INSURER TIPS

[fausTVR]

Hello all, I'm getting frustrated trying to get a decent classic policy quote on my Chim 500. Lowest I've had is £286 (classicline) for 3k miles, garaged, 2nd car, standard, 49 Y/O, all clean record.

It just seems a bit steep, I've started a bit late this year and will struggle to get near 3k miles anyway.

I did have a quote for 190 emailed to me but when I called up they said sorry, we don't consider 1997 to be a classic, but had it been '96 no problem! So now it's well over 400!


So I've tried quite a few, though many are closed when I finish work. Going to have another try sitting in queues listening to muzak tomorrow.

Any good suggestions?

[DarkMatter]

ManningUK, Adrian Flux, Footman James???

[2 sMoKiN bArReLs]

You think £286 is steep?

What price are you aiming for?

[Bobhon]

Classic line take my 2002 Tamora as a classic car on a 5,000 miles/year policy. Nowhere near £250 though.

Bob

[mk1fan]

£286, I'll take that.

[fausTVR]

Must be just me, recently saw a thread on here (failed to re-find it) in which some TIVers were getting in the 160 to 260 range and it raised my expectations. Maybe when I reach 50.

It's confirmed then, I'm just a tightwad. That thread had me writing down the insurers and numbers but then the page got used as a coaster rendering it illegible. Good work there Einstein.

[jesfirth]

Mine is 330 for 5000 miles with Classicline. Been with them for 17 years. Really helpful and will agree valuation.

[fausTVR]

Yup, I've been with Classicline in the past, just done the deal after lots of 400+ quotes elsewhere. 286+20 for agreed value to follow with pics. Also comes with full breakdown cover and only 100 excess so pretty good really.

Thanks chaps.

[paul1962]

fausTVR said:

Must be just me, recently saw a thread on here (failed to re-find it) in which some TIVers were getting in the 160 to 260 range

Footman James was the company in the thread you mentioned but I can't find the thread now.
Looking on the TVRCC forum they were quoting as low as £137 for 5K miles and agreed value.
They need Thatcham alarm which I believe the Chim has but not everyone is aware of that.

[QBee]

Don't forget that geography can play a part in insurance quotes, London being the worst and some country areas being the best

[Transmitter Man]

QBee said:

Don't forget that geography can play a part in insurance quotes, London being the worst and some country areas being the best

...as can occupation.

Local Government employee is less risk that F1 racing driver.

I know, it should be the other way round.

[V41LEY]

Mine is similar but I get 5k miles with Manning. Doubt you'll get a much lower quote.

[HiAsAKite]

RH Specialists would be another to try (now part of Hiscox I think). Had my Chim with them for last few years..

[ThePrisoner]

Transmitter Man said:

...as can occupation.

Local Government employee is less risk that F1 racing driver.

I know, it should be the other way round.

This is what i found. For some reason HP post codes ( S/Bucks) seems to be quite an expensive area to insure a standard car, let alone a TVR. Example:- 92 Griff, old git with no garage but a drive to leave it on. £285 agreed value.

[seeby]

Mannings £250 96 400Chim 59yr old 2nd car 3k mileage .Don't think your quote is OTT

[MethylatedSpirit]

I'm paying about the same on a 350i, 8k miles at 23 with aviva...


Not a classic policy though, but they seem to be one of the more "trustworthy" insurers.