I was hit on a roundabout today. Do I need to inform police?
Discussion
I was turning right on a roundabout on the A11 today. There was 2 clear lanes on the roundabout. A car on the inside lane which was travelling faster than me crossed into my lane and the rear tyre of his car caught the front bumper/wing of my car.
I pulled into the next lay-by but the driver turned off just before the lay-by and made his escape.
Do I need to inform the police? I don’t have the details of the other car.
The damage is mainly the rubber from his tyre on my ppf. So, don’t imagine that I’ll claim on my own insurance and I can’t claim on the other drivers insurance as I have no details.
Do I need to inform my insurance? Even if I’m not claiming.
I pulled into the next lay-by but the driver turned off just before the lay-by and made his escape.
Do I need to inform the police? I don’t have the details of the other car.
The damage is mainly the rubber from his tyre on my ppf. So, don’t imagine that I’ll claim on my own insurance and I can’t claim on the other drivers insurance as I have no details.
Do I need to inform my insurance? Even if I’m not claiming.
belfry said:
I was turning right on a roundabout on the A11 today. There was 2 clear lanes on the roundabout. A car on the inside lane which was travelling faster than me crossed into my lane and the rear tyre of his car caught the front bumper/wing of my car.
I pulled into the next lay-by but the driver turned off just before the lay-by and made his escape.
Do I need to inform the police? I don t have the details of the other car.
The damage is mainly the rubber from his tyre on my ppf. So, don t imagine that I ll claim on my own insurance and I can t claim on the other drivers insurance as I have no details.
Do I need to inform my insurance? Even if I m not claiming.
Just repair it and move on, you have nothing to gain informing anyone.I pulled into the next lay-by but the driver turned off just before the lay-by and made his escape.
Do I need to inform the police? I don t have the details of the other car.
The damage is mainly the rubber from his tyre on my ppf. So, don t imagine that I ll claim on my own insurance and I can t claim on the other drivers insurance as I have no details.
Do I need to inform my insurance? Even if I m not claiming.
Johnnybee said:
I'd report it. The other driver could have the view they did nothing wrong and report you for failing to stop, unlikely but at least you have covered yourself by informing the police
I would do this too. There could be a small chance the driver "hands him/herself in".My gut feeling would be they saw they tapped a Ferrari and scarpered because of the potential cost.
I take it no dashcam?
FWIW:
I was hit on a roundabout years ago - similar to what happened to you, but we did both stop. I reported it to my insurers - who told me that almost all roundabout claims go 50/50 because you'll both claim the other person was in the wrong lane / cut across.
In my case, the other party admitted liability (and if they hadn't I did have dashcam) - but it means that even if you had their details, you'd probably still find you were claiming on your insurance (or they were).
I was hit on a roundabout years ago - similar to what happened to you, but we did both stop. I reported it to my insurers - who told me that almost all roundabout claims go 50/50 because you'll both claim the other person was in the wrong lane / cut across.
In my case, the other party admitted liability (and if they hadn't I did have dashcam) - but it means that even if you had their details, you'd probably still find you were claiming on your insurance (or they were).
belfry said:
The damage is mainly the rubber from his tyre on my ppf
I’m sorry it happened to you, but slightly concerned when you say ‘mainly’.I’m no expert, but the panel gap looks wider at the wheel side than it does towards the headlight (I don’t know if it was like that in the first place).
As others have said, I’d report it if only because the other driver might.
Edited by ChevronB19 on Friday 14th August 10:27
Countdown said:
Out of curiosity why?
If there's damage to the other vehicle then, regardless of fault, you're required to give details to the other driver - or report it to the police if for any reason you don't give details at the scene.Of course the OP doesn't know for sure whether the other car was damaged, but looking at his own car it's quite likely that it suffered at least some damage. And he didn't give his details at the scene, therefore he has to report it.
Of course if he doesn't report it then the only way he'll get into trouble is if the other driver decides to report it himself, which is unlikely if it was his fault and he drove off. But if the OP wants to be compliant with the law in a belt and braces sort of way, he should report it.
Years ago I got a scuff from another vehicle on a roundabout.
(I didn't think it was my fault but the thread i made on here went in many directions, as is usual. Like the time i asked for advice for a commuter car needing to carry kids and luggage 4 miles, and some were adamant I should buy an electric bike).
Anyway, I did report it to the police, via 111 I recall.
Why? Because I wanted to head off any potential of finding myself on the hook of any reciprocal "failure to report" charge agaisnt me.
I made it clear I did not want to press charges againstthe 3rd party foor their failure to report, because the damage (like.youes) was superficial and my car (probably not like yours) was a £800 shed.
I did not tell my insurer, either are the time, or at renewal. Why? Because I would have had to declare it for the next 5 years and basically allowed the insurance sector to profiteer from me for zero outlay of their own.
If I had had a valuable cae that needed money spending on it to repair, I might have made a different choice.
I also had a dashcam to back up my view, had I wanted to pursue it (or needed to defend my actions).
I never heard anything of it, and this was about 10 years ago I reckon. It was a bit of a risk as insurance companies like the "head we win/ tails.you lose" approach to "incidents", but it was a "calculated risk which I know the insurance sector will appreciate.
Hth
(I didn't think it was my fault but the thread i made on here went in many directions, as is usual. Like the time i asked for advice for a commuter car needing to carry kids and luggage 4 miles, and some were adamant I should buy an electric bike).
Anyway, I did report it to the police, via 111 I recall.
Why? Because I wanted to head off any potential of finding myself on the hook of any reciprocal "failure to report" charge agaisnt me.
I made it clear I did not want to press charges againstthe 3rd party foor their failure to report, because the damage (like.youes) was superficial and my car (probably not like yours) was a £800 shed.
I did not tell my insurer, either are the time, or at renewal. Why? Because I would have had to declare it for the next 5 years and basically allowed the insurance sector to profiteer from me for zero outlay of their own.
If I had had a valuable cae that needed money spending on it to repair, I might have made a different choice.
I also had a dashcam to back up my view, had I wanted to pursue it (or needed to defend my actions).
I never heard anything of it, and this was about 10 years ago I reckon. It was a bit of a risk as insurance companies like the "head we win/ tails.you lose" approach to "incidents", but it was a "calculated risk which I know the insurance sector will appreciate.
Hth
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