Test driving old Vanquish- insurance?
Test driving old Vanquish- insurance?
Author
Discussion

Mar5hall

Original Poster:

82 posts

1 month

Monday 6th July
quotequote all
2004 car worth over £50k. Which rules out tempcover and the like due to the value. I've tried - they won't even quote.

My driving other vehicles cover caps out at £25k fully comp.

What's the best route? Thinking of taking an agreed value policy and cancelling if sale doesn't go through. Issue is I won't be the owner/hold title for the test drive. Any easy options I'm missing? Would not buy without driving first!

davek_964

11,110 posts

202 months

Monday 6th July
quotequote all
I guess you're not buying from a dealer.

Has the seller agreed to you test driving? I wouldn't care what insurance you'd managed to get - if you crashed my car I've got better things to do in life than hope that your insurance pays, that you're chasing them, that it's going to a decent repair shop, that if it's total loss they're paying what it's worth etc etc etc.

Mar5hall

Original Poster:

82 posts

1 month

Monday 6th July
quotequote all
Correct is private sale

alscar

9,004 posts

240 months

Monday 6th July
quotequote all
The likes of Daysure I'm pretty sure always used to quote for up to £75k assuming you tick all their other underwriting criteria ?

Robertb

3,728 posts

265 months

Monday 6th July
quotequote all
The vendor could add you as a named driver to their policy. I've added friends to my car insurance in the past and it was not expensive.

vikingaero

12,884 posts

196 months

Tuesday 7th July
quotequote all
Robertb said:
The vendor could add you as a named driver to their policy. I've added friends to my car insurance in the past and it was not expensive.
It's a Catch-22 situation. Do you want to put a complete stranger on your policy? But you might need to do it to get the car sold.

davek_964

11,110 posts

202 months

Tuesday 7th July
quotequote all
vikingaero said:
It's a Catch-22 situation. Do you want to put a complete stranger on your policy? But you might need to do it to get the car sold.
You don't though. I've sold several cars - no test drive. There are clearly people that won't accept that - but nobody who's viewed / bought my cars expected test drives (they were happy to be passengers)

over_the_hill

3,313 posts

273 months

Tuesday 7th July
quotequote all
Have you tried calling your current insurer, explaining the situation e.g. looking to buy, test drive etc. and can they offer cover ?
Might cost a few pounds, might costs a lot of pounds but if you don't ask and all that ...

Jeremy-75qq8

1,715 posts

119 months

Tuesday 7th July
quotequote all
I would not let anyone test drive any of my cars.

They are welcome to any inspection and I will take them out and do any reasonably legal manoeuvre they request but they are not driving it.

The dealer inspecting it is fine to drive it as the wish if a ( Porsche ) main dealer