Breakdown Cover - Was over paying
Discussion
Now everyone has a favourite of who to use for breakdown cover, be it AA, RAC, Green Flag - whoever.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
However, this morning I saw that the monthly direct debit I have been paying has shot up to over £60 a month.
I have the full whistles and bells cover, European Breakdown, onward travel, the lot! For both me and my wife.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
They countered with £45, I said it needs to be sub £30. They countered again with £35.
Again I said no. They then added business cover (I do 1 or 2 business trips a year these day in my car) and sealed the deal for £32.50 a month.
A huge reduction with more cover.
Just shows how much these companies can discount when they want to!
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
However, this morning I saw that the monthly direct debit I have been paying has shot up to over £60 a month.
I have the full whistles and bells cover, European Breakdown, onward travel, the lot! For both me and my wife.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
They countered with £45, I said it needs to be sub £30. They countered again with £35.
Again I said no. They then added business cover (I do 1 or 2 business trips a year these day in my car) and sealed the deal for £32.50 a month.
A huge reduction with more cover.
Just shows how much these companies can discount when they want to!
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
I had the same issue in December with the RAC.
I paid £214.99 for a year in December 2023 for everything except European Cover, then they wanted over £340 last month.
Called them up and somehow they managed to get down to £147 fixed for 2 years, because I had been with them since 1996 allegedly.
Best to avoid Auto-renewals and shop around!
I paid £214.99 for a year in December 2023 for everything except European Cover, then they wanted over £340 last month.

Called them up and somehow they managed to get down to £147 fixed for 2 years, because I had been with them since 1996 allegedly.
Best to avoid Auto-renewals and shop around!
NRG1976 said:
Just get it with your bank account…or car insurance
Maybe, but bank account cover is usually limited on how far you will get recovered and doesn't cover Home Start. With the car insurance it only covers the car insured so if you have more than one car you'd have to pay twice. And still not get Home Start or unlimited recovery.
With my Personal RAC cover I get all of that for both cars, and for any other car I'm in.
Geoffcapes said:
Now everyone has a favourite of who to use for breakdown cover, be it AA, RAC, Green Flag - whoever.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
This!!!Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
Mr Tidy said:
NRG1976 said:
Just get it with your bank account…or car insurance
Maybe, but bank account cover is usually limited on how far you will get recovered and doesn't cover Home Start. With the car insurance it only covers the car insured so if you have more than one car you'd have to pay twice. And still not get Home Start or unlimited recovery.
With my Personal RAC cover I get all of that for both cars, and for any other car I'm in.
Cupid-stunt said:
Geoffcapes said:
Now everyone has a favourite of who to use for breakdown cover, be it AA, RAC, Green Flag - whoever.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
This!!!Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
Geoffcapes said:
Now everyone has a favourite of who to use for breakdown cover, be it AA, RAC, Green Flag - whoever.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
However, this morning I saw that the monthly direct debit I have been paying has shot up to over £60 a month.
I have the full whistles and bells cover, European Breakdown, onward travel, the lot! For both me and my wife.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
They countered with £45, I said it needs to be sub £30. They countered again with £35.
Again I said no. They then added business cover (I do 1 or 2 business trips a year these day in my car) and sealed the deal for £32.50 a month.
A huge reduction with more cover.
Just shows how much these companies can discount when they want to!
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
£720 a year. Just, wow.Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
However, this morning I saw that the monthly direct debit I have been paying has shot up to over £60 a month.
I have the full whistles and bells cover, European Breakdown, onward travel, the lot! For both me and my wife.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
They countered with £45, I said it needs to be sub £30. They countered again with £35.
Again I said no. They then added business cover (I do 1 or 2 business trips a year these day in my car) and sealed the deal for £32.50 a month.
A huge reduction with more cover.
Just shows how much these companies can discount when they want to!
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
loskie said:
I think my Start Rescue package. For a named car only was £50/year.
I did have cause to use them and it was a decent service
I can't believe anyone would pay £700+
Autorenew: companies love it 'cos folks by and large are complacent.
StartRescue for £50 a year for two cars. £30 a call out. Last time I called a breakdown firm called out was before my last two cars (so before 1998).I did have cause to use them and it was a decent service
I can't believe anyone would pay £700+
Autorenew: companies love it 'cos folks by and large are complacent.
Cupid-stunt said:
Geoffcapes said:
Now everyone has a favourite of who to use for breakdown cover, be it AA, RAC, Green Flag - whoever.
Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
This!!!Ive been with the RAC for 9 year now and in general have been very happy with the service I've received.
But over 700 quid a year is ridiculous. It's my fault for not picking up on the Direct Debit ages ago.
So I ring up the RAC, told them I was leaving as the price was way too high.
The moral of the story, check your renewals for direct debits and subscriptions. Off now to cancel several other subscription I have.
Tried to cancel the Disney Channel but there was uproar from the kids, so I've cancelled the Sky TV Kids channels instead as they never watch them.
I've also cancelled Bannatynes Gym membership as I never went.
Including the RAC reduction I reckon I'm about 160 quid a month better off! Or should I say I have £160 quid more to spend in the pub! So win win!
200Plus Club said:
My aunt has greenflag and has done for years. Renewal has auto crept up to £147.
I've lifted the auto renewal, let it lapse 24hrs and got it all again for £49 with them as new cover. Ridiculous renewal gouging practices!
Had exactly the same with them a few years back , shameful behaviour, but for everyone who lets it lapse they’ll be 9 that don’t bother and keep on paying.I've lifted the auto renewal, let it lapse 24hrs and got it all again for £49 with them as new cover. Ridiculous renewal gouging practices!
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