New plates. Car flagged as no insurance towed away
New plates. Car flagged as no insurance towed away
Author
Discussion

deeno65

Original Poster:

17 posts

40 months

Monday 4th September 2023
quotequote all
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.

BertBert

21,309 posts

242 months

Monday 4th September 2023
quotequote all
I imagine it's all fine. The car was insured at the time, no law broken

CanAm

14,115 posts

303 months

Monday 4th September 2023
quotequote all
As BertBert says, the Reg No did not show up but the vehicle was Insured. If necessary, her insurers will provide a letter confirming that they would have provided an indemnity had there been a claim.

deeno65

Original Poster:

17 posts

40 months

Monday 4th September 2023
quotequote all
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.

deeno65

Original Poster:

17 posts

40 months

Monday 4th September 2023
quotequote all
She is so worried. Thanks. Any more comments will be assuring. Thank you

Dingu

4,893 posts

61 months

Monday 4th September 2023
quotequote all
As above. Worth asking the insurers for a letter confirming they would have covered the vehicle which can then be provided to the police.

Grumps.

20,094 posts

67 months

Monday 4th September 2023
quotequote all
deeno65 said:
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.
Ok, ill do it.

Why wasn't her insurance company informed of the change in time?


anonymous-user

85 months

Monday 4th September 2023
quotequote all
Grumps. said:
deeno65 said:
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.
Ok, ill do it.

Why wasn't her insurance company informed of the change in time?
What does it matter to the OP, that's not what's being asked by him. Could numerous reasons he doesn't have to divulge.

RSTurboPaul

13,127 posts

289 months

Monday 4th September 2023
quotequote all
deeno65 said:
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.
Do you mean you did not advise the insurance company of the plate change prior to driving it on the road?

This thread has some discussion on being insured but not showing as insured:
https://www.pistonheads.com/gassing/topic.asp?h=0&...

but your situation appears different, as if the insurance marker is against the plate and not the vehicle/chassis number, I can understand the argument that she was not insured.


No insurance is 6 points on the licence, I believe, so she may have her licence revoked due to hitting the New Driver 6-point limit and need to re-test (if I understand it correctly).


EDIT: You may wish to contact AGT Law (agtlaw on here) as he specialises in legal defence of driving matters.

EDIT2: You will have towing / storage fees to pay when you recover the vehicle from the compound.




Edited by RSTurboPaul on Monday 4th September 13:17

simon_harris

3,214 posts

65 months

Monday 4th September 2023
quotequote all
So. Many. Full. Stops.

It's not a difficult process to follow, you didn't so she will get six points and a fine at least and will also have to re-take her test.

smokey mow

1,411 posts

231 months

Monday 4th September 2023
quotequote all
Setting aside the insurance issues, is there not still an offence for miss-display of a registration?

deeno65

Original Poster:

17 posts

40 months

Monday 4th September 2023
quotequote all
Sh had full cover on the car with the original plate. Just. Changed to private reg. it’s not sounding good with some comments.

Super Sonic

14,687 posts

85 months

Monday 4th September 2023
quotequote all
Do you know you've posted this thread twice?

Countdown

49,519 posts

227 months

VSKeith

2,012 posts

78 months

Monday 4th September 2023
quotequote all
As I understand it, the vehicle is covered regardless of registration displayed. A bit of an admin error on your side shouldn't result in points and fine; as posted above, just get a letter from your insurers. Not sure if impound costs will still be due as the error was at your end.

CloudStuff

4,267 posts

135 months

Monday 4th September 2023
quotequote all
VSKeith said:
As I understand it, the vehicle is covered regardless of registration displayed. A bit of an admin error on your side shouldn't result in points and fine; as posted above, just get a letter from your insurers. Not sure if impound costs will still be due as the error was at your end.
Indeed. A deeply trivial clerical error, which somehow seems to elicit the usual PH pile-on.

anonymous-user

85 months

Monday 4th September 2023
quotequote all
RSTurboPaul said:
Do you mean you did not advise the insurance company of the plate change prior to driving it on the road?

This thread has some discussion on being insured but not showing as insured:
https://www.pistonheads.com/gassing/topic.asp?h=0&...

but your situation appears different, as if the insurance marker is against the plate and not the vehicle/chassis number, I can understand the argument that she was not insured.


No insurance is 6 points on the licence, I believe, so she may have her licence revoked due to hitting the New Driver 6-point limit and need to re-test (if I understand it correctly).


EDIT: You may wish to contact AGT Law (agtlaw on here) as he specialises in legal defence of driving matters.

EDIT2: You will have towing / storage fees to pay when you recover the vehicle from the compound.




Edited by RSTurboPaul on Monday 4th September 13:17
I think this post can safely be ignored.

Sebring440

3,247 posts

127 months

Monday 4th September 2023
quotequote all
deeno65 said:
it’s not sounding good with some comments.
Pay no attention to the usual shower of PH frothers. They only post such nonsense to deliberately scare you. You may wonder why they do that; it's just a lack of confidence and a desire to feel smug.

Completely disregard their "advice" and get accurate advice from your insurance company.


limpsfield

6,680 posts

284 months

Monday 4th September 2023
quotequote all
CloudStuff said:
VSKeith said:
As I understand it, the vehicle is covered regardless of registration displayed. A bit of an admin error on your side shouldn't result in points and fine; as posted above, just get a letter from your insurers. Not sure if impound costs will still be due as the error was at your end.
Indeed. A deeply trivial clerical error, which somehow seems to elicit the usual PH pile-on.
Absolutely.

martinbiz

3,703 posts

176 months

Monday 4th September 2023
quotequote all
RSTurboPaul said:
deeno65 said:
Daughter bough a a1. Fully insured. Put private plates on then car stopped. By police says it was not insured. Put it in compound. Issued her papers. She is a new driver. We did not tell insurance in time. Have done now. So we can get it out of compound. How does she stand in the laws eyes please. She is a new driver. And very worried.
Do you mean you did not advise the insurance company of the plate change prior to driving it on the road?

This thread has some discussion on being insured but not showing as insured:
https://www.pistonheads.com/gassing/topic.asp?h=0&...

but your situation appears different, as if the insurance marker is against the plate and not the vehicle/chassis number, I can understand the argument that she was not insured.


No insurance is 6 points on the licence, I believe, so she may have her licence revoked due to hitting the New Driver 6-point limit and need to re-test (if I understand it correctly).


EDIT: You may wish to contact AGT Law (agtlaw on here) as he specialises in legal defence of driving matters.

EDIT2: You will have towing / storage fees to pay when you recover the vehicle from the compound.




Edited by RSTurboPaul on Monday 4th September 13:17
Why post a load of utter bo**ocks ‘advising’ someone on a subject you clearly know very little about