worried about losing your licence?

[shnozz]

an e-mail I received today..........

Worried about losing your Driving licence ?


===================================================================


Protect your freedom to travel for only ú49 per year !
It's easy to take your car for granted, whether its driving
to and from work, attending appointments, making service calls,
collecting children from school, or what about those vital
trips to the superstores?

Every time you get on the road the risk of you losing your
licence increases

Disqualification! It could never happen to you? Don't be too
sure. Just one speeding offence or 12 points clocked up over
3 years could cost you your licence. While speeding and
totting-up offences are certainly avoidable, even careful
drivers can be caught out. Convictions are increasing as
photographic evidence becomes computerised. One flash and
the summons is in the post!

Protect your livelihood
Salesman, deliverymen and those that use their cars for business
have the most to lose and stand the highest risk of being flashed.
Only you know how much you stand to lose!

Can you afford to risk it?
A camera detection device might just warn you - provided it works
in time or known camera locations are always up to date. Assuming
you're prepared to pay their asking price in the first place

For the equivalent of only ú4.08 a month
A FlashGuard policy KEEPS YOU ON THE ROAD by prividing you with up
to a maximum annual benefit of ú6,000 if you are disqualified for
speeding or totting-up offences. Use it for alternative
transport - you choose whether it's taxi, train, bus or to employ
a driver!


Interested ?

www.financecentre.co.uk/flashGuard?link=1&xref=4115636

[CarZee]

Very interesting...

wonder how they can afford blanket cover like that when the highest risk drivers are the ones most likely to take the coevr out..

what are the catches?.. probably something like conditions on how you're disqualified etc..

[shnozz]

thats what i was thinking. Someone that sticks avidly to the speed limits is unlikely to pay out for insurance.

[CarZee]

well.. at that price, I am thinking about it.. £49 is less that half what we pay for breakdown cover that we never use..

Exclusions for Drink/Drugs/Reckless/Dangerous if these are any part of the totting up that causes the DQ..

the former two don't worry me but it seems to be all too easy to be charged with careless/reckless/dangerous just for excessive speed these days..

The Insurer shall be under no liability;

1. In respect of the Insured if:

(a) he/she has not attained the age of 18 years;
(b) and he/she is not the holder of a full driving licence valid in the United Kingdom, the Channel Islands or the Isle of Man; and
(c) he/she has not held a full driving licence valid in the United Kingdom, the Channel Islands or the Isle of Man for a period of at least one year;
(d) and he/she is not resident in the United Kingdom, the Channel Islands or the Isle of Man.

2. Unless the incident from which any claim arises occurs:

(a) after the date of commencement of this Policy; and
(b) at a time when the Insured has duly paid all premiums due to the Insurer.



3. In respect of any claim arising outside the United Kingdom, the Channel Islands or the Isle of Man.

4.

(a) if the Insured has at the commencement of this Policy:

(i) had his/her driving licence endorsed with more than six penalty points or has been served with a complaint summons or other process alleging an offence which may on conviction result in his/her penalty points exceeding six;
(ii) during the previous 12 months been disqualified from driving by reason of penalty points endorsed on his/her driving licence totalling twelve or more;
(iii) during the previous 12 months been disqualified for speeding under the provisions of Section 89 of the Road Traffic Regulation Act 1984 and Schedule 2 of the Road Traffic Offenders Act 1988 (or any amendment thereof) or any similar legislation in force in Northern Ireland the Channel Islands or the Isle of Man;

(b) for that period of disqualification which exceeds twelve months;

5. (c) for travel costs incurred as a result of the Insured being temporarily or permanently prevented from driving following a conviction for driving or being in charge of a motor vehicle whilst unfit through drink or drugs or with excess alcohol or for failing to provide a specimen of breath blood or urine for analysis or dangerous or reckless driving, whether or not such conviction is the sole reason for disqualification.

>> Edited by CarZee (moderator) on Thursday 6th March 10:23