wifey has had small accident, where does she stand
wifey has had small accident, where does she stand
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chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
typical accident coming out of junction onto main road, car in front goes(turning left), my wife has one more look right and then goes, only to discover he has stopped (his car was almost entirely over broken lines) in middle of main road, she takes avoiding action but glances the side of his car.

So basically she has gone into the back of someone. Apparently he gets out and apologises, just called him and his tune has changed 'she just went straight into the back of me'

Many thanks in advance.

mark69sheer

3,906 posts

233 months

Monday 28th January 2008
quotequote all
I'm afraid its her responsibility.

Vipers

33,524 posts

259 months

Monday 28th January 2008
quotequote all
chippy17 said:
typical accident coming out of junction onto main road, car in front goes(turning left), my wife has one more look right and then goes, only to discover he has stopped (his car was almost entirely over broken lines) in middle of main road, she takes avoiding action but glances the side of his car.

So basically she has gone into the back of someone. Apparently he gets out and apologises, just called him and his tune has changed 'she just went straight into the back of me'

Many thanks in advance.
As far as I recall, if you hit a car in front of you, then you are at fault. Done the same thing many years ago, company cars, so neither of us bothered with the other, pissing down as well. Maybe he has time to consider the damage to his car, and changed his tune, did it have reversing sensors perhaps, expensive to repair. Even a 2 inch ding in my Volvo last year which didnt even crack the paint cost the insurance guys £350 to repair, (Initially I thought nothing of it, but thought, hey I am insured and will have it repaired - perhaps this is his way of thinking), and the car which clipped me cost £1400. "She" claimed for a new wheel, front grill, wing etc etc, told them she was taking the piss....... sorry digressing there.

chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
mark69sheer said:
I'm afraid its her responsibility.
yes I know you are right, is there any argument for the fact that he went over the lines?

Heebeegeetee

30,256 posts

279 months

Monday 28th January 2008
quotequote all
chippy17 said:
mark69sheer said:
I'm afraid its her responsibility.
yes I know you are right, is there any argument for the fact that he went over the lines?
None at all. he is perfectly entitled to stop if he feels necessary.

It might be a scam though.

chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
Vipers said:
chippy17 said:
typical accident coming out of junction onto main road, car in front goes(turning left), my wife has one more look right and then goes, only to discover he has stopped (his car was almost entirely over broken lines) in middle of main road, she takes avoiding action but glances the side of his car.

So basically she has gone into the back of someone. Apparently he gets out and apologises, just called him and his tune has changed 'she just went straight into the back of me'

Many thanks in advance.
As far as I recall, if you hit a car in front of you, then you are at fault. Done the same thing many years ago, company cars, so neither of us bothered with the other, pissing down as well. Maybe he has time to consider the damage to his car, and changed his tune, did it have reversing sensors perhaps, expensive to repair. Even a 2 inch ding in my Volvo last year which didnt even crack the paint cost the insurance guys £350 to repair, (Initially I thought nothing of it, but thought, hey I am insured and will have it repaired - perhaps this is his way of thinking), and the car which clipped me cost £1400. "She" claimed for a new wheel, front grill, wing etc etc, told them she was taking the piss....... sorry digressing there.
no worries thanks, I know I think he went home and had a think about it and thought he could get a few things sorted on the car, she literally hit him at about 5mph, he is saying he needs a new wheel?! The minute I spoke to him I know there was actually no point in having the conversation, he became all jobsworthy so I just said many thanks and goodbye!

mark69sheer

3,906 posts

233 months

Monday 28th January 2008
quotequote all
I was on an uphill junction once quite a steep hill. There was a car infront and it was about to set off when a gap came . I thought I would follow..

Sadly the lady driver in front couldn't handle the hill start and instead of setting of forward she momentarily slipped backwards as I in an automatic went forwards...

There was a minor bump. I was on my brakes straight away when I realised she hadn't gone forwards but had dropped back instead and the front of my car dipped under brakes and actually hit her car below the rear bumper.

I still ended up paying as the car from the rear.

frown




chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
Heebeegeetee said:
chippy17 said:
mark69sheer said:
I'm afraid its her responsibility.
yes I know you are right, is there any argument for the fact that he went over the lines?
None at all. he is perfectly entitled to stop if he feels necessary.

It might be a scam though.
no I do not think it is a scam but he drove onto the A road with noone ahead of him and then proceeded to do an emergency stop because he had decided he wanted to go right instead (he told my wife this whilst he was apologising)...I know this makes no difference to outcome of it being my wife's fault but I do find it a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...

chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
mark69sheer said:
I was on an uphill junction once quite a steep hill. There was a car infront and it was about to set off when a gap came . I thought I would follow..

Sadly the lady driver in front couldn't handle the hill start and instead of setting of forward she momentarily slipped backwards as I in an automatic went forwards...

There was a minor bump. I was on my brakes straight away when I realised she hadn't gone forwards but had dropped back instead and the front of my car dipped under brakes and actually hit her car below the rear bumper.

I still ended up paying as the car from the rear.

frown
this is what I find odd, basically she rolled backwards and hit you, assuming you weren't an inch from her bumper, how can that be your fault!?

BassMunkee

295 posts

241 months

Monday 28th January 2008
quotequote all
chippy17 said:
Heebeegeetee said:
chippy17 said:
mark69sheer said:
I'm afraid its her responsibility.
yes I know you are right, is there any argument for the fact that he went over the lines?
None at all. he is perfectly entitled to stop if he feels necessary.

It might be a scam though.
no I do not think it is a scam but he drove onto the A road with noone ahead of him and then proceeded to do an emergency stop because he had decided he wanted to go right instead (he told my wife this whilst he was apologising)...I know this makes no difference to outcome of it being my wife's fault but I do find it a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...
Not necessarily I don't think - I was sat at a set of traffic lights and somebody who had overshot reversed into the front of me.
Clearly it was his fault as I was stationary - he said so - all got sorted. If he had've pursued it I don't think he would have got too far.

FiveStar

760 posts

235 months

Monday 28th January 2008
quotequote all
chippy17 said:
a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...
Thats why the scammers find it oh so easy...

chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
FiveStar said:
chippy17 said:
a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...
Thats why the scammers find it oh so easy...
he drives ladies and gents from the old peoples homes in the area to various places and lives locally so I can't see the scam angle but i suppose you never know...

tigger1

8,483 posts

252 months

Monday 28th January 2008
quotequote all
Just be aware that a "repair job" at a garage will be a couple of hundred quid if it's cash, whereas if it's insurance it'll be 1k+. Robbing bastards.

7db

6,060 posts

261 months

Monday 28th January 2008
quotequote all
FiveStar said:
chippy17 said:
a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...
Thats why the scammers find it oh so easy...
If push comes to shove, it is possible to tell if a reversing light bulb was on when it was smashed.

chippy17

Original Poster:

3,740 posts

274 months

Monday 28th January 2008
quotequote all
tigger1 said:
Just be aware that a "repair job" at a garage will be a couple of hundred quid if it's cash, whereas if it's insurance it'll be 1k+. Robbing bastards.
I know but beyond that now as he called his insurance, luckily found out wife's insurance has protected no claims, at least that's something

a couple of years ago we got a large chip/crack in my wife's windscreen and at that time my wife had been insuring her own car and we subsequently found out she had no windscreen cover, so phoned the usual suspects, whom the insureres would use, and was quoted £350/£400!!! Then phoned local guy, £100 fitted!!!!!!!!!!! Robbery of the daylight variety...

Edited by chippy17 on Monday 28th January 17:23

Vipers

33,524 posts

259 months

Monday 28th January 2008
quotequote all
Forgot to add, when I had the little bump in the Volvo, I called the insurers straight away from the scene of the incident, they just said swap details, and dont worry about it. All very painless.

smile

mark69sheer

3,906 posts

233 months

Monday 28th January 2008
quotequote all
chippy17 said:
mark69sheer said:
I was on an uphill junction once quite a steep hill. There was a car infront and it was about to set off when a gap came . I thought I would follow..

Sadly the lady driver in front couldn't handle the hill start and instead of setting of forward she momentarily slipped backwards as I in an automatic went forwards...

There was a minor bump. I was on my brakes straight away when I realised she hadn't gone forwards but had dropped back instead and the front of my car dipped under brakes and actually hit her car below the rear bumper.

I still ended up paying as the car from the rear.

frown
this is what I find odd, basically she rolled backwards and hit you, assuming you weren't an inch from her bumper, how can that be your fault!?
Because she rolled back as I went forwards so we were both moving on impact albeit extremely slow impact.
I couldn't be bothered arguing knowing the car at the rear will get the blame so i told her notto go through the insurance and I would pay for the repairs personally..

It was just a minor bump on the valance under the rear bumper I estimated about £300.
I didn't hear anything for a few weeks so I rang her up and asked if she had got a quote yet to which she told me she had put it into the main dealer and it was going through the insurance !!!!!!!!! The bill was now misteriously £1400 for a poxy little nudge under the bumper on an F reg Fiesta Mk11

I was not a happy bunny.

SJobson

13,905 posts

295 months

Monday 28th January 2008
quotequote all
chippy17 said:
Heebeegeetee said:
chippy17 said:
mark69sheer said:
I'm afraid its her responsibility.
yes I know you are right, is there any argument for the fact that he went over the lines?
None at all. he is perfectly entitled to stop if he feels necessary.

It might be a scam though.
no I do not think it is a scam but he drove onto the A road with noone ahead of him and then proceeded to do an emergency stop because he had decided he wanted to go right instead (he told my wife this whilst he was apologising)...I know this makes no difference to outcome of it being my wife's fault but I do find it a bit too black and white this rule; you can basically reverse into someone behind you and it would be their fault...
Clearly you need to find an independent witness there and then - certainly not someone in the car with you. Then you have evidence that you were stationary.

In the circumstances you mention, I'd just state clearly what happened to your insurer and not worry what the outcome is. Driving out of a junction only to slam on the brakes to turn the other way may be sufficiently stupid that he could be at fault, or 50/50.

Mr Robbo

1,209 posts

276 months

Monday 28th January 2008
quotequote all
^^^^^ no its not. The onus is always upon the party behind to ensure that their way is clear & that they have a suffiecent distance in front of their own vehicle to enable them to bring that vehicle to a standstill in the space available.

The alternative would be that on each & every occasion when somewhat collided into the rear of another party, they would just blame the "abrupt" braking of the driver in front & hold it for a 50/50. This not withstanding that braking by its very nature is just, ie abrupt. Sadly the OPs wife is as guilty as a guilty thing.

jondude

2,441 posts

248 months

Monday 28th January 2008
quotequote all
Yep, your wife is 100% at fault.

She simply drove off whem it was unsafe to do so and was, therefore, the 'creator of her own misfortune'.

The Yanks have a good way of putting it. The ' but for ' cliche. But for the fact she did not look to ensure the way ahead was clear....would the accident have happened?

So unless he actually reversed into her, that says it all!

He has no doubt explained the circumstances or got advice, then smelt money.