Injury whilst passenger in taxi - advice sought

[SVS]

Hi all,

Today I was riding in a cab. Traffic had come to a stop for a few moments, but the car behind carried on into the back of the cab. Now my back hurts.

I have the name, phone number and a photo of the driver at fault, as well as the taxi driver's details.

What should I do?

[jezzaaa]

You should tell the taxi driver and his/her insurance company. You should also think very carefully about whether this injury is going to cause you genuine hardship (i.e. you actually need treatment which means taking time off work if self employed or it continues to affect your life/well being for weeks). Finally, before you jump on the wagon of injury claims, bear in mind that these claims are pushing everybody's insurance premiums up as the industry passes on the costs to their customers. Only make a claim if it really is a genuine, life-affecting injury.

[splitter / judas]

jezzaaa said:

You should tell the taxi driver and his/her insurance company. You should also think very carefully about whether this injury is going to cause you genuine hardship (i.e. you actually need treatment which means taking time off work if self employed or it continues to affect your life/well being for weeks). Finally, before you jump on the wagon of injury claims, bear in mind that these claims are pushing everybody's insurance premiums up as the industry passes on the costs to their customers. Only make a claim if it really is a genuine, life-affecting injury.

+1 on all points.

[SVS]

Thanks both.

I strongly suspect that I'll need some treatment (e.g. a few physio sessions).

I'm not after a whole load of compensation. I merely want to make sure any treatment would be covered (instead of me having to pay).

This is based on past experience. Someone drove into me and I simply accepted recompense to fix my vehicle. I ended up having to pay for my own private treatment when pain occured a day or so later. I want to avoid a similar thing this time.

I'm guessing I should get some sort of medical check up promptly ... ?

[Hooli]

yes see doc asap - the longer you leave it the harder they'd try to wriggle out & say your not hurt.