Property Deeds

[hopey290284]

I have recently ended a 7 year relationship and have a joint mortgage on a house, my ex partner is being very reasonable about things as we split on good terms and has agreed that i am going to keep the house and she doesn’t want a penny for it.

Do i need to go through a solicitor to change the deeds? Any advice would be much appreciated.

[berry100]

Yep, solicitor, deeds changed, building society informed, may involve new mortgage set up etc also all signed of by your partner (ex)...

[cpas]

Definitely get her name removed, or you could end up paying the mortgage for the next 10+ years only to find she gets stroppy and claims her half of the house - and you wouldn't have a leg to stand on as she would still be on the deeds.

[robinhood21]

Get them changed before she changes her mind. My ex said much the same and only wanted a few things from the house. Told her to take what she wanted; next thing the house is empty, apart from the marital bed and my clothes. Then her solicitor came a knocking.
Good luck.

[hopey290284]

I wouldnt have minded giving her half but im not going to throw money away!

Cheers for the advice...Solicitors asap me thinks!

[SS HSV]

I had the same thing with my first wife. She refused to take anything so I gave her £10k towards a Volvo to drive my daughter around in.

If you had ever witnessed her driving you would have done the same

[Piglet]

You need to get advice, she'll get advice you'll end up paying her off. Make sure you remain in control and don't get to the stage of having to negotiate through the lawyers.

Will you get a mortgage for the whole value?

[dickymint]

You will get stiffed - sorry!

[ShadownINja]

Act fast while she's in such a mood. Her friends may tell her she's being silly.

[cpas]

ShadownINja said:

Act fast while she's in such a mood. Her friends may tell her she's being silly.

Then her family will get involved and you'll be really f*cked - LOL!!

[joscal]

Totally agree, my experience is when the friends get involved it all goes totally pear shaped..I am convinced that (most) women love to sit over a coffee and rape men blind.

Bitter? Me? Yes, very.

[Jasandjules]

hopey290284 said:

I have recently ended a 7 year relationship and have a joint mortgage on a house, my ex partner is being very reasonable about things as we split on good terms and has agreed that i am going to keep the house and she doesn’t want a penny for it.

Do i need to go through a solicitor to change the deeds? Any advice would be much appreciated.

Yes. And, I would also draw up a contract which states that she revokes all rights to the property etc..etc..

I say this because, no matter how friendly you are now, I warn you that in future she MAY meet another man, then she MAY want some money for a deposit on a new house, her new man MAY tell her she was stupid to let you get away without paying when she is entitled to half etc........ I say this because that is what case law tells me happens, a LOT. Cover your a**e.

[NDA]

Would there be cause for a Stamp Duty charge to be raised when transferring property in such a way? Or any other tax nasties?

[XMES RUS]

Sod all the advice tell us what how it ended, she's being nice becuase she's forking someone else me thinks.

[SimonV8ster]

NDA said:

Would there be cause for a Stamp Duty charge to be raised when transferring property in such a way? Or any other tax nasties?

Wouldn't be any Stamp Duty me thinks as the property is not be sold, just titles transferred.

Don't know about any tax implications though.

[briSk]

SimonV8ster said:

NDA said:

Would there be cause for a Stamp Duty charge to be raised when transferring property in such a way? Or any other tax nasties?

Wouldn't be any Stamp Duty me thinks as the property is not be sold, just titles transferred.

Don't know about any tax implications though.

as i understand it if you gave me your house i'd still have to pay stamp. BUT if you just switched to being you and your misus to just you OR just you to you and your missus then no stamp payable. i.e. as long as the old name remains on the deeds somehow there's no stamp.

[FrankenFarter]

XMES RUS said:

Sod all the advice tell us what how it ended, she's being nice becuase she's forking someone else me thinks.

[theshrew]

Get it done while she's being nice mine said the same then bummed me big time. Doesnt take much for friends family etc to turn women into money grabbing twassers