as a side effect of getting busted on my "death drive" (see another post), I showed up at the station with my docs. However I failed to provide insurance since somehow the policy was not in the usual place.
However, I had a cover note with various information on it and explained to the officer they could call the broker and he'd explain all was well. No dice. Ok, I said, I'll get in touch myself and have them FAX a copy over. No dice.
Only option is to return another day with the document. (and get frikkin cautioned for not having it that day FFS!)
It's almost as if the system is created to be difficult. And in any case, what about the insurance database?
Why are things made so difficult? It's hard to see a fraud from them finding out the number of the broker independantly, looking at a cover note for details, making the call etc.
SM
Whoops - sorry about the blank one! I don't see the problem here. You have a week to get your insurance document - why couldn't you then get it. And I thought a Cover Note (which indicates you are insured) was enough for a HO/RT1? But it is not the police's job to make sure you can get the documents - it's hardly a big ask for you to get three important documents to a police station within 7 days now?However, I had a cover note with various information on it and explained to the officer they could call the broker and he'd explain all was well. No dice. Ok, I said, I'll get in touch myself and have them FAX a copy over. No dice.
Only option is to return another day with the document. (and get frikkin cautioned for not having it that day FFS!)
It's almost as if the system is created to be difficult. And in any case, what about the insurance database?
Why are things made so difficult? It's hard to see a fraud from them finding out the number of the broker independantly, looking at a cover note for details, making the call etc.
SM
any wonder people are thinking the police on the whole are useless ?
it used to just be the crims who thought the BiB where all numpties, now most of them are getting let of scot free for unbelievable crimes and normal decent upstanding folk are getting it in the neck for petty things like splashing chavs at the bus stop (another fav of mine)
it used to just be the crims who thought the BiB where all numpties, now most of them are getting let of scot free for unbelievable crimes and normal decent upstanding folk are getting it in the neck for petty things like splashing chavs at the bus stop (another fav of mine)
I think he's replying to a different topic altogether. I'm also not quite sure how the police are at fault here. And for the avoidance of doubt, when I said 'why can't you get...' - I meant the driver! It is not the police's job to establish if people are insured or not. If you are naughty and get a producer, then you have to demonstrate you are within the law.
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