Very OT - accepting credit card payments online
Discussion
Forgive the very OT nature of this email 
Nothing to do with cars ....
As there's a number of us IT types on here, anyone got any experience of companies who take credit card payments on your behalf for products on your site ? (e.g. worldpay.com)
I'm looking for someone who will take all common credit cards, preferably in several currencies, can pay into a UK bank, and with no monthly fee* but a higher rate per transaction (say 10% or 15%) and can redirect to a URL (where the user can download their purchase ... it's software btw).
Anyone recommend someone ?
(* - this is more efficient until sales reach the £2k pa mark, I've worked out)
Nothing to do with cars .... As there's a number of us IT types on here, anyone got any experience of companies who take credit card payments on your behalf for products on your site ? (e.g. worldpay.com)
I'm looking for someone who will take all common credit cards, preferably in several currencies, can pay into a UK bank, and with no monthly fee* but a higher rate per transaction (say 10% or 15%) and can redirect to a URL (where the user can download their purchase ... it's software btw).
Anyone recommend someone ?
(* - this is more efficient until sales reach the £2k pa mark, I've worked out)
We've used WorldPay for over 2 years now for Pay for View access to articles (PDF files), as well as traditional hard goods and services.
The system is very easy to use, and offers a server call-back function, where the payment engine on Worldpay can send data back to your servers to update your local dbs etc. You can then redirect the user to get the digital product off your web site.
You get 3 free currencies as well, and you can ask for more, all of which pay into a UK bank account (or all separate if you wish).
Not sure of the costs though, as we are a not-for-profit and had a special arrangement.
HTH
>> Edited by FunkyGibbon on Monday 24th February 13:28
The system is very easy to use, and offers a server call-back function, where the payment engine on Worldpay can send data back to your servers to update your local dbs etc. You can then redirect the user to get the digital product off your web site.
You get 3 free currencies as well, and you can ask for more, all of which pay into a UK bank account (or all separate if you wish).
Not sure of the costs though, as we are a not-for-profit and had a special arrangement.
HTH
>> Edited by FunkyGibbon on Monday 24th February 13:28
Deester said: Doesn't world pay require you to pay some crazy amount of 'set-up' fee that is non-refundable if they decide not to give you the service due to a credit check?
I think my set up fee was something like £250. It's a very good system from an administration and fraud detection point of view.
I use DigiBuy and RegNow for selling shareware. They're both owned by Digital River now, but when I started using them they were separate.
They've been in business a long time and are unlikely to go bankrupt taking your money with them (unlike RegisterHouse which I was fortunate not to lose any money with when they did).
They've been in business a long time and are unlikely to go bankrupt taking your money with them (unlike RegisterHouse which I was fortunate not to lose any money with when they did).
I'd echo Ted and Don and suggest you use Worldpay or Netbanx. I've used both with various clients over the years and they've always been reliable.
Main thing to bear in mind is general security of client data - no point in having super duper security on the transaction - if the site database is unprotected and full of credit card no's.... (seen it done!)
Main thing to bear in mind is general security of client data - no point in having super duper security on the transaction - if the site database is unprotected and full of credit card no's.... (seen it done!)
Forums | General Gassing [Archive] | Top of Page | What's New | My Stuff