Discussion
My girlfirends sister has stupidly bought a car off her best friend,she's not even passed her test yet. She has it parked outside her folks house, its taxed and MOT'ed but obviously not insured.
In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
Edited by TheCoolerKing on Monday 22 November 14:37
She'll still need a minimum of third party cover to leave it parked on the road. Oddly, insurance for Provisional Licence holders isn't too bad as the insurer assumes the car will only be driven with an experienced driver in the passenger seat. When she passes her test and can drive unsupervised, her premium will rocket.
TheCoolerKing said:
My girlfirends sister has stupidly bought a car off her best friend,she's not even passed her test yet. She has it parked outside her folks house, its taxed and MOT'ed but obviously not insured.
In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
Tell her to take it off the road or in sure it ASAP, like yesterday!!!!!!In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
Edited by TheCoolerKing on Monday 22 November 14:37
It's not fair on insurance paying drivers. And should her car, even while parked be involved in an road traffic accident, others stand to lose out as they won't be able to claim against her.
If she won't do either you have the responsiblity to report her or at least tell someone else who does have the balls to report her.
LivinLaVidaLotus said:
Learner driver insurance actually tends to be cheaper than insurance for when you've passed in my experience - so if she can't afford it as a learner then she'd stuffed if she passes.
yup that's my experience too - learner policy is cheaper than the "you can drive on your own now" policy.300bhp/ton said:
It's not fair on insurance paying drivers. And should her car, even while parked be involved in an road traffic accident, others stand to lose out as they won't be able to claim against her.
This doesn't make sense. If her parked car was involved in an accident why would anyone be claiming against her?OP, just get her to put it on your parents front garden with a sheet over it, away from the prying eyes of ANPR cameras.
TheCoolerKing said:
I think the sensible thing seems to be to tell her to get learner insurance or I'll shop her.
I assumed it would cost an arm and a leg as learner drivers under 21 most be THE MOST risky group.
Compare the whatsname it is for her
a female learner driver... your not looking at an arm and a leg... probably quite cheap to be honest (depending on what you call cheap) maybe looking at £70 for the first month... shop around im sure you'll find something in her price rangeI assumed it would cost an arm and a leg as learner drivers under 21 most be THE MOST risky group.
Compare the whatsname it is for her
R11ysf said:
300bhp/ton said:
It's not fair on insurance paying drivers. And should her car, even while parked be involved in an road traffic accident, others stand to lose out as they won't be able to claim against her.
This doesn't make sense. If her parked car was involved in an accident why would anyone be claiming against her?R11ysf said:
This doesn't make sense. If her parked car was involved in an accident why would anyone be claiming against her?
Handbrake fails and it rolls into another car. Sounds far-fetched, but I've seen two parked cars crash in this way.R11ysf said:
OP, just get her to put it on your parents front garden with a sheet over it, away from the prying eyes of ANPR cameras.
It won't need to be covered up if it's off the road. TheCoolerKing said:
Chris_w666 said:
Not sure why she is stupid OP.
You might have a point buying a car without insurance isn't stupid.
TheCoolerKing said:
My girlfirends sister has stupidly bought a car off her best friend,she's not even passed her test yet. She has it parked outside her folks house, its taxed and MOT'ed but obviously not insured.
In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
'In her defense she has no intention of driving it until she has passed her test and wants to take her test in her instructors car as she is familer with it. The glimmer of light to this act of stupidity is she has a test date in 6 weeks time I think.
What are her options, I'm pretty sure I know the answer to this question already.
I've personally told her to take it back but she doesn't want to do this. She can't really SORN it and with new regs coming in next year I see no other options. Learner driver insurance will cripple her because shes under 21 and a student even for a month or so and her parents don't have a garage so its on the road in full view.
She's techically the legal owner of an uninsured car I've explained 6 points on her licence never being to get insurance quote under a grand for the next 5 years,this bit she's grasped.
Edited by TheCoolerKing on Monday 22 November 14:37
Am I right in thinking the 6 points only applies to 'driving without insurance' and not not owning a car without insurance?
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