Insurance Question

[Suggs]

A question for any Insurance experts out there really....
I have a few vehicles and hence a few insurance policies to cover them. Every time I renew or buy a new policy they try to sell me Legal Expenses cover. Fair enough, but is each Legal policy connected to the motor policy with which it was purchased or will one legal policy cover me for all my vehicles?

[nutsy]

Suggs
You would need to read the small print, but normally only covers the specific car in the main policy.
I have three cars, and legal cover on each one.
Regards
Paul Hudson

[loaf]

Legal expenses insurance (LEI) normally only applies to the vehicle on teh policy to which the LEI is attached, insofar as the £50k of expenses after an insured incident is concerned. The other bits and bobs - free legal advice etc. - is usually non-vehicle specific. If you had a fleet policy, it'd probably be global, but you'd need to check - don't ever assume anything with insurance.

[moreymach]

Depends on the wording of the Legal Expenses policy. Some are actually part of the motor policy its self and are specific to the insured vehicle while others are sold as an add on and relate to you as policy holder rather than to the vehicle.

[Suggs]

Thanks guys, I'll check the wording on the little leaflets and other related documentation.