Can you recommend a good motoring solicitor?

[Andy Zarse]

I need to take legal action to reclaim my insurance excess from an accident I had in June last year, as the other party are denying liability. Does anyone know a good motoring liability solicitor?

BTW, I think someone once mentioned PHer called Annie's Dad, is he a lawyer and can he act in such matters?

Any help gratefully recieved. Thanks in advance.

[Andy Zarse]

Bump.

Anyone help here?

What about "Mr Loophole"? What's his firm called?

[Trax]

Is your Insurance company chasing this themselves? Sounds like you dont have legal cover, which normaly deals with the recovery of injury claims, excess etc. Even though you dont have this, your insurance company will still argue liability, as they want what they paid out, unless they dont think they will win of course, then they come to whatever decision they want, seems as you will have subjegated (sp?) your rights for them to do that.

[Plotloss]

How much is the excess?

If its anything up to £1000 you'll spend more than that on a competant brief, easily.

[Chrisgr31]

Plotloss said:

How much is the excess?

If its anything up to £1000 you'll spend more than that on a competant brief, easily.

It will be more than that eventually thought due to the increased premiums. Presumably if he doesn't get his excess back his insurance compnay will say it was either his fault, or 50/50 and load the premium accordingly.

As regards Nick Freeman not sure it is his field.

Andy you might be surprised what happens if you write to your insurer. A couple of years ago our neighbours garden caught fire, and it spread to our garden burning down our shed. Our insurance company originally said that it was an act of god so we couldn't claim off the neighbour. We argued that the suspected cause was electrical and therefore he hadn't maintained his electrical equipment properly. It all wnent quiet for 18 months and we suddenly recieved a cheque returning our excess.

[Andy Zarse]

Plotloss said:

How much is the excess?

If its anything up to £1000 you'll spend more than that on a competant brief, easily.

I do have full legal protection cover, so that's not a problem. It's not so much the excess at £500, it's the loss of my No Claims and a fifteen year clear track record which is my primary concern.

The insurer has suggested using their own legal practitioners, but last time this happened they sent a very junior trainee to represent me at Court. He was perfectly useless and I only won due to my own efforts. Therefore I'd rather use a noted expert if it goes to Court.

PS Thanks to Flemke for the email!

Edited by Andy Zarse on Friday 22 February 14:03