Discussion
Bit confused by the question to be honest, it's no different to it crapping out anywhere else, get it recovered and then depending on the severity of the issue get it fixed or strip it for parts and scrap the shell.
Is the question about how to get the car recovered because if so recovery services do attend trackdays, I know the AA and Green Flag do anyway as I've seen them turn up to help members.
Is the question about how to get the car recovered because if so recovery services do attend trackdays, I know the AA and Green Flag do anyway as I've seen them turn up to help members.
Trackdays are not cheap full stop after you've paid for the event fee, fuel, additional wear on tyres, brakes (discs and pads), oil and other fluids your looking a decent chunk of change for each day.
Insurance covering own damage if you want it is not that bad in scheme of things usually between 1% and 0.5% of the value as a premium and a 5% excess with minimum values for both. TBH it isn't worth it on lower value or older cars.
Mechanical failure wise no matter weather the car is box fresh or a 20 year old shed your SOL and paying for it yourself. This may also include recovery costs.
Insurance covering own damage if you want it is not that bad in scheme of things usually between 1% and 0.5% of the value as a premium and a 5% excess with minimum values for both. TBH it isn't worth it on lower value or older cars.
Mechanical failure wise no matter weather the car is box fresh or a 20 year old shed your SOL and paying for it yourself. This may also include recovery costs.
^^^^^^ what he says..
Trackday insurance will cover your own damage regardless of fault if the car body is damaged, be it collision or hitting the barrier. You cannot claim off the other driver.
My cover has a 10% excess, which is 10% of the total value of the car, so with my £10,000 car, the excess is £1,000, even if the claim is only £1250. My car is insured under a classic policy that includes such cover. I get 6 UK track days a year within the premium, after that is £52 per event. I would imagine that single event cover is more expensive than that, if only because of the admin involved. So far in 20 track days I have not had to claim. Track days, if driven sensibly, and with extreme caution in the wet, are relatively safe, but I have been lucky on more than one occasion.
On my policy Spa Francorchamps is possible, but more expensive, and they won't cover the Ring at all due to the high number of accidents.
Blow the engine up, break a gearbox - tough. And don't assume that just because a car is "made for the track", it won't break. You would think that 911s have a sporting pedigree, but of the three at my last track day, two went home early, one with an engine fault and one with a blown turbo. Prepare your car properly and watch the gauges and listen as you drive, and you will stand a better chance of having no problems.
Track days cost me on average around £400-500 a time.
Trackday insurance will cover your own damage regardless of fault if the car body is damaged, be it collision or hitting the barrier. You cannot claim off the other driver.
My cover has a 10% excess, which is 10% of the total value of the car, so with my £10,000 car, the excess is £1,000, even if the claim is only £1250. My car is insured under a classic policy that includes such cover. I get 6 UK track days a year within the premium, after that is £52 per event. I would imagine that single event cover is more expensive than that, if only because of the admin involved. So far in 20 track days I have not had to claim. Track days, if driven sensibly, and with extreme caution in the wet, are relatively safe, but I have been lucky on more than one occasion.
On my policy Spa Francorchamps is possible, but more expensive, and they won't cover the Ring at all due to the high number of accidents.
Blow the engine up, break a gearbox - tough. And don't assume that just because a car is "made for the track", it won't break. You would think that 911s have a sporting pedigree, but of the three at my last track day, two went home early, one with an engine fault and one with a blown turbo. Prepare your car properly and watch the gauges and listen as you drive, and you will stand a better chance of having no problems.
Track days cost me on average around £400-500 a time.
If you blow the car up you will have to get it recovered and fix it. Most breakdown policies WILL NOT cover you if you have been participating in a trackday. Only the AA will pick you up if you have. RAC and Greenflag won't according to their T's and C's.
Not sure if trackday insurance covers for mechanical failure though!
Not sure if trackday insurance covers for mechanical failure though!
sydown said:
.......
Not sure if trackday insurance covers for mechanical failure though!
No, it doesn't. It covers accident crash damage only, and only your own car, so no claims from third parties.Not sure if trackday insurance covers for mechanical failure though!
There has been a recent court case where the crashed into driver claimed off his track day cover, and the insurers then sued the other driver for their costs and won.....but that case was an aberration and the insurer themselves stated that they wished they hadn't taken the case to court, and didn't pursue the money after the judgement.
They only got judgement because m'lud hadn't a clue what a track day was and applied the normal rules of the highway as if it had happened in Clapham High Street, not Riches Corner at Snetterton. (Smacks of "and who are these Bee-attles?". "I believe they are a popular beat combo, m'lud")
Chr1sch said:
Last one I did at bedford a Focus ST blew its turbo and the AA turned up, confirmed turbo had blown and then left. They categorically refused to tow it away
My mate blew the gearbox on his Intergra type R at Bedford and the AA recovered him home, I took out AA cover after speaking to the AA and they confirmed they would pick up from the paddock!!The T&C's state:
Participation in sporting events
Assistance for vehicles broken down as a result of taking part in any “Motor Sport Event”
including, without limitation, racing, rallying, trials or time-trials or auto test. However, for the
avoidance of doubt, the AA does not consider “Concours d’elegance” events, track test days
for road-legal vehicles or rallies held exclusively on open public highways where participants are
required to comply with the normal rules of the road, to be Motor Sports Events
Chr1sch said:
Last one I did at bedford a Focus ST blew its turbo and the AA turned up, confirmed turbo had blown and then left. They categorically refused to tow it away
Should of towed to the main road.When my S2000 caught fire, i had plenty of offers to tow me to the main road where the RAC picked me up.
Thankfully they never questioned where all the fire extinguisher powder came from
Edited by R1 Indy on Wednesday 8th July 13:06
R1 Indy said:
When my S2000 caught fire, i had plenty of offers to tow me to the main road where the RAC picked me up.
Thankfully they never questioned where all the fire extinguisher powder came from
Very good Thankfully they never questioned where all the fire extinguisher powder came from
My breakdown cover is with GEM, because they're pretty amazing value and they served us well when the exhaust fell off my mum's Mondeo (only a Ford could do this at eight years old..). But while their policy does not specifically exclude driving on a circuit, it does tick off most any form of competitive or timed driving, and I think I might have some talking to do should I need recovering from inside a circuit.
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