LHD Premium?
Author
Discussion

Super_Marv

Original Poster:

290 posts

291 months

Saturday 1st March 2003
quotequote all
Just wondering if a LHD car costs more to insure than a RHD one?

Anyone know whether it adds much to the insurance premium?

Cheers,

Marv

Ps. Sorry if this has been discussed a thousand times before, but i want to know!

egomeister

7,582 posts

291 months

Saturday 1st March 2003
quotequote all
Not really sure but I know someone who has a left hand drive 106 Gti. His insurers weren't bothered about it being LHD. I'll try to find out the name of the company on Monday.

egomeister

7,582 posts

291 months

Saturday 1st March 2003
quotequote all
Not really sure but I know someone who has a left hand drive 106 Gti. His insurers weren't bothered about it being LHD. I'll try to find out the name of the company on Monday.

miniman

29,826 posts

290 months

Saturday 1st March 2003
quotequote all
Can't see that it does. My Trans Am costs £350 fully comp which is not bad for 6.6 V8! Probably get the best prices from a specialist rather than from Direct Line etc.

Deester

1,607 posts

288 months

Saturday 1st March 2003
quotequote all
So, let me get this straight... There is no premium for a left hand drive car which is difficult to drive on the smaller roads, especially overtaking! And if you upgrade your brakes it costs you more!!! FFS your improving safety.

Its crazy! Damn insurance companies!!!

chrisx666

808 posts

289 months

Saturday 1st March 2003
quotequote all
There is usually a premium for LHD if the vehicle is available in RHD. A friends TT quote was £850RHD / £1000LHD. The reasons usually quoted being impared visibilty and parts issues.
It does not really apply to US imports (Corvettes / Mustangs etc) as they are pretty much LHD only.
I agree with trying the specialists, but don't forget the likes of Tesco and NU direct.

CeeGee

157 posts

292 months

Saturday 1st March 2003
quotequote all
I'm not quite sure if I was charged an additional premium for my car being LHD ('94 Porsche 993) but when I was looking for quotes, one or two insurance companies wouldn't even quote for it.

That said, Tesco didn't even blink twice and I went with them as a result.

CG

reardrive

2,222 posts

296 months

Saturday 1st March 2003
quotequote all
I used to work for a major national insurance broker.
There is no hard and fast rule - some quote, some don't, some load, some don't. Golden rule is to spend as much time as you can afford shopping around.

Super_Marv

Original Poster:

290 posts

291 months

Monday 3rd March 2003
quotequote all
Cheers for the relpies people.....i'll just have to do the pain in the arse thing and hunt around then!

rich 36

13,739 posts

294 months

Monday 3rd March 2003
quotequote all
Insurance world billing road Northampton, 15% loading on my 1982SC LHD, i have been conned..